About Gold Loan

The financial crisis of the lives can be overcome by the loans which the banks and NBFCs are providing on the basis of the gold deposits.

The gold loans are the best options for gathering the funds instantly.

The life becomes simpler and better by opting this kind of loans.

Why should one choose Gold Loan in Jandiala Guru?

  1. These loans have the convenience of pre-closure that means you can pay all the debts before the tenure.
  2. Very low of your documents are needed for these loans.
  3. The minimal value of these loans can be of Rs. 18,000/-
  4. The loans have no fees for the mistakes.

Features of Gold Loan:

Following are the Features of Gold Loan:

  1. Rs 1 Crore of values are attainable in these debts.
  2. Your gold collaterals will be safer than ever and sound with the lenders.
  3. The loans can be withdrawn at any time the applicants want.
  4. These loans are attainable on the low-interest rates.
  5. The number of documents which are needed for these loans is lower than any other loan.
  6. The loans are available in a few minutes.
  7. The gold loans come with the provisions of overdraft.

Rate of Interest on Gold Loan Jandiala Guru

  1. The banks and NBFCs are giving the gold loan at a minimum rate of interest 10.5% p.a.
  2. The time of these loans is in between 1 and 4 years.
  3. The pre-closure charges of these loans are in between 0% to 2% of the outstanding value of loans.

Eligibility of Gold Loan Jandiala Guru

ELIGIBILITY

Age

Minimum:18 year

Maximum (at loan maturity): 70 year

Gold requirements

Minimum 10 gram of gold

Loan Amount

Minimum:15k

Maximum: No Limit

Citizenship

Indian

Employment Status

Salaried

Self-employed 

 

Documentation of Gold Loan Jandiala Guru

  1. Borrower Identity: Two passport size colored photographs
  2. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
  3. Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Signature Proof: Passport Copy/Driving License/Banker's verification/cheque

Additional Documents Required

The banks generally demand the above-given documents. However few banks demand some additional documents which are as follows

  1. Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. Income proof: Salary Certificate and Form No.16.

About Jandiala Guru

Jandiala Guru is a city in the Amritsar district of Punjab. The city is also called as Jandiala. The place was named after Jand, the son of founders. The traditional brass and copper crafts of utensils are in the list of intangible cultural heritage by UNESCO. The population of the city is 23,829 (Census 2001).

How to Apply?

Apply online on www.dialabank.com

Check the eligibility        

Call the helpline number 600-11-600 or 95920-46860

Visit the bank

Submit all the documents

Get the loan

We assure you that we will provide you with the lowest interest rate on your gold as compared to others call us 95920-46860 for more details.