Gold Loan Kolkata

Gold Rate: ₹ 5,340 Per Gram

Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Kolkata

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Kolkata Features

gold loan KolkataA gold loan provides a customer with an amount of loan from the bank at some rate of interest and for a given period of time. Furthermore, the Gold Loan comes in the category of secured loans so the rate of interest is quite low as compared to other loans. Planning for something like a wedding or purchasing an expensive birthday gift, when-ever you are running out of funds, Gold loan comes to your rescue. In such a need of emergency, it would be the best option to use your gold rather than keeping them in the locker. You can contact 9878981166 in case of any queries.

Gold Loan Kolkata Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Kolkata

Proof of Identity

Passport Copy/ Voters ID card/ Driving License/Aadhar Card/Passport

Address Proof

Ration card/ Tel or Electricity Bills of last three months/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/Aadhar Card

Signature Proof

Passport Copy/Driving License/Banker’s verification/cheque.

Additional Documents Required for Gold Loan Kolkata

  1. 2 passport size colored photographs.
  2.  Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  3. A Demand Promissory Note.
  4. Certificate by the Jewel Appraiser (Bank will arrange).

Income Proof

Salary Certificate and Form No.16.

Eligibility Criteria for Gold Loan Kolkata

  1. He/she should be of Indian nationality.
  2. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.

gold loan at 1%

How to Apply for Gold Loan Kolkata

Online Process to Apply for Gold Loan Kolkata

The steps required to avail Gold loan Kolkata online with DialaBank are:

  • Click on dialabank.com
  • Fill in the necessary details as asked in the form shown on the main page
  • Select a gold loan from the options given.
  • Accept “I have read the privacy policy option”.
  • Click on request a quote.
  • Sit back and wait for our relationship manager to contact you.
Offline Process to Apply for Gold Loan Kolkata

The applicant also has an option to avail of Gold Loan from any nearby branches. He will be required to search the Gold Loan near me on google. The results will enlist all the neighboring banks and NBFCs from where you can avail the loan. Then, you will have to make various visits until the loan gets approved.

Processing Fees / Prepayment Charges on Gold Loan Kolkata

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Kolkata

There is no CIBIL score requirement to avail of a gold loan.

Gold Loan Kolkata Agents

Dialabank is your go-to agent for availing Gold Loan in Kolkata. We help you to find the best option among various Banks and NBFCs available in the market to address your need by providing the highest value for your gold at the lowest possible rate of interest.

We have access to several lending financial institutions all over India to give you a hassle-free experience.

Gold Loan Kolkata Contact Number

Call 9878981166 and get instant help and approval for Gold Loan in Kolkata.

Pre Calculated EMI Table for Gold Loan Kolkata

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kolkata

Kolkata is the capital of the Indian state of West Bengal. Located on the eastern bank of the Hooghly Stream, it is the key commercial, social, and academic hub of East India. The city is developing at a fast pace, and so is the standard of living. It is known for its grand colonial architecture, art galleries, and cultural festivals across the country. Kolkata is home to various famous places like Howrah bridge, Victoria Memoria, etc. that attract a large number to tourists every year from around the world.

गोल्ड लोन कोलकाता के बारे में हिंदी में जानिए गोल्ड लोन कोलकाता


 

Gold Loan Kolkata

0
Today’s Gold Rate in India
22 Karat
43720Per 10g of 22k Gold

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