Vijaya Bank Two Wheeler Loan

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Drive Home Happiness

Attractive Rate of Interest
Loan Approval in 4 Hours
Tenure Up to 48 Months
Doorstep Service
Unbiased Experts Advice

Vijaya Bank Two Wheeler Loan Key Features

Vijaya Two Wheeler Loan Interest Rate 11.83%* per annum
Min Loan Amount ₹ 10,000
Max Loan Amount
(Loan to Value)
Loan up to 90% of On Road Price
or 100% of Ex-showroom Price
Loan Tenure 1 year to 4 years
Lowest EMI / Lac ₹ 2,625
Minimum Net Monthly Income Salaried – ₹ 7,000, Self Employed – ₹ 6,000
Age Criteria 21 years to 65 years(At Loan Maturity)
Types of Vehicle For All New Two-Wheelers (Bikes, Superbikes, etc.)
Processing Fee Up to 3% of the Loan Amount.
Foreclosure Charges 3% – 10% Based on the time of foreclosure ( Foreclosure not allowed during the first 3 months)
Basic Documentation ID Proof, Address Proof, Bank Statement

About Vijaya Bank Two Wheeler Loan

Vijaya Bank Two Wheeler Credit has gotten to be fundamental for a person to satisfy his dream of buying a modern bicycle at any taken a toll with any monetary asset. Vijaya bank is giving the opportunity of a lifetime by giving Two Wheeler Advances with Least Intrigued Rates & Reasonable EMIs.

Advantages of Vijaya Bank Two Wheeler Loan 

  1. Simple and bother free procedure
  2. Brisk Disbursal of Loan Amount
  3. Satisfy your needs by picking the Two Wheeler you love
  4. Alluring Rate of Interests
  5. Simple Repayment and Prepayment Method.

Vijaya Bank Two Wheeler Loan Eligibility

Your capacity to reimburse the advance is the greatest factor in choosing whether you’ll be qualified or not for the Vijaya Bank bike credit. Coming up next are the major criteria’s:

  • The candidate ought to be off in any event 21 years old and a limit of 65 years old to apply for the credit.
  • In the event that you have a normal month to month pay of Rs 7000 (salaried) and Rs 6000 (independently employed), you’re qualified for the Vijaya bike credit.
  • Cibil Score directly affects your qualification for the advance. On the off chance that you have a high Cibil score, you can get the endorsement for the credit without any problem.

Vijaya Bank Two Wheeler Loan Interest Rate, Fees and Charges

Interest Rate Starts at 11.83% p.a.
Processing Fee Up to 3% of the loan amount (maximum)
Prepayment Charges From 3% to 10% of the outstanding principal
Pre-payment charges Within 4 to 6 months – 10% of principal outstanding
Within 7 to 12 months – 6% of principal outstanding
13-24 months – 5% of principal outstanding
Post 24 months – 3% of principal outstanding
Prepayment is not allowed within three months of EMI repayment

Vijaya Bank Two Wheeler Loan Documents Required

1. Salaried Individual

Category Documents Required
Identity Proof(Any 1) Driving Licence
Aadhaar Card
Passport
Voter ID
Address Proof(Any 1) Driving Licence
Aadhaar Card
Passport
Voter ID
Compulsory Documents PAN Card
Bank Statement Bank statement of last 3 months

2. Self-Employed Individual

Category Documents Required
Identity Proof(Any 1) Driving Licence
Aadhaar Card
Passport
Voter ID
Address Proof(Any 1) Driving Licence
Aadhaar Card
Passport
Voter ID
Required Documents PAN Card
Bank Statement Bank statement of last 3 months

Vijaya Bank Two Wheeler Loan EMI Calculator

The candidate has the choice to realize the EMI’s before benefiting Vijaya Two Wheeler Loan. Along these lines, you can undoubtedly check through the connection underneath:

Two Wheeler Loan EMI Calculator

Vijaya Bank Two Wheeler Loan Types

Vijaya Bank offers different kinds of advances to its clients and you have the alternative of picking one of them according to your prerequisites. You have the accompanying two alternatives:

  • Bike Loan – If you wish to purchase a bike and wish to fund it then Vijaya has the best proposal for you. You can benefit this advance at an appealing loan cost of 12%.
  • Super Bike Two Wheeler Loan –If you’re wanting to purchase a Superbike and are searching for reserves, at that point this is the best arrangement accessible for you at an appealing financing cost of 11.83%.

Vijaya Bank Two Wheeler Loan Pre Calculated EMI

Rate 4 yrs 3 yrs 2 yrs 1 yr
11.83% 2625 3313 4699 8876
12.00% 2633 3321 4707 8884
12.50% 2658 3345 4730 8908
13.00% 2682 3369 4754 8931
13.50% 2707 3393 4777 8955
14.00% 2732 3417 4801 8978
14.50% 2757 3442 4824 9002
15.00% 2783 3466 4848 9025
15.50% 2808 3491 4872 9049
16.00% 2834 3515 4896 9073
16.50% 2859 3540 4920 9096
17.00% 2885 3565 4944 9120

How to Apply for Vijaya Bank Two Wheeler Loan

Apply for Vijaya Bank Two Wheeler Loan online by visiting Dialabank’s digital stage and afterward:

  1. Fill the fundamental Application Form for Two Wheeler Loan
  2. If it’s not too much trouble sit tight for a call from our Relationship Manager
  3. Get customized help and pick the most reasonable offer dependent on your requirements.
  4. Make the most of your Two Wheeler.

Vijaya Bank Two Wheeler Loan for Top Selling Bikes

Other Available Products from Vijaya Bank 

Vijaya Bank Personal Loan Vijaya Bank Gold Loan Vijaya Bank Home Loan
Vijaya Bank Credit Card Vijaya Bank Car Loan Vijaya Bank Education Loan

FAQs for Vijaya Bank Two Wheeler Loan

✅ What is Vijaya Bank Two Wheeler Loan?

Vijaya bank gives bike credits low handling expenses and the wellbeing rate offers. These advances are anything but difficult to get and simple to pay off. Less administrative work and long residency periods are given.

✅ How can I get Two Wheeler Loan from Vijaya Bank?

You can get 100% of the cost/receipt financed just in the event that you are applying for another bicycle. You should be a salaried candidate and the business must give the compensation order. Additionally, the candidate’s compensation ought to be transmitted to one of the Vijaya Bank’s offices.

How does Vijaya Bank Two Wheeler Loan work?

Vijaya Bank targets making a bike reasonable for the normal man.

What is the Two Wheeler Loan Interest Rate in Vijaya Bank?

Interest Rate for Two Wheeler Loan is 11.83%.

How to check Two Wheeler Loan status in Vijaya Bank?

You could either call the complementary no 1800 425 5885 or you could stroll into the closest Vijaya Bank office to get more data.

How to calculate Two Wheeler Loan Interest in Vijaya Bank?

Two Wheeler Loan EMI Calculator

What is the maximum loan amount I can avail on Two Wheeler Loan from Vijaya Bank?

On a normal money related establishment settle up to 90% of the credit.

What is the loan tenure of Vijaya Bank Two Wheeler Loan?

12 months is the loan tenure for Vijaya Bank Two Wheeler Loan.

Can I get 100% Two Wheeler Loan from Vijaya Bank?

Yes, you can get 100% Two Wheeler Loan from Vijaya Bank.

How much Processing Fee is applicable on Vijaya Bank Two Wheeler Loan?

Processing Fee is up to 3%.

What are the EMI options available on Vijaya Bank Two Wheeler Loan?

What are the charges for Prepayment in Vijaya Bank Two Wheeler Loan?

Can I get a top-up loan on my existing Vijaya Bank Two Wheeler Loan?

No, you cannot get a top-up on the existing two-wheeler loan.

Do I need to provide a guarantor to avail a Two Wheeler Loan from Vijaya Bank?

Indeed, independently employed people need to give a solitary underwriter great financial assessment standing.

How to get Vijaya Bank Two Wheeler Loan Statement?

  • Vijaya Bank balance inquiry can be made by giving a missed approach Vijaya Bank balance inquiry number 09243210480 from the enrolled portable number.
  • The call will disengage consequently.
  • Record holder will get their Vijaya Bank Balance through an SMS.

How to Pay Vijaya Bank Two Wheeler Loan Interest Online?

What if I can’t pay the interest on Vijaya Bank Two Wheeler Loan for 3 months?

How can I apply for EMI Moratorium on Vijaya Bank Two Wheeler Loan?

Look at which banks and NBFCs are asking their borrowers whether they need to profit the credit reimbursement ban, which are picking the default ‘select in’ alternative and which will offer the ban just if the borrower request it all alone. Send emails to request a ban if there should be an occurrence of credit EMI.

What is the number for Vijaya Bank Two Wheeler Loan agent?

You could either call the complementary no 1800 425 5885 or you could stroll into the closest Vijaya Bank office to get more data.

Can I close Vijaya Bank Two Wheeler Loan online?

No, you cannot close Vijaya Bank Two Wheeler Loan online.

What is Indian Bank Two Wheeler Loan Customer Care Number?

You could either call the complementary no 1800 425 5885.

How can I get NOC from Indian Bank for Two Wheeler Loan?

The candidate can be both of the one – salaried people, experts, agents, independently employed individuals, the staff of Indian Bank, NRIs and Pensioners. Candidates can likewise be workers of different banks, however, they need a NOC from their boss, with least 3 years’ administration/experience confirmation.

Table of Contents

Menu