Gold Loan Per Gram

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About Gold Loan Per Gram

Gold is one of the most celebrated metals in our country. That is, a large number of people own Gold in the form of ornaments. Over the years, ornaments of Gold which were first bought as a tradition in our country are now purchased as security that can be exchanged or pledged in the times of need. Therefore, this the reason why the service of Gold Loan has become one of the fastest-growing services in contrast to other financial products.

What is Gold Loan?

Are you facing any financial crisis? Or you are finding difficulties in managing your daily needs? If yes! Then, overcome all these problems by using your gold ornaments lying idle at home for availing a gold loan. To avail a Gold Loan, you have to put ornaments of Gold in the bank as collateral in return of money. As soon as you repay the loan amount, the applicant is given back the jewellery in the same shape. Also, Gold Loan is one of the best financial services available in the market, due to the low Gold Loan Interest Rate.

You want to get a Gold Loan, but you are facing a problem in understanding how much amount of Gold Loan can be availed with the quantity of Gold you are having? If yes, then you can clear this confusion by knowing how much Gold Loan can be availed by a per gram of Gold. The Gold Loan per Gram of different banks is detailed below.

HDFC Gold Loan Per Gram

Gold Loan Per Gram

HDFC Bank is one of the best options to avail the service of Gold Loan. This bank was founded in 1994 and was the first private sector bank to get approval to provide financial services to the people from RBI. HDFC is a bank that is trusted by the people when it comes to financial services. So, you can apply for a gold loan from HDFC bank care-free.

The amount of loan that is approved to the customers depends upon the quality and the quantity of the gold. This table explains Gold Loan per Gram that can be availed from HDFC Bank.

LTV
24K
22K
20K
18K
100% for 10 GM
37800
34650
31500
28350
1 GM
3780
3465
3150
2835
60
2268
2079
1890
1701
65
2457
2252
2048
1843
70
2646
2426
2205
1985
75
2835
2499
2363
2126
80
3024
2772
2520
2268
85
3213
2945
2678
2410
90
3402
3119
2835
2552
95
3591
3292
2993
2693
 
LTV24K22K21K20K19K18K
100% for 10 GM378003465033075315002992528350
1 GM378034653308315029932835
60226820791985189017961701
65245722522150204819451843
70264624262315220520951985
75283524992481236322442126
80302427722646252023942268
85321329452811267825442410
90340231192977283526932552
95359132923142299328432693

Note: The applicant has to have a minimum of 10 grams of gold in order to avail a Gold Loan.

ICICI Bank Gold Loan Per Gram

ICICI Bank was established in the year 1999. Since then, this bank has been providing financial services to the people. Interestingly, this bank was the first bank to be listed in NYSE  from India. Therefore, this is also a trustable bank when it comes to availing a financial service like Gold Loan. Finally, easily apply for a Gold Loan through ICICI Bank, and overcome all your financial troubles.

Know the amount of Gold loan that can be availed for a particular quantity. The following  table explains Gold Loan per Gram that can be availed from ICICI Bank:

LTV24K22K21K20K19K18K
100% for 10 GM377403460033020314402987028290
1 GM377434593302314429872829
60226220731979188417901695
65245122462144204219391837
70264024202309219920891979
75282924932475235722382120
80301827662640251423882262
85320729392805267225382404
90339631132971282926872546
95358532863136298728372687

Read More: ICICI Gold Loan 

Yes Bank Gold Loan Per Gram

Yes Bank is a financial institution that was founded in 2004. This is a private sector bank that has grown over the past decade. In addition, Yes Bank provides a lot of different financial services like Gold Loan, Personal Loan, Home Loan and many more. Therefore, you can easily apply for Gold Loan from Yes Bank and enjoy The Best Gold Loan Interest Rates.

Following is the table that depicts Gold Loan per Gram that can be availed from Yes Bank.

LTV24K22K21K20K19K18K
100% for 10 GM377203457033000314202985028270
1 GM377234573300314229852827
60226020711977188217881693
65244922442142204019371835
70263824182307219720871977
75282724912473235522362118
80301627642638251223862260
85320529372804267025362402
90339431112969282726852544
95358332843134298528352685

Note: The loan seeker should at least have 10 grams of Gold in order to avail a Gold Loan.

Manappuram Gold Loan Per Gram

Manappuram Finance Limited is a non-banking financial service that was established in 1949 in the coastal village of Vallapad. Since then, the company has experienced overall growth. Currently, the company has 4208 branches in 28 states of India with a workforce of around 24,717. Manappuram is one of the most famous NBFC’s in the category of Gold Loan. Thus, you can rely on this company when it comes to this service.

But the first thing which comes to mind is that What will be the amount one will get of their gold ornaments. Manappuram provides the loan amount per gram as stated below:

LTV24K22K21K20K19K18K
100% for 10 GM377003455032975314002982528250
1 GM377034553298314029832825
60225820691975188017861691
65244722422140203819351833
70265624162305219520751965
75282524892471235322342116
80301427622636251023842258
85320329352801266825342400
90339231092967282526832542
95358132823132298328332683

Read More: Manappuram Gold Loan 

Muthoot Gold Loan Per Gram

Indian Financial corporation, Muthoot Finance Ltd is India’s largest gold financing company. The company provides a wide range of financial services like money transfers, wealth management, foreign exchange services and many more. The headquarters of this company is in Kerala, India and it has 4,400 operational branches throughout the country. The service of Gold Loan is one of the most availed services of Muthoot Finance. Below is the Gold Loan Per Gram disbursed through Muthoot Finance Ltd.:

LTV24K22K21K20K19K18K
100% for 10 GM377103456032990314102984028260
1 GM377134563299314129842826
60225920711976188117871692
65244822432141203919361834
70263724172306219620861976
75282624902472235422352117
80301327612637251123852259
85320429362802266925352401
90339331102966282626842543
95358232833133298428352684

Note: The loan seeker should at least have 10 grams of Gold in order to avail a Gold Loan.

IIFL Gold Loan Per Gram

Indian Infoline Ltd is a financial services provider company which has its headquarters in Mumbai. The company started its operations in the year 1995. The company provides services in India, Canada, United States, United Kingdom, Switzerland, Singapore, Hong Kong, Mauritius, and UAE. The service of Gold Loan is famous in India as a lot of people own ornaments of Gold and are in need of funds. Thus, in order to take a gold loan first, you should know the loan amount that is disbursed on per gram of gold.

LTV24K22K21K20K19K18K
100% for 10 GM376903454032970313902982028240
1 GM376934543297313929822824
60225720681974187917851690
65244622412139203719341832
70263524152304219420841974
75282424882470235222332115
80301327612635250923832257
85320229342800266725332399
90339131082966282426822541
95358032813131298228342682

Read More: IIFL Gold Loan 

SBI Gold Loan Per Gram

State Bank Of India is a public sector bank that provides financial service to the people. The bank was established in 1955. Also, the bank has its headquarters in Mumbai, India. State Bank of India has the largest number of employees that is around  209,567 as per the census of 2017. The company has a wide network of branches thus it is very easy to avail the services from SBI. Gold Loan is also one of the financial services provided by SBI to the customers. Gold Loan Per Gram disbursed by SBI is stated  below:

LTV24K22K21K20K19K18K
100% for 10 GM377003455032980314002983028250
1 GM377034553298314029832825
60225820691975188017861691
65244722422140203819351833
70263624162305219520851975
75282524892471235322342116
80301427622636251023842258
85320329352801266825342400
90339231092967282526832542
95358132823132298328332683

Note: The loan seeker should at least have 10 grams of Gold to avail a Gold Loan.

How to Apply?

If you want to apply for a Gold Loan, there are two ways to avail of this service :

Offline Process

To avail a Gold Loan, you will have to find the nearest branch of the above-stated banks. You can do so by searching on google Gold Loan near me. This search will enlist all the departments available for a Gold Loan. Thus, you can reach to the nearby branch and avail a Gold Loan. This can be quite tiring for a customer.

Online Process

Applying for the Gold Loan service is a hassle-free and straightforward process which can be done from the comfort of your home. You can do it online by visiting the bank’s official website and submitting a form with necessary information regarding yourself and the Gold Loan you wish to avail. You will then need to visit the branch with the required documents and your Gold.

You can also apply with Dialabank by following the below-mentioned steps to get a Gold Loan as per your need.

  • Visit Dialabank’s digital platform, where you will have to fill a form without any registration. 
  • Our Relationship Manager will contact you and assist you throughout the Gold Loan process and guide you in fulfilling your financial needs. 
  • You will get personalised service, giving you the option of comparing and taking the best deal according to your needs without any extra charges.
  • With Dialabank, you can compare the different offers and schemes from various banks based on funding provided and the rate of interest charged for choosing the best loan deal for yourself. 

Major Banks Providing Gold Loan

BankGold Loan Rate
HDFC Bank10.75%
Yes Bank 10.85%
Axis Bank10.90%
SBI Gold Loan11.50%
ICICI Bank11.75%
IIFL Gold Loan11.75%
Allahabad Bank Gold Loan11.75%
Muthoot Gold Loan12.00%
Federal Bank Gold Loan12.00%
Manappuram Gold Loan 12.25%
IDBI Bank12.25%
PNB Gold Loan12.25%

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