Gold Loan Vijayawada

Gold Rate: ₹ 5,121 Per Gram

⍟ Interest Rate 7.0% p.a. ⍟

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Unlock the Real Value of your Gold
Lowest Rate of Interest
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

Major Gold Loan Providers in Vijayawada

Feature
HDFC Bank
ICICI Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Vijayawada Features

Gold Loan Vijayawada Features

Going short out of money?

Do not understand what to do?

Do not disturb Gold Loan is ready for you. This loan needs less paperwork, as it is secured in nature and you can get your loan approved within 2-3 hours after all the verification process.

Gold Loan Vijayawada gives monetary aid to the consumers at the best affordable interest rates. To receive a Gold loan, the candidate needs to have a hard and good source of income, which will make the verification and loan approval process faster.

Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

Gold Loan Vijayawada Interest Rates

Bank
Interest Rate
HDFC Bank Gold Loan
10.25% to 14%
Axis Bank Gold Loan
10.50% to 16%
ICICI Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%

Documents for Gold Loan Vijayawada

  1. Proof of Identity
  2. Address Proof
  3. Signature Proof
  4. 2 passport size photographs.

Additional Documents Required for Gold Loan Vijaywada

  1. Land Proof
  2. A Demand Promissory Note.
  3. License by the Jewel Appraiser (Bank will provide).
  4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Vijayawada

  1. The minimum age of the individual should be 21 years and maximum up to 60 years.
  2. Must be having Indian Nationality.

gold loan at 7%

How to Apply for Gold Loan Vijayawada

Online Process to Apply for Gold Loan Vijayawada

You can apply for the Gold Loan at Dialabank.

You just have to fill a simple form online.

After that, you will get a call back from our representative.

You can call on 9878981144 anytime.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this, some of them are:

  1. Dialabank is India’s leading business helpline; it gives the best business assistance to clients all over the nation.
  2. Dialabank guides the customers free of cost.
  3. You will receive a large LTV of your gold.
  4. The bank has a great fame among the clients because of its best and fast services.
  5. If you apply for a gold loan on Dialabank, then you will get a low-Interest Rate.
  6. Moreover, very little paperwork is required.
  7. Eventually, the Relationship managers are trained thoroughly to guide you in the complete process of Gold Loan.
Offline Process to Apply for Gold Loan Vijayawada

The candidate also has a choice to avail of Gold Loan from the nearby subdivisions. To do so, seek Gold Loan near me on google. It will list all the branches of banks and finance companies providing loans near you. You require to choose them according to your choice and knowledge, but Dialabank can do that for you in a more expeditious and more reliable manner.

Then you have to visit those departments and apply for a loan and have to visit many times before than loan gets finally approved.

Processing Fees / Prepayment Charges on Gold Loan Vijayawada

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
ICICI Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Vijayawada

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Vijayawada. Most companies require a least score of 750 to prepare your loan request.

Not merely your CIBIL score, the organizations also view the individual behavior on the prior loans taken. This covers details on the type of loan taken and the amount borrowed. Any dallied installments for early loans can act as a block to your availing a fresh loan. So make inevitable your CIBIL score is valid before applying for a loan.

Gold Loan Vijayawada Agents

One of the chiefs and most advanced gold loan agents in Vijayawada is Dialabank. Apply online at Dialabank or call at 9878981144

Gold Loan Vijayawada Contact Number

Call 9878981144 and get instant help and approval for Gold Loan in Vijayawada right now.

Pre Calculated EMI Table for Gold Loan Vijayawada

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Vijayawada

Vijayawada is a town in the southeastern Indian state of Andhra Pradesh. It’s identified for the brilliant Kanaka Durga Temple, which lies atop a hill facing the city.


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