Baroda Gujarat Gramin Bank Savings Account

Baroda Gujarat Gramin Bank Savings Account

Tenure	Interest rate (percent per annum)
7 days – 45 days	2.8%
46 days – 180 days	3.7%
181 days – 270 days	4.3%
270 days and above – less than 1 year	4.4%
1 year	4.9%
1 year – 2 year	5%
3 years – 10 years	5.25%
Above 10 years	5.10%

Baroda Gujarat Gramin Bank Savings Account

Baroda Gujarat Gramin Bank Savings Account serves as a platform as individual requirements are just unique when compared with other individual requirements. From ordinary exchange to satisfying your expert objectives, savings account are a one-stop answer for every one of the individual necessities. Access your account and execute from any place, whenever with our advanced digital banking services.

Features and Benefits of Baroda Gujarat Gramin Bank Savings Account

Dissimilar to a current account that neither has a cap on the number of exchanges nor gives interest, a savings account is planned with the target of empowering more investment funds. While a savings account is by and large worthwhile for all, people with a consistent kind of income can especially procure the merchandise.

A savings account varies from its present partner in various manners; first of all, banks generally have a breaking point on the most extreme number of exchanges that you can make through an investment account. The premium charged on this account for the most part goes from 4-6 %.

• Acquires you interest
• Protects your cash
• Gives simple admittance to cash
• Offers discounts on the storage
• Offers discounts on gold

Baroda Gujarat Gramin Bank Savings Account charges

Service	Charges
Cheque book	40 leaves are free for a financial year
Opening and maintenance of minimum balance	Rural/semi-urban – Rs.500 and urban/metro – Rs.1000
Charges for not maintaining the minimum balance	Rural/semi-urban – Rs.100 per quarter and urban/metro – Rs.200 per quarter
Charges to stop payment instructions	Rs.100 per instrument

Baroda Gujarat Gramin Bank Savings Account products

Types of savings account:-

• Residence savings bank account
• BGGB super savings account
• Senior citizen and pensioners savings bank account
• Basic savings account
• No frill small savings account
• Government bodies SB account
• SB self-help group account
• Financial Inclusion account

Baroda Gujarat Gramin Bank Savings Account welcome kit

The welcome kit contains ATM-cum-Debit card for the savings account is sent to the residential address of the account holder.

Baroda Gujarat Gramin Bank Savings Account opening process

• Visit Baroda Gujarat Gramin bank branch.
• Fill the Account opening form for the savings account.
• Attach the required documents with the account opening form.
• Paste Two passport size photographs recently taken wherever required.
• The banker will verify the documents, once verified the procedure will proceed further.
• Deposit a minimum balance once the savings account is opened.

Baroda Gujarat Gramin Bank documents required savings account

• Two passport size photos
• A copy of PAN
• Proof of identity and proof of address – Aadhar card, driving license, ration card, etc.
• Account opening form

FAQs

✅ Whether NEFT/RTGS facility is provided?

Yes, Baroda Gujarat Gramin bank provides NEFT/RTGS service.