Bank of baroda savings account

⋆ Interest Rate 9.99% ⋆

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      Rates as low as 9.99%*
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      Bank of Baroda savings account

      Bank of Baroda savings account interest rate-

      Saving Account Interest Rate
      BOB Savings Account 2.75% – 3.20%
      Super Savings Account 2.75% – 3.20%
      Baroda Centenary Savings Account 2.75% – 3.20%
      Baroda Basic Savings Account 2.75% – 3.20%
      Baroda Salary Advantage Saving Account 2.75% – 3.20%
      Baroda Bachat Mitra 2.75% – 3.20%
      Baroda Pensioners Savings Bank Account 2.75% – 3.20%
      Baroda Jeevan Suraksha Savings Bank Account 2.75% – 3.20%

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      About Bank of Baroda savings account

      Bank of Baroda, one of the leading banks in the country, offers a variety of banking services. It offers many lucrative loan schemes. Apart from that, Bank of Baroda’s savings accounts features to lure customers. It offers an interest rate from 2.75%to 3.20%. It calculates the interest rate on daily basis.

      Features of Bank of Baroda savings account

      • Bank of Baroda offers an interest rate on saving account in the range of 2.75% to 3.20%.
      • The balance requirement for the Bank of Baroda savings account is QAB Rs. 500 and Rs. 1,000 for Rural and Urban respectively. Zero balance facility only for salaried employees in Central/ State Govt. Public and Private Limited Companies, Agents of Life and General Insurance Corporations and Students.
      • An individual can transfer the Bank of Baroda savings account to any other branch without changing the account number.
      • Safe deposits locker facility, nomination facility is also available.
      • Bank of Baroda savings account provides the facility of linking to the Multi Option Deposit account to fetch higher term deposit interest on the surplus money.
      • It provides various kinds of debit cards at the account holder’s convenience.
      • Bank of Baroda offer banking facilities like internet banking and missed call banking. An individual can also avail of the mobile banking facility which provides services like interbank mobile payment services (IMPS), utility bill payments, mobile recharges, enquiry and statements and cheque book request.
      • No charge is levied for passbook service.

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      Bank of Baroda savings account rates

      Saving Account Interest Rate
      Minimum Balance
      BOB Savings Account 2.75% – 3.20%
      QAB Rs. 500 and Rs. 1,000 for Rural and Urban respectively. Zero balance facility only for salaried employees in Central/ State Govt. Public and Private Limited Companies, Agents of Life and General Insurance Corporations and Students
      Super Savings Account 2.75% – 3.20%
      QAB of Rs. 20,000
      Baroda Centenary Savings Account 2.75% – 3.20% N.A
      Baroda Basic Savings Account 2.75% – 3.20% NIL
      Baroda Salary Advantage Saving Account 2.75% – 3.20% NIL
      Baroda Bachat Mitra 2.75% – 3.20% NIL
      Baroda Pensioners Savings Bank Account 2.75% – 3.20% N.A
      Baroda Jeevan Suraksha Savings Bank Account 2.75% – 3.20%
      Minimum Balance Rs. 1,000 on a daily balance basis

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      Bank of Baroda savings account products

      • BOB Savings Account: Bank of Baroda offers interest rates ranging between 2.75% to 3.20% on BOB Savings Account. You can open a BOB Savings Account in the Bank of Baroda by depositing QAB Rs. 500 and Rs. 1,000 for Rural and Urban respectively. Zero balance facility only for salaried employees in Central/ State Govt. Public and Private Limited Companies, Agents of Life and General Insurance Corporations and Students amount as a minimum balance.
      • Super Savings Account: If you have deposited your excess funds in a Super Savings Account, you can get an interest rate of 2.75% to 3.20% on your account. This account can be opened by anyone with a minimum age of 18 years.
      • Baroda Centenary Savings Account: Bank of Baroda provides interest rates ranging between 2.75% to 3.20% on Baroda Centenary Savings Account. The minimum balance requirement to open this account is.
      • Baroda Basic Savings Account: You can get an interest rate at 2.75% and 3.20% respectively on Baroda Basic Savings Account in Bank of Baroda. The account can be opened in the Bank of Baroda by depositing the NIL amount.
      • Baroda Salary Advantage Saving Account: If you have deposited your excess funds in a Baroda Salary Advantage Saving Account, you can get an interest rate of2.75% to 3.20% on your account.
      • Baroda Bachat Mitra: You can get interest at 2.75% to 3.20% in Baroda Bachat Mitra. This account can be opened in the Bank of Baroda by depositing a minimum amount of NIL after the age of 18 years.
      • Baroda Pensioners Savings Bank Account: The interest that you can earn on Baroda Pensioners Savings Bank Account is in the range of 2.75% to 3.20% respectively.The debit card available for this product isBOBCARD Silver
      • Baroda Jeevan Suraksha Savings Bank Account: Bank of Baroda provides an interest rate of 2.75% to 3.20% on Baroda Jeevan Suraksha Savings Bank Account. Further, to open this Saving Account, the minimum balance requirement is Minimum Balance Rs. 1,000 on a daily balance basis. You can open this account at a minimum age of 18 years.

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      Documents and process to open the Axis Bank savings account

      • Eligibility criteria- specified age limit, monthly income, Identity proof, PAN card, Aadhar card, address proof, income proof.
      1. Age limit- 21to 60 years
      2. Income certificate -issued from sub-divisional magistrate office
      3. Identity proof- Voter ID card, aadhar card, College ID card (for students)
      4. Monthly income proof
      5. Form 16 of the latest year
      6. Income tax return
      7. Highest qualification proof
      8. Proof of business continuation
      9.  You need to collect all the documents to avoid roaming around the bank’s office.

        Bank of baroda savings account

      10. After documentation, you need to search for a person who knows you well. He will be a guarantor for your loan.
      11. Apply online from an e-portal. For instance, Vidhya Lakshmi portal for education loan. Even there will be a separate portal on the bank website for online loan applications.
      12. You may go offline also and apply at your nearest branch.

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      How much interest is charged by the Bank of Baroda on Savings Account?

      Bank of Baroda offers an interest rate of 2.75% to 3.20% on Savings Account.

      What is the minimum amount required for opening a Savings Account in the Bank of Baroda?

      The minimum amount required for opening a Savings Account in the Bank of Baroda is QAB Rs. 500 and Rs. 1,000 for Rural and Urban respectively. Zero balance facility only for salaried employees in Central/ State Govt. Public and Private Limited Companies, Agents of Life and General Insurance Corporations and Students.

      What are the balance non – maintenance Charges on the Bank of Baroda Savings Account?

      The Balance Non Maintenance Charges on Savings Account by Bank of Baroda are None.

      How does the Bank of Baroda calculate interest charged on Savings Account?

      Interest on Savings Account is calculated on a quarterly basis. The following formula is used by the Bank of Baroda to calculate interest on Savings Account.

      Monthly interest=Amount (Daily balance)*(No of days)* Interest/Days in the year

      Does Bank of Baroda offer Debit Card to the account holder?

      Yes, various Debit Cards are offered, differing according to the product. Some of

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