Gold Loan Visakhapatnam

Gold Rate: ₹ 5,340 Per Gram

Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Visakhapatnam

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Visakhapatnam Features

gold loan VisakhapatnamYour gold is an asset that can help you during financial crunch or when you are in need of urgent lump sum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help.
 
Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.

  1. Less processing time.
  2. No hidden charges.
  3. Fast Loan disbursal.
  4. No credit checks.
  5. No co-signer needed.
  6. Prepayment facility.

Gold Loan Visakhapatnam Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Visakhapatnam

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Visakhapatnam

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Visakhapatnam

  1. The minimum age requirements of the applicant should be 21 years and maximum up to 60 years.
  2. The applicant should be of Indian Nationality.

gold loan at 1%

How to Apply for Gold Loan Visakhapatnam

Online Process to Apply for Gold Loan Visakhapatnam

You can apply for the Gold Loan at Dialabank. The process is straightforward. To begin, You have to simply fill a form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

  1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
  2. Minimum documentation required.
  3. Besides that, the bank has a good reputation among the customers because of its best services.
  4. Dialabank also provides a document pickup facility from the doorstep of the customer.
  5. One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  6. You will get a high LTV of your gold.
  7. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

The steps that need to be followed are:

  1. Visit dialabank.com
  2. Fill in the required details in the form.
  3. Click on request a quote.
  4. Our relationship manager will contact you soon.
Offline Process to Apply for Gold Loan Visakhapatnam

The applicant also has an option to avail Gold Loan from the nearby branches, offline. To do so, search Gold Loan near me on google. It will enlist all the neighboring financial institutes from where you can avail of the loan. Then, you will have to visit the bank/NBFC frequently until the loan gets approved.

Thus, it can be a very tiring and time-consuming process. So applying with DialaBank is the best choice that you can make while availing a gold loan.

Processing Fees / Prepayment Charges on Gold Loan Visakhapatnam

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Visakhapatnam

Provided that the documents are complete and valid you need not have a CIBIL score to avail the gold loan in Visakhapatnam.

Gold Loan Visakhapatnam Agents

Dialabank is the leading agent for availing gold Loan in Visakhapatnam. You can apply online at www.dialabank.com or give a call at 9878981166.

Dialabank helps you to find the best option among various banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Our customer relationship managers will guide you in every step.

Gold Loan Visakhapatnam Contact Number

You can contact on 9878981166 and get instant help and approval for the gold Loan in Visakhapatnam.

Pre Calculated EMI Table for Gold Loan Visakhapatnam

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Visakhapatnam

Visakhapatnam is a port city and industrial center situated in the Indian state of Andhra Pradesh, on the Bay of Bengal. It is known for its beaches, including Ramakrishna Beach, home to a preserved submarine at the Kursura Submarine Museum. It is also known as the  “City of Destiny” and the “Jewel of the East Coast”. The city has been selected as one of the Indian cities to be developed as a smart city under the Smart Cities Mission.

Gold Loan Visakhapatnam

0
Today’s Gold Rate in India
22 Karat
43720Per 10g of 22k Gold

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