Sarva Haryana Gramin Bank Savings Account

⋆ Interest Rate 9.99% ⋆

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      Sarva Haryana Gramin Bank Savings Account

      Tenure Interest rates for general citizens Interest rates for senior citizens
      Seven days to 14 days 4.45 4.75
      140 days- 200 days 4.75 4.75
      1 – 2 years 4.35 4.75
      3-4 years 4.4 4.75

      Sarva Haryana Gramin Bank Savings Account

      Customers can deposit money, keep it safe, and withdraw it while earning interest with Sarva Haryana Gramin Bank savings accounts. It provides a savings account that is customised to the needs of different consumer groups. For children under eighteen, Sarva Haryana Gramin Bank provides both a high-end and a restricted savings account. Many of the bank’s savings account products have no minimum balance requirements, and it offers a variety of options, including online and mobile banking.

      Features and Benefits of Sarva Haryana Gramin Bank Savings Account

      Sarva Haryana Gramin Bank Savings Account

      The following are some of the advantages of having a Sarva Haryana Gramin Bank savings account:

      • Sarva Haryana Gramin Bank offers savings accounts with interest rates ranging from 3.00 per cent to 3.50 per cent.
      • A balance of Rs. 10,000 in a Sarva Haryana Gramin Bank savings account is needed for metro Urban branches. In Indian rupees, 5,000 rupees
      • A deposit of Rs. 2,500 is required in Semi-Urban branches and a deposit of Rs. 2,500 is required in Rural branches.
      • Without changing the account number, the Sarva Haryana Gramin Bank savings account can be transferred to any other branch.
      • A safe deposit box and a nomination service are also available.
      • The Sarva Haryana Gramin Bank savings account can be linked to a Multi Option Deposit account to earn higher term deposit interest on excess funds.
      • To satisfy the needs of its clients, it provides a range of debit cards.
      • Sarva Haryana Gramin Bank offers both online and missed call banking. Interbank mobile payment services (IMPS), utility bill transfers, mobile recharges, demand and statement requests, and chequebook requests are all possible with the mobile banking platform.
      • A passbook is a complementary tool.

      Sarva Haryana Gramin Bank Savings Account Charges

      Product Minimum Balance Interest Rate Non-Balance Maintenance Charges
      Savings Max Account Rs. 25,000 3.00% – 3.50% 6 per cent of the Maximum Shortfall in the AMB slab or Rs. 600 whichever is lower
      Regular Savings Account Rs. 10,000 for metro Urban branches Rs. 5,000 For Semi-Urban branches Rs. 2,500 for Rural branches is required to open a Savings Regular Account 3.00% – 3.50% Rs. 150 to Rs. 600
      Women’s Savings Account Rs. 10,000 Metro Urban branches,Rs. 5,000 Semi Urban-Rural branches 3.00% – 3.50% Rs. 150 to Rs. 600
      Kids Advantage Account Rs. 5,000 3.00% – 3.50% Rs. 150 to Rs. 300
      Senior Citizens Account Rs. 5,000 Urban/ semi Urban 3.00% – 3.50% Rs. 150 to Rs. 300
      Family Savings Group Account The combined Average Monthly Balance in all accounts should be Rs. 40,000 3.00% – 3.50% 6 per cent of the maximum shortfall in the AMB slab or Rs. 600 whichever is lower
      Basic Savings Bank Deposit Account NIL 3.00% – 3.50% None
      Institutional Savings Account NIL 3.00% – 3.50% None
      BSBDA Small Account NIL 3.00% – 3.50% None
      Savings Farmers Account Rs. 2,500 3.00% – 3.50% Upto Rs. 900

      Sarva Haryana Gramin Bank Savings Account Products

      Regular Savings Account

      Savings plan with a high rate of interest that promotes prudent financial management.

      Some of the features are as follows:

      • Using Net Banking, BillPay, Phone Banking, and Mobile Banking for all of your banking needs.
      • When you open a bank account online, you won’t have to fill out any paperwork.

      Criteria for eligibility:

      • Indian citizens may open an individual or joint accounts.
      • Also eligible for registration is the Hindu Undivided Family.
      • To open a self-operated account, minors would have to wait until they were ten years old.
      • Foreign nationals with a valid passport, visa, FRRO Certificate, and Residential Permit who have been in India for more than 180 days are eligible to open an account.

      Women’s Saving Account

      This account allows you to access your bank at any time, seven days a week, making it easier to fulfil your regular banking requirements.

      The following are some of the characteristics:

      • It’s a smart idea to get a $10,000 personal injury death insurance policy.
      • Accidental Hospitalization Insurance with a Reimbursement Coverage of Rs. 1 Lac
      • The Auto Sweep account can be added to a Multi Option Deposit MOD account for a limited time to earn higher term deposit interest on excess funds.
      • Automobile and two-wheeler loans are available.

      Requirements for eligibility:

      This account is only accessible to Indian women over the age of 18.

      Kids Advantage Account

      All-in-one finance, savings, and lifestyle option for independent women.

      The following are some of the characteristics:

      • Free education insurance worth one lakh rupees
      • A one-year investment pool with a $1,000 monthly transfer requirement must be established.
      • This account can be linked to a Multi Option Deposit MOD account for higher term deposit interest on excess funds, subject to a minimum deposit amount.

      Requirements for eligibility:

      The child must be under 18, and both parents must have a bank account to open this account.

      Senior Citizens Account

      Instil in your children the habit of prudent saving and investing so that they can open and retain this account on their own.

      The following are some of the characteristics:

      • Inadvertent Hospitalization A Rs. 50,000 yearly cover is open.
      • Fixed Deposits have a higher interest rate.
      • Free services include Phone Banking, Net Banking, and Insta Warning.
      • It is fully risk-free to use the electronic statement service.
      • PAP chequebooks are given away for free. Outstation checks you provide for clearing would be treated as local checks by any bank that offers this service.

      Requirements for eligibility:

      Only Indians over the age of 60 have access to this account.

      Family Savings Group Account

      Benefit from the benefits of having your own account, such as better health and savings, as well as the ease of having your own deposit.

      The following are some of the characteristics:

      • You can get a 50% discount when you reserve a locker.
      • The paper is available for free download. Switch funds from savings account to a specified account using a PAP chequebook.
      • Banking is made simple with Net Banking, Phone Banking, and Mobile Banking. Online trading accounts are only available to a select few.

      Eligibility requirements:

      Family members who already have a Sarva Haryana Gramin Bank account can open a joint account. A minor cannot be the account’s main holder.

      Basic Savings Account

      Get your friends top-of-the-line banking services.

      The following are some of the characteristics:

      • It is now free to use an integrated voice response system (IVR) for phone banking.
      • The bank offers Net Banking as a free service.
      • BillPay is a free online service that lets you pay all of your utility bills in one convenient location.

      Requirements for eligibility:

      This account is for Indian Country citizens who are 18 years or older.

      Institutional Savings Account

      A zero-balance account that needs connections to the world’s largest ATM network, among other items.

      Identifying Features

      • Payment is not needed when using a Par chequebook.
      • This account, which collects gifts, payments, and other items, is managed by the Cash Management Services team.
      • Online payments such as wage and vendor payments can be made using Net Banking, Phone Banking, and Mobile Banking.
        Net Banking, Phone Banking, and Mobile Banking are all available.

      Requirements for eligibility:

      As long as they follow RBI guidelines, any trust, association, party, club, non-governmental organisation (NGO), charitable hospital, educational institute, or Section 25 business may open an account.

      BSBDA Small Account

      This account will be used to accumulate and pay your company’s bills quickly and efficiently.

      The following are some of the characteristics:

      • The total balance in your account at any given time does not exceed Rs. 50,000.
      • The total credit in all of your accounts at any given time does not exceed Rs. 1 lac.
      • Your total withdrawals and transfers in a month do not exceed Rs. 10,000.

      Requirements for eligibility:

      This account is for Indian Country citizens who are 18 years or older.

      Savings Farmers Account

      This account can be used to access banking services by citizens who do not have a complete KYC.

      The following are some of the characteristics:

      • The bank’s online shopping website offers discounts and exclusive offers.
      • IVR-based Phone Banking does not have an annual fee. The AMC for a new Demat account is waived for the first year.
      • Using Net Banking, BillPay, Phone Banking, and Mobile Banking for all of your banking needs.

      Requirements for eligibility:

      Farmer’s Savings Accounts are only available at those locations.

      Sarva Haryana Gramin bank Savings Account Welcome kit

      After that, a “Welcome Letter” (with Account and Customer Identification Numbers) and a separate “Welcome Kit” (with the International Debit Card, Cheque Book, and passwords to access Net-Banking (IPIN) and Telephone Banking) will be sent out (TIN).

      Sarva Haryana Gramin Bank Documents Required to Open Savings Account

      • Passports, driver’s licences, voter ID cards, and other forms of identification are all appropriate.
      • A passport, driver’s licence, voter’s ID card, or another form of identification may be used to prove your address.
      • The PAN card’s 16th iteration (only if PAN card is not available)
      • 2 recent passport-sized photographs

      Savings Account Opening Process at Sarva Haryana Gramin Bank

      • Make an appointment with the bank that best suits your needs.
      • Fill out the registration form to build a new account.
      • Records of Know-Your-Customer (KYC) must be submitted (ID and Address proof)
      • Fill out the application and attach your passport pictures.
      • Include a signed check if applicable.

      FAQ’s for Sarva Haryana Gramin Bank Savings Account

      Can I open Sarva Haryana Gramin bank savings account online?

      Individuals can also open a Sarva Haryana Gramin Bank savings account through the internet. Individuals can open an Insta account as well as a digital savings account.

      What is the minimum balance for a Sarva Haryana Gramin savings account?

      For Sarva Haryana Gramin Bank saving account goods, the minimum balance requirement varies. To open a Sarva Haryana Gramin Bank Regular Savings Account, you must have a minimum Rs balance. 10,000 for metro urban branches and Rs. 5,000 for rural branches. To open a Savings Regular Account, a deposit of Rs. 2,500 is expected for Semi-Urban branches and Rs. 2,500 for Rural branches.

      Which saving account is best in Sarva Haryana Gramin?

      Sarva Haryana Gramin Bank has a variety of savings accounts to choose from. These profiles were created for a specific demographic. To decide which option is best for them, individuals can compare interest rates, account minimums, and other features.

      Can I open a Sarva Haryana Gramin Bank Savings Account with zero balance?

      In metro Urban branches, a minimum balance of Rs. 10,000 is needed to open a Sarva Haryana Gramin Bank Savings Account. 5,000 rupees in Indian rupees To open a Sarva Haryana Gramin Bank Savings Regular Account, an Rs deposit. 2,500 is needed for Semi-Urban branches and Rs—2,500 for rural branches. Non-balance management penalties apply to people who do not keep their accounts in good standing.

      For further information, please visit the official page of Dialabank.

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