Indiabulls Home Loan

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About Indiabulls Home Loan

Indiabulls Home Loan

Indiabulls Home Loan is helping people to build a home of their choices. Home loan is a financial help provided by banks and NBFCs to the people. Indiabulls is a non-banking finance company that provides home loans, housing loans, and loan against property. Home loan is a long term product having maximum life of 25 years.

Advantages of Indiabulls Home Loan:

  • The Loan Tenure can be a maximum of 20 years for Home Loan.
  • Easy repayment mode.
  • They provide loans for the purchase of the house, residential or commercial property or construction purpose.
  • Insurance Option is also available for Housing Loan.
  • The loan is available to the customer in just 48 hours
  • Loan Against Property is also offered at lower interest rates.
  • Home Loan Balance Transfer facility provided by them.
  • Provide home loans at floating rate of interest.
  • Provide financial assistance to NRIs as well.
  • One can also avail a tax benefit on their home loan under sections 24Band section 80C of the Income Tax Act.

Indiabulls Home Loan Interest Rates:

Applicable Rates
(Monthly Rest Basis)

Up to and including Rs 75 lacs

9.95% to 10.90%

More tha n 75 lacs and up to 150 lacs

10.10% to 11.10%

More than 150 lacs

10.40% to 11.75%

Rs 75.01 lacs to Rs 150 lacs

Over Rs 150 lacs



What is the Need for Indiabulls Home Loan? 

A large number of people wish to own a home of their own. However, due to low funds and rising prices of properties, they are unable to purchase or construct a home of their choice. A home of one’s choice is important for people. That is because of the need for security and safety.

This is the reason that a lot of people have applied for a home loan. A home loan is helpful for those people who wish to own a house of their own. The reason is that they support the cost of building a house.

According to a recent survey in Business Standard, the prices of properties have gone up by nearly 12%. How can a middle-class person pay the cost of such a home? There are many banks and NBFCs that provide mortgage loans to the people.

Indiabulls is also a provider of home loans. The best feature, which makes them an attractive proposition, is that they provide home loans within 48 hours.

Processing Charges for Indiabulls Home Loan:

Processing Fees

Risk Class-I

Risk Class-II & III

Up to and including Rs 30 lacs

Rs 5000


Rs 25.01 lacs to Rs 150 lacs

Rs 15000


Over Rs 150 lacs


* Above rates and fees are subject to change without notice.

About Indiabulls: There are many banks in the country that have been making progress in the financial sector with a fast pace. However, none has made such a fast paced development as Indiabulls. Established in 1999, the company today has a net worth of more that ₹20K Crores. The company not only deals in financial services, but is also active in power generation and real estate. It plans to sustain 30% Indiabulls Home Loan growth over the next financial year by expanding its footprints in India.

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