Sarva UP Gramin Bank Savings Account

⋆ Interest Rate 9.99% ⋆

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      Sarva UP Gramin Bank Savings Account

      Tenure Interest rates for general citizens Interest rates for senior citizens
      Seven days to 14 days 4.45 4.75
      140 days- 200 days 4.75 4.75
      1 – 2 years 4.35 4.75
      3-4 years 4.4 4.75

      Sarva UP Gramin bank Savings Account

      With Sarva UP Gramin Bank savings accounts, customers can deposit money, keep it secure, and withdraw it while earning interest. It offers a savings account that is tailored to the specific needs of various customer groups. For children under the age of eighteen, Sarva UP Gramin Bank offers a high-end savings account and a restricted savings account. The bank provides a number of services, including online and mobile banking, and many of its savings account products have no minimum balance requirements.

      Features and Benefits of Sarva UP Gramin Bank Savings Account

      Some of the benefits of holding a Sarva UP Gramin Bank savings account are as follows:

      • Savings accounts at Sarva UP Gramin Bank pay interest rates ranging from 3.00 percent to 3.50 percent.
      • For metro Urban branches, a balance of Rs. 10,000 in a Sarva UP Gramin Bank savings account is needed. 5,000 rupees in Indian rupees
      • In Semi-Urban branches, a deposit of Rs. 2,500 is needed, while in Rural branches, a deposit of Rs. 2,500 is required.
      • The Sarva UP Gramin Bank savings account can be transferred to any other branch without changing the account number.
      • There are even a safe deposit box and a nomination facility.
      • To gain higher term deposit interest on excess funds, the Sarva UP Gramin Bank savings account can be connected to a Multi Option Deposit account.
      • It offers a variety of debit cards to meet the needs of its customers.
      • Sarva UP Gramin Bank provides online banking as well as missed call banking. The mobile banking platform allows for interbank mobile payment services (IMPS), utility bill transfers, mobile recharges, demand and statement requests, and checkbook requests.
      • Passbook is available for download.

      Sarva UP Gramin Bank Savings Account Charges

      Product Minimum Balance Interest Rate Non-Balance Maintenance Charges
      Savings Max Account Rs. 25,000 3.00% – 3.50% 6 percent of the Maximum Shortfall in the AMB slab or Rs. 600 whichever is lower
      Regular Savings Account Rs. 10,000 for metro Urban branches Rs. 5,000 For Semi-Urban branches Rs. 2,500 for Rural branches is required to open a Savings Regular Account 3.00% – 3.50% Rs. 150 to Rs. 600
      Women’s Savings Account Rs. 10,000 Metro Urban branches,Rs. 5,000 Semi Urban-Rural branches 3.00% – 3.50% Rs. 150 to Rs. 600
      Kids Advantage Account Rs. 5,000 3.00% – 3.50% Rs. 150 to Rs. 300
      Senior Citizens Account Rs. 5,000 Urban/ semi Urban 3.00% – 3.50% Rs. 150 to Rs. 300
      Family Savings Group Account The combined Average Monthly Balance in all accounts should be Rs. 40,000 3.00% – 3.50% 6 percent of the maximum shortfall in the AMB slab or Rs. 600 whichever is lower
      Basic Savings Bank Deposit Account NIL 3.00% – 3.50% None
      Institutional Savings Account NIL 3.00% – 3.50% None
      BSBDA Small Account NIL 3.00% – 3.50% None
      Savings Farmers Account Rs. 2,500 3.00% – 3.50% Upto Rs. 900

      Sarva UP Gramin Bank Savings Account Products

      Regular Savings Account

      High-interest savings account that encourages conservative financial management.

      Some of the features are as follows:

      • For all of your banking needs, use Net Banking, BillPay, Phone Banking, and Mobile Banking.
      • You can open a bank account without having to fill out any paperwork if you do it online.

      Eligibility requirements:

      • The person or joint accounts are available to Indian citizens.
      • The Hindu Undivided Family is also qualified for registration.
      • Minors will open a self-operated account until they reach the age of ten.
      • Foreign nationals who have been in India for more than 180 days and have a valid passport, visa, FRRO Certificate, and Residential Permit are eligible to open an account.

      Women’s Saving Account

      This account gives you access to your bank at any time, seven days a week, making it easier to meet your daily banking needs.

      Some of the features are as follows:

      • Getting a $10,000 personal injury death insurance policy is a good idea.
      • Accidental Hospitalization Insurance of Rs. 1 Lac in Reimbursement Coverage
      • For a limited period, an Auto Sweep account may be added to a Multi Option Deposit MOD account in order to gain higher term deposit interest on surplus funds.
      • Loans for automobiles and two-wheelers are accessible.

      Eligibility requirements:

      Only Indian women over the age of 18 have access to this account.

      Kids Advantage Account

      For independent women, all-in-one finance, savings, and lifestyle choice.

      Some of the features are as follows:

      • One lakh rupees in free education insurance
      • A one-year investment pool must be created, with a $1,000 monthly transfer requirement.
      • Subject to a minimum deposit number, this account can be connected to a Multi Option Deposit MOD account to gain higher term deposit interest on excess funds.

      Eligibility requirements:

      To open this account, the child must be under the age of 18 and both parents must have a bank account.

      Senior Citizens Account

      Instill the habit of prudent saving and spending in your children so that they can open and maintain this account on their own.

      Some of the features are as follows:

      • Accidental Hospitalization A yearly cover of Rs. 50,000 is available.
      • Fixed Deposits pay a higher rate of interest.
      • Phone Banking, Net Banking, and Insta Alert are all free utilities.
      • The electronic statements service is safe to use.
      • Free PAP checkbooks are distributed. Outstation cheques provided by you for clearing will be treated as local cheques at any bank with this facility.

      Eligibility requirements:

      This account is only accessible to Indians over the age of 60.

      Family Savings Group Account

      Take advantage of the advantages of getting your own account, including improved health and savings, as well as the convenience of having your own deposit.

      Some of the features are as follows:

      • When you reserve a locker, you will receive a 50% discount.
      • The publication is free of charge. Using a PAP checkbook, transfer funds from savings account to a designated account.
      • Net Banking, Phone Banking, and Mobile Banking make banking easy. Accounts for Online Trading Offers open to a limited number of individuals.

      Requirements for eligibility:

      A joint account can be opened by family members who already have a Sarva UP Gramin Bank account. The account’s primary holder cannot be a minor.

      Basic Savings Account

      Get top-of-the-line banking facilities for your mates.

      Some of the features are as follows:

      • IVR-based phone banking is now available for free.
      • Net Banking is a free service provided by the bank.
      • BillPay is a free online service that allows you to pay all of your utility bills in one place.

      Eligibility requirements:

      This account is for residents of Indian Country who are 18 years old or older.

      Institutional Savings Account

      A zero-balance account that requires, among other things, access to the world’s largest ATM network.

      The following are the characteristics:

      • The use of a Par checkbook does not necessitate payment.
      • The Cash Management Services team is in charge of this account, which receives gifts, fees, and other products.
      • Net Banking, Phone Banking, and Mobile Banking can be used to make online payments such as salary and vendor payments.
      • There is access to Net Banking, Phone Banking, and Mobile Banking.

      Eligibility requirements:

      Any trust, group, community, club, non-governmental organization (NGO), charitable hospital, educational institute, or Section 25 company can open an account as long as they follow RBI guidelines.

      BSBDA Small Account

      This account can be used to easily and efficiently collect and pay your company’s bills.

      Some of the features are as follows:

      • At any given time, the cumulative balance in your account does not exceed Rs. 50,000.
      • At any given time, the cumulative credit in all of your accounts does not exceed Rs. 1 lac.
      • In a month, your cumulative withdrawals and transfers do not exceed Rs. 10,000.

      Eligibility requirements:

      This account is for residents of Indian Country who are 18 years old or older.

      Savings Farmers Account

      Citizens who do not have a full KYC can use this account to access banking services.

      Some of the features are as follows:

      • Discounts and exclusive deals are available on the bank’s online shopping website.
      • There is no annual charge for IVR-based Phone Banking. For the first year, the AMC for a new Demat account is waived.
      • For all of your banking needs, use Net Banking, BillPay, Phone Banking, and Mobile Banking.

      Eligibility requirements:

      Only at those locations are Farmer’s Savings Accounts open.

      Sarva UP Gramin bank Savings Account Welcome kit

      A “Welcome Letter” (containing Account and Customer Identification Numbers) and a separate “Welcome Kit” (containing the International Debit Card, Cheque Book, and passwords to access Net-Banking (IPIN) and Telephone Banking) will be sent out after that (TIN).

      Sarva UP Gramin Bank Documents Required to Open Savings Account

      Sarva UP Gramin Bank Savings Account

      • Passports, driver’s licenses, voter’s ID cards, and other types of identification are all acceptable forms of identification.
      • Proof of address may include a passport, driver’s license, voter’s ID card, and other identification types.
      • The PAN card’s 16th type (only if PAN card is not available)
      • 2 passport-sized pictures taken recently

      Savings Account Opening Process at Sarva UP Gramin Bank

      • Pay a visit to the bank closest to you.
      • To create a new account, fill out the registration form.
      • Know-Your-Customer (KYC) records must be sent (ID and Address proof)
      • Complete the application and include your passport photos.
      • If necessary, include a signed check.

      FAQ’s for Sarva UP Gramin Bank Savings Account

      Can I open Sarva UP Gramin bank savings account online?

      Individuals may also use the internet to open a savings account with Sarva UP Gramin Bank. Individuals can open a digital savings account as well as an Insta account.

      What is the minimum balance for a Sarva UP Gramin savings account?

      The minimum balance requirement for Sarva UP Gramin Bank saving account products varies. You must have a minimum balance of Rs. 10,000 for metro urban branches and Rs. 5,000 for rural branches to open a Tripura Gramin Bank Regular Savings Account. A deposit of Rs. 2,500 for Semi-Urban branches and Rs. 2,500 for Rural branches is needed to open a Savings Regular Account.

      Which saving account is best in Sarva UP Gramin?

      Sarva UP Gramin Bank offers a range of different savings accounts. These profiles were made with a particular target audience in mind. Individuals should compare interest rates, account minimums, and other features to determine which choice is best for them.

      Can I open a Sarva UP Gramin Bank Savings Account with zero balance?

      A minimum balance of Rs. 10,000 is needed to open a Sarva UP Gramin Bank Savings Account in metro Urban branches. In Indian rupees, 5,000 rupees A Rs. 2,500 deposit is needed for Semi-Urban branches and Rs. 2,500 for Rural branches to open a Sarva UP Gramin Bank Savings Regular Account. People who do not hold their accounts in good standing face non-balance management penalties.

      For further information, please visit the official page of Dialabank.

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