State Bank of India Loan Against Property

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Why Us?

Highest Loan Valuet
Less Documentation
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Apply for Loan Against Property

About State Bank of India Loan Against Property

State Bank of India Loan Against Property

Eligibility for State Bank of India Loan Against Property

People, workers, experts, self-employed, and others who are earnings tax analyzes whose net per month earnings are of Rs. 12,000/- for paid individuals or net yearly earnings of Rs. 1,50,000/- in the situation of others and self-employed.

Age Criteria: State Bank of India Loan Against Property

  1. Maximum age – 65 years.
  2. Loan Amount
    Rs. 1.00 lac to Rs. 50.00 lac
  3. Salaried Class – Maximum 36 times net monthly income.
  4. Others-Maximum three times the net annual income.


Term loan or current account overdraft

Security: State Bank of India Loan Against Property

Reasonable mortgage of unencumbered personal house / flat or city professional or business residence in the name and ownership of the client, either self-obtained or unfilled residence. The rental out residence will be approved as security only where rental is on the market in giving preference to organization of good status and reputation. Power of lawyer authorizing the Bank to gather lease should be given.

Margin:State Bank of India Loan Against Property

50% of the market value of the security.

Period of Repayment
Repayable in 84 equated monthly installments.

State Bank of India Loan Against Property Interest Rate

1.25% of the mortgage amount (one time)


The property being mortgaged should be guaranteed against the chance of fire / earth quake / flooding etc.

Leading Loan Against Property Providers

  1. Axis Bank Loan Against Property
  2. HDFC Loan Against Property
  3. ICICI Loan Against Property
  4. citibank Loan Against Property
  5. Other Banks
Loan Aganist Property
EMI Calculator
SIP Calculator

Disclaimer: The information provided on is collected from public sources and is believed to be accurate and genuine. This site should be used as an information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.