Vijaya Bank Savings Account
|Bank Name||Interest Rates (p.a.)||Limit||Interest Rates (p.a.)||Limit|
|Vijaya Bank||0.04||Below Rs 50 Lakhs||0.04||
Rs 50 Lakhs & above
Vijaya Bank Savings Account
Vijaya bank financial savings financial institution Account (SB account) is meant for financial savings for destiny. the principle objective of this kind of account is to promote financial savings habit in any individual. A financial savings account is one of the maximum fundamental bank accounts provided by way of banks. It helps you to keep your money in a secure area, deposit and withdraw as and whilst you need it, without any danger.
GOLD LOAN @ 0.75%*
Inside the quick term, savings bills may be a brilliant manner to keep up money for an emergency. The stability wonderful on your financial savings account will earn interest as decided via the bank. It is right for all people, salaried people, pensioners and college students.
Commonly, there is no restrict on the wide variety and amount of deposits that may be made within the financial savings account. the quantity deposited inside the savings account can be withdrawn, on every occasion it is needed.
Features and benefits of Vijaya Bank Savings Account
- Easy get admission to in your cash
you may deposit and withdraw money from a savings account as you require.
- Earn while your cash is mendacity for your account: even as you earn much less hobby in a financial savings account compared to an FD or RD account, you furthermore mght have a ways extra freedom in operating the account.
- Pay your application payments in a secure, relaxed and speedy manner.
- transfer price range conveniently – at the click of a button!
- safety: The cash stored in financial institution account is secure from threat.
calls for minimal documentation.
- Specific savings account for special need
- Get access to your account without difficulty through internet Banking.
Vijaya Bank Savings Account charges
|Type of Savings Account||
Average Monthly Balance Required
|V Genuth Savings Bank Account||Nil|
|V Platinum Savings Bank Account||
Metro: Rs. 50,000; Urban: Rs. 25,000; Semi-Urban: Rs. 15,000; Rural: Rs. 10,000
|Vijaya Saral Savings||Nil|
|V-Basic SB Deposit Account||Nil|
|V Plus Savings Bank Account||Rs. 25,000
Vijaya Bank Savings Account Products
V Genuth financial savings bank Account
- Saving bank account designed for children – elderly 1 day and above.
- students undergoing various courses are also eligible.
- Account can be opened with minimum initial deposit of Rs.10 and can keep with zero balance.
- Cheque ebook and withdrawal facility supplied for youngsters above twelve years.
- Upload-on credit score Card and ATM Card for children above the age of twelve on authorization from mother and father
free switch to toddler’s account from mother and father’ account.
- stability in savings financial institution.
- Account in excess of Rs. 10,000 transferred to time period Deposit.
- Account in multiples of Rs. 5,000 to earn greater interest.
- No fee for fee of faculty charges, Hostel costs, and so forth. via the account.
- loose series of cheques / DDs talented to the kid – as much as Rs. 25,000 in step with annum.
- Provide of training mortgage at concession of 0.50% on the triumphing price, in reputation of continued dating.
GOLD LOAN @ 0.75%*
V Balika savings financial institution Account
Any girl infant below the age of 16 years (as on thirty first March) below the following categories are eligible to open the account:-
- All SC/ST women who bypass class VIII
- All women who pass elegance VIII examination from Kasturba Gandhi Balika Vidyalaya (irrespective of whether or not they belong to SC/ST).
- woman infant ought to be unmarried
lady infant should enroll for class IX in country/Union Territory government.
- government Aided or nearby body colleges inside the educational 12 months 2008-09 onwards.
- The account can be opened with 0 stability and the interest in this account is as applicable to everyday SB A/c of the financial institution.
- V-Balika term Deposit Account (VSU Cumulative)
After receiving the inducement to the credit of V_Balika financial savings financial institution account of the child, the quantity can be transferred to V Balika time period Deposit Account
Five Platinum savings bank Account
- loose trouble of one hundred cheque leaves in a year.
- unfastened issue of multicity cheque books with 25 leaves at CBS Branches.
- loose Debit Card.
- free credit card (with personal twist of fate loss of life insurance cover of Rs.1.00 lakh) for the primary year.
- 0 commission remittances upto Rs.1.00 lakh per annum in urban/Metropolitan branches and as much as Rs.50000/- according to annum in Rural / Semi – city branches.
- No fees for standing instructions
Demat account – Account commencing
- free immediate credit score of outstation cheques as much as Rs.25000/- with everyday fees.
- people and HUFs welcome to open their account beneath this scheme.
Vijaya Saral financial savings
- The Vijaya Saral financial savings Account may be opened with a minimum initial deposit of Rs.10 by using the present deposit account commencing shape.
- Cheque book will not be issued to the account holders. Withdrawal might be handiest by manner of withdrawal slips by using offering the bypass book
No debit/ATM playing cards available in the scheme.
- No third celebration cheque is to be collected on this account
general withdrawals shall no longer exceed 36 according to economic 12 months.
- No folio fees will be levied.
- No penalty for non-upkeep of minimal balance.
- No fees will be levied for noting status instructions. however, for execution of status instructions, the expenses might be levied.
GOLD LOAN @ 0.75%*
V-basic SB Deposit Account
- All ordinary cash/transfer/ clearing credit score/debit transactions allowed like any other account.
- Loans can be prolonged to this account holder as in step with banks tips.
- Account are opened with initial deposit of Rs.10
- The cash withdrawal can be made on the department and thru ATMs.
- One cheque e book of 10 leaves, according to annum can be issued freed from cost on request.
- Rupay branded debit card in affiliation with NPCI will be issued, freed from value.
there’s no ceiling on the range of receipts to account.
- Four withdrawals in line with month allowed which includes ATM withdrawals with the aid of the account holder.
Receipts through NEFT/RTGS/Intersol channels are allowed.
Vijaya Bank Savings Account welcome kit
Vijaya bank offers a welcome Package with a personalized checkbook and ATM Card to a customer’s postal address after 7-8 working days from the date a particular savings account is opened.
Vijaya Bank Savings Account Opening Process
Vijaya bank affords potential clients with each an online as well as an offline facility to open an account.
Debits can be opened on-line via journeying the bank’s internet site. click at the “on-line SB Account opening” tab at the proper aspect of the web page. An software shape will open, in which you’ll need to input the information asked. as soon as you have crammed out the shape, click “keep & maintain”, upon which you’ll ought to choose your nearest department information and provide a time slot whilst you could go to the financial institution to finish the account commencing system.
You could additionally go to the financial institution department and observe for an account. you would have to fill out the account opening shape and put up it along with the files referred to to activate your savings Account.
GOLD LOAN @ 0.75%*
Vijaya bank documents required for opening Savings Account
To open an account with Vijaya savings account purchaser needs to submit any of the subsequent files as deal with proof: Voter identification, Ration card, Passport, Ration card, Letter from the applicant’s corporation or utility bills inclusive of smartphone invoice or energy bill. similarly to the above documents, clients need to post any of the following documents as identification evidence like:
1. Executive Issued photo identification card.
2. PAN card.
4. Letter issued via a public authority or public servant confirming the identification and house of the applicant subject to the bank’s pleasure.
5. Valid using license.
What is the high-quality hobby price on a Vijaya financial institution saving account?
The hobby rates are presently at 4 %. For the brand new interest charges, it is best to contact the nearest department.
who is eligible to open a simple savings Account with Vijaya bank?
All resident individuals, singly or collectively, minors along with determine or criminal parent, are eligible to open an account.
Is it possible to open a Vijaya financial institution savings account online?
No. you want to visit your nearest branch to have your account opened.