Car Loan Kasganj

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Loan Amount Up to 5 Crore
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Major Car Loan Providers in Kasganj

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Kasganj Features

Three steps to drive your car home:

  1. Research
  2. Test drive
  3. Purchasing

Nowadays, buying a car has become a dream for every commoner. However, limited income and overbearing expenses do not allow a commoner to buy his favourite car. We will assist you in the third and final step of Auto Financing.

Auto Loan is the best and beneficial way to buy your favourite car easily in a simple way. Get easy funding for your car to drive your dream car home.

“No frequent visits to the Bank. Save your precious time. The Best car loan will knock at your door. Avail the Doorstep and Personalized Services of Dialabank.com and enjoy the ride of your dream car”.

Features of car loan Kasganj are:

  • Easy monthly repayment options
  • Instantly available
  • Loan Tenure period varies from 1-7 years
  • Affordable interest Rates
  • No hidden charges
  • Quick approval with minimum documentation

Why Dialabank?

  • We let you sit at the comfort of your home and provide you with the loan without any hassle.
  • We have tie-ups with top Banks and NBFCs of the country to provide you with the best class service.
  • We offer you the lowest rate of interest in the market.
  • We Charge no money from our customers for the services that we provide.
  • Our team of experts and Relationship managers helps you in every step of the journey to acquire a loan.

Car Loan Kasganj Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Interest Rate Online

Apply for a Car Loan

Car Loan Kasganj Documents Required

Documents required for a car loan are as followed:

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Kasganj Eligibility Criteria

The car loan eligibility requirements are as followed:

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment / For Self Employed– at least 3 years in business
  4. Minimum Annual Income: For Salaried Rs 100000 net annual income / For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars

How to Apply for a Car Loan in Kasganj?

Applying for a car loan with Dialabank.com is an easy process. Follow the steps to apply for a car loan:

  • Visit our website www.dialabank.com.
  • Click on the auto loan option and select the car loan option on the menu.
  • Fill out the form with the necessary details of your loan requirements.
  • Please wait for our team of experts to reach to get in touch with you.
  • You can also visit the nearest branch or call on 9878981166.

Processing Fees & Prepayment Charges on Car Loan Kasganj

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Kasganj

CIBIL score reflects your credit history in the past and your defaults in repayment of your previous loans. A good credit score is 750 and above, as most financial institutions ask for a high credit score. Every bank and NBFC has different criteria for a minimum CIBIL score they require to process your loan. A Lower CIBIL score than 750 can attract a higher rate of interest.

A meagre CIBIL score might lead to rejection of your loan as it is the first thing a bank tracks before processing your loan.

Car Loan Kasganj Contact Number

For loan queries regarding car loans in Kasganj, you can call us on 9878981166.

Pre Calculated EMI Table for Car Loan Kasganj

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Kasganj

The district of Kasganj is located in the Indian state of Uttar Pradesh. It is made up of Kasganj, Patiala, and Sahawar and is part of the Aligarh division. Kasganj is where the organization’s headquarters are located. On January 26, 1956, the Kasganj Block was created. The Soron Block was founded on October 2, 1958.

Special Note: Banks do not provide Car Loans to bad credit holders, but they can easily fulfil their money requirement with Gold Loan.

Car Loan EMI Calculator

 

 

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