How to get Gold Loan Hyderabad?

To get a gold loan a person can either walk into the nearest gold loan offering bank branch with their gold and basic documents like Aadhar Card and PAN Card or they can fill an inquiry form and apply online at Dialabank’s digital platform for better convenience and personalized assistance.

How much gold loan can i get?

Most Banking and Non-Banking institutes offer gold loans with a LTV ratio between 65% and 75%. This means a person can avail the loan amount of up to 75% of their gold’s market value. This amount on average varies between Rs. 10000 to Rs. 50 Lakhs depending upon the purity of one’s gold.

Lowest gold loan interest rate in which bank

Currently, HDFC Bank is offering the lowest rate of interest for a gold loan starting at 10.50% per annum. HDFC Bank grants loans with a LTV ratio of 75%.

Gold Loan Hyderabad | Lowest Rate @10.70% PA

Gold Loan Hyderabad

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Major Gold Loan Providers in Hyderabad

Feature	HDFC Bank	ICICI Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Gold Loan Hyderabad Features

Gold loan Hyderabad Are you in need of urgent money? Are you facing a sudden medical emergency or need cash immediately to tackle any financial crisis? Then Gold loan might just be the best option for you. All you need is some amount of gold and some basic documents. After evaluation of your gold in the bank, your loan amount will be credited into your account. Also, your valuable gold is kept safe in the sealed locker of the bank. Usually, a person needs money urgently on the same day. Applying for other loans may consume time. But Gold Loan is the best loan option to get instant finance without any hassle paperwork.

Gold Loan Hyderabad Interest Rates

Bank	Interest Rate
HDFC Bank Gold Loan	10.25% to 14%
Axis Bank Gold Loan	10.50% to 16%
ICICI Bank Gold Loan	10.75% to 16%
SBI Gold Loan	9.5 % to 13%
Kotak Gold Loan	11% to 14%
IIFL Gold Loan	9.24% to 24%
Muthoot Gold Loan	12% to 24%
Manappauram Gold Loan	12% to 26%
PNB Gold Loan	10.05% to 16%
Canara Bank Gold Loan	9.75 % to 13%
Andhra Bank Gold Loan	10.70% to 16%

Documents for Gold Loan Hyderabad

Identity Proof: Voter ID /Ration card /Aadhaar card /Valid Passport
Signature Proof: The documents required as signature proof includes: Passport Copy/Banker’s verification/cheque
Residence Proof: Telephone Bill/ Electricity Bill/ Rental bill /Trade license/Aadhaar card /Shop & Est., License/Sales Tax certificate.
Documents required for the agriculture loans: Land Proof and Income proof
Other: Two passports sized coloured photographs and a demand promissory note.

Eligibility Criteria for Gold Loan Hyderabad

The applicant should be 21 years and maximum up to 60 years of age.
The applicant should be of Indian nationality.

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How to Apply for Gold Loan Hyderabad

Online Process to Apply for Gold Loan Hyderabad

You can apply for Gold Loan at Dialabank. The process is straightforward. To begin, you have to fill a simple form online. Soon you will receive a call from our relationship manager who will make sure your experience is hassle-free.

There are many reasons that Dialabank is considered as the best platform to apply for gold loan Hyderabad online.

First of all, Dialabank is India’s first financial helpline.
Avail the lowest rate of interest on gold loan per gram only with Dialabank.
Dialabank provides a document pickup facility from the doorstep of the customer.
We do not charge you for our services.
The relationship manager will help you to avail high LTV of your gold.

Follow the steps below to apply with DialaBank online:

Visit Dialabank.
Fill in the required details like name, income, location etc.
Click on Gold loan from the options given below and click on “Request a quote”.
You will be provided with the best offers on gold loan Hyderabad by DialaBank.

Offline Process to Apply for Gold Loan Hyderabad

The applicant also has an option to avail Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail the loan.

Thus, it avoid this tiresome approach, just follow the steps mentioned above and enjoy your hassle-free experience.

Processing Fees / Prepayment Charges on Gold Loan Hyderabad

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
ICICI Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Hyderabad

All major banks and NBFCs provide you gold loan, irrespective of your CIBIL score.

Gold Loan Hyderabad Agents

Dialabank is the leading agent for availing Gold Loan in Hyderabad. The presence of DialaBank across the country makes it an easy choice while thinking of Gold loan.

It has connectivity with top banks that provide the lowest Gold loan interest rate. Also, you will be assisted by our relationship managers throughout the process to make sure you have the right value for your gold.

Gold Loan Hyderabad Contact Number

Call 9878981144 and get instant help and approval for Gold Loan in Hyderabad.

Pre Calculated EMI Table for Gold Loan Hyderabad

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Hyderabad

Hyderabad is a famous city situated in Telangana, India. The city has emerged as a major hub for technology industry in India. It is home to various monuments of historical importance like Golconda Fort and Charminar. Hyderabad is the fourth richest city in India and is home to many up-scale restaurants and shops. The city is considered as one of the best cities to live in India because of its advancement and upgradation.