Gold Loan Kolkata

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Unlock the Real Value of your Gold

Rates as low as 1% p.m.
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

About Gold Loan Kolkata

In a gold loan basically, a customer gets an amount of loan from the bank at some rate of interest and for a given period of time. Furthermore, the Gold Loan comes in the category of secured loans so the rates of interest are quite low as compared to other loans. Planning for something like a wedding, purchasing an expensive birthday gift. When you are running out of funds cannot accomplish the task. In this need of emergency, it would be the best option to use your gold rather than keeping them in the locker. You can apply for Gold Loan.

Gold Loan Kolkata Interest Rates:

In the case of Gold Loan, the credit is available at a low interest rate. This is because the loan on gold comes in the category of secured loans. Moreover, the interest rate of gold is less than that of other loans. Though the Gold Loan rate keeps on changing with the passage of time as well as person to person. Gold Loan Kolkata is available at 1% per month interest rate.
1. Gold Loan Interest rate – 10.70 %
2. Also, offer low processing fee –  0.85%
3. Moreover, Pre-closer charges range from 0 – 2 %.
4. Besides Tenure minimum of six months; maximum five year
5. Lastly Amount – Thousand to a crore

Why Gold Loan Kolkata?

  1. Loan Amount: A maximum amount of Rs.10,00,000 can be availed.
  2. EMI options: Hassle-free payment of EMIs.
  3. Instant liquidity: Enjoy liquidity of cash at any time. Generate instant cash in time of need.
  4. Security: The customer can rest assured that their gold is in safe hands.

Gold Loan Kolkata Documentation:

Proof of Identity

 Passport Copy/ Voters ID card/ Driving License/Aadhar Card/Passport

Address Proof

  1.  Ration card/ Tel or Electricity Bills of last three months/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/Aadhar Card
  2. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
  3. 2 passport size colored photographs.

 Additional Documents Required for Gold Loan Kolkata

  1.  Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).

Income Proof

 Salary Certificate and Form No.16.

Know More – Gold Loan Per Gram

Features of Gold Loan Kolkata:

Gold Loan Kolkata

Following are the Features of Gold Loan:

  1. You can avail Gold Loan up to Rs.1 Crore or more & up to 70% of value for any purpose
  2. You get 100% Safety & Security of your Gold Jewellery
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Interest Rates
  7. Simple documentation and fast processing.
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

About Kolkata:

Kolkata is the capital of the Indian state of West Bengal. Located on the eastern bank of the Hooghly Stream, it is the key commercial, social, and academic hub of East India. The city is developing at a fast pace, and so is the standard of living.

Gold Loan Kolkata Interest Rate of Different Banks – Updated 2020

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