At Kumbh, the Ram Naam Bank Witnessed One Lakh Account Holders who do not possess Neither ATMs Nor Cheque Books

The Ram Nam bank has no monetary transactions. The members associated with the bank posses a booklet of 30 pages, containing 108 columns in which they write 'Ram Naam' 108 times every day. The bank is considered to be a sacred symbol for people who feel a strong connect to Lord Ram and spend some of their quality time in spelling God’s name. After completion of their work, the booklet possesing the individual's  spiritual record is deposited back to his account.
The Kumbh is one of the vast  spiritual celebrations that witnesses
Bunch of people every time. 
Allahabad: Taking a step towards the digital platform during the ongoing Kumbh festival, the 'Ram Naam Bank',  which is a  devotional bank that keeps a track record of devotees visiting the mighty fair is becoming a center of attraction for the crowd.
Its  uniqueness could be judged by knowing the fact that it does not possess neither ATMs nor any kind of checkbooks, the only currency possessed by the bank and its account holder’s is “Lord Ram” 
Ashutosh Varshney, who is the managing head of the bank's affairs, is carrying on the traditional legacy of his grandfather who  set up the organization in the 20th century.
As per Ashutosh Varshney - "This bank was set up by my grandfather Ishwar Chandra who was a businessman by profession. Now there are over 1lacs account holders from different age groups and religions,"  in a recent interaction session who has set up his camp at Sector 6 of the Kumbh Fair.
"It's being running under the influence of a social organization, named Ram Naam Sewa Sansthan, who has till date witnessed at least nine Kumbhs," he told PTI on Sunday.
The bank has no monetary transactions and nothing as far as related to people’s finances. The members associated with the bank have a booklet of 30 pages, containing 108 columns in which they write 'Ram Naam' 108 times on a daily basis, thus keeping a track record of their loyalty towards their beloved god. After completion, the passbook  is deposited in the individual's account associated with the organization.
He said the name of Lord should be written in red ink as it is the color of love which symbolizes their love and affection towards God.
Gunjan Varshney, said - "The divine name of Lord Ram is given  to the account holder. A passbook is issued like other banks president of the bank located  at Civil Lines.
Talking about the digital reach of the bank, Gunjan Varshney said, "An app by the name  Ram Naam has been launched that can be downloaded free of cost from Google Play Store. The person has to undergo a small  registration process with the organization, giving the basic details such as name, age, address and a reason has to be given that why the person  wants to write the name of Lord Rama."
"After this, the user associated with the account  is given a login ID as well as password and the first page of the Thirty-page booklet can be accessed. It is only after this process the individual completes the first e-booklet (by writing Ram 108 times on each page) with the associated account number," she said.
She also informed that the Digitized  Ram Naam Bank uses the growing cloud computing technology which is a big name these days in the field of technology.
Cloud computing is nothing but using various services, such as software development, networking, and storage, over the internet through remote servers, which are  referred to as "cloud".
Gunjan Varshney said - "Another interesting fact about the digital version is that the writer would have to write the name of Lord Rama individually 108 times on the page as well as would not be able to engage himself/herself in cut-copy-paste mode," .
She also claimed that the digital version of Ram Naam Bank is gradually gaining popularity among the literate devotees in the Khumbh location.
"All these services are provided without any fee. Ram Naam Bank has ledgers as well as passbooks like any other bank and maintains the records of its 'depositors'. The only currency that is being runs in this bank is the name of Lord Ram," she said.
She said writing Ram Naam is called 'Likhita Jaap', which is meant to write and experience meditation.
"This gives one a complete to an inner conscience interact with the soul of yours and reach a level of purity of your heart and brains. A sense of peace could be witnessed by the individual while writing golden words. All the senses are brought to equilibrium in the service of Lord," she said.
Ashutosh Varshney said people are not forcibly bound to worship Lord Ram to be members of the bank it’s just a matter of being true to yourself and be in a selfless world to experience the beauty of serenity and belief on god. The members are free to worship Gods of any of the religions, to which they belong, he added.
He said people also write the name of Lord Ram in Urdu, English and Bengali and many other regional languages to which they belong. The Hindi language is not a compulsion.
He said writing Lord Ram's name helps a person to get out of suppressed emotions and resolve out of your problems related to past or any kind of issues that are being run in your life. It gives you a sense of being self-motivated and keeping directly connecting to spirituality. 
 When asked about the number of account holders related with the bank, he said, "As of now, the total number of non-digital account holders has crossed over 1.5 lakh, and by the end of this Kumbh, we hope that there will be around 50,000 digital account holders.