Gold Loan Bangalore

Major Gold Loan Providers in Bangalore

Gold Loan Bangalore Features

Your gold is an asset that can help you during a financial crunch or when you are in need of urgent lumpsum money in hand. A gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help.

• You can avail of Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
• You get 100% Safety & Security of your Gold Jewelry
• Get your Loan processed in less than 30 minutes
• Enjoy Anytime Liquidity.
• No EMI, Service only Interest and enjoy the Loan facility
• Lower Interest Rates
• Simple documentation and fast processing.
• The overdraft limit varies depending on the market rate of gold.
• The Gold Loan interest rate is payable the only amount of the overdraft that you use.

Gold Loan Bangalore Interest Rates

Documents for Gold Loan Bangalore

1. 2 passport size photographs.
2. Any form of proof of identity (Passport Copy/Voter ID card/ Driving License/Aadhaar card).
3. Any form of Address Proof (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate).
4. Any form of Signature Proof (Passport Copy/Driving License/Banker’s verification/cheque).

Additional Documents Required for Gold Loan Bangalore

1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will arrange).
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Bangalore

1. The applicant must be at least 21 years old.
2. The applicant should not be more than 60 years of age.
3. The applicant must have Indian nationality.

How to Apply for Gold Loan Bangalore

Online Process to Apply for Gold Loan Bangalore

To apply for a Gold Loan Bangalore, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank. The process is very easy & handy. This involves only a few steps:

• Fill the form.
• Relationship Manager Will Call applicant in Next 2 Working Hours.
• Compare gold loan offers from several banks and NBFCs on the DialaBank website.
• Check the eligibility and View the best offers available.
• Select the desired bank or keep in contact with the Relationship Manager of DialaBank for more assistance.
• After selecting the bank, fill out a form to process the loan application.
• Upload all the documents or schedule document pickup from home or office.
• After your documents are verified, the bank’s executive will give the applicant a verification call.
• The amount will get disbursed to the applicant’s account within 3-5 working days if the loan gets approved.

Offline Process to Apply for Gold Loan Bangalore

The applicant also has an option to avail of a Gold Loan per gram from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail of loans from Gold Loan Branches. As well as to find a branch that is nearby, search Gold Loan near me. Google will enlist all the Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Bangalore

CIBIL Score Required for Gold Loan Bangalore

You can improve your CIBIL Score by repaying the Gold Loan Amount on time. No CIBIL score is considered for granting gold loans to the customer.