Home Loan Lucknow

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All About Home Loan Lucknow

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Home Loan LucknowNow you can fulfill your desire which you may be having from a decade, Now it is also possible for you to build up your home. Home Loans offer finance to build up your house. These debts also don’t ask for any collateral rather than the house which you possess.

 

Home Loan Interest Rates:

 

 

Punjab National BankStandard Chartered BankAxis Bank
10.15%10.26%10.10%

 

 

Home Loan Lucknow Eye-catchingInterest Rate.

 

  • Broad series of Home Loan Products.
  • Property analysis.
  • Trouble-free documentation.
  • Loan from any headquarters for acquisition of home everywhere in India.
  • Loan sanction prior to property selection.

Understand your loan eligibility for Home Loan Lucknow:

 

All Home finance companies refer to their own EMI table when calculating the EMI payments. This table lists the monthly EMIs per lakh, for different tenures and rate of interests.

 

Monthly Income(Rs)

30,000

(Assumed) Income available for EMI payments

(i.e. 55% of 30,000)(Rs)

16,500

Rate of Interest(%)

8.00

Tenure(yrs)

20

EMI per lakh(Rs)

836

Home Loan Eligibility (Rs)

1,973,000

 

 

Following are other factors helping in the evaluation of home loan eligibility:

  1. Nature of Job of Individual
  2. Location of the Property
  3. Personal Details of individual

 

 

Home Loan Lucknow Common Documents Required

 

 

  1. Valid Address Proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  2. Age proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
  3. Last six months Bank account statement
  4. Income proof and passport size photograph of the applicant and co-applicant

 

For Salaried customers:

 

  1. Employment certificate from the employer
  2. Form 16
  3. Copies of pay slip for last few months and TDS certificate

 

For Self-employed:

 

  1. If it is a partnership firm then copy of partnership deed or copy of memorandum of association; and articles of association if it is a company.
  2. Copy of audited financial statement for last two years
  3. Income tax assessment order
  4. Profit and loss details for last few years

 

 

A customer must understand and agree with each of the clauses in the documents before agreeing to sign the loan deal.  Before signing the Home Loan documents, recheck all terms and conditions.

 

Lucknow, the metro city and the capital city of Uttar Pradesh in India, is the managerial head office of Lucknow District and Lucknow Distribution. Lucknow has always been known as the multicultural capital and flourished as an educational and inventive capital of North India in the 18th and 19th centuries. Today, it continues as a significant hub of tourism, commerce, technology, poetry, etc.

 

 

 

 

 

Special Note: Bank does not provide Home Loan or Loan Against Property to B Khata Property.      


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