Gold Loan Chennai

Get Loan in 30 Mins

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Unlock the Real Value of your Gold

Rates as low as 1% p.m.
Get Money in 30 Mins
Loan Amount Up to 1 Crore
Loan Tenure Up to 48 Months
Unbiased Experts Advice

About Gold Loan Chennai

This is a process of pledging your gold with the bank and get the respective funds depending upon the quality of gold and the amount of Gold Loan needed. It is the best way of getting fund for a shorter span of time. Get Instant Cash in just 45 minutes against your Gold Jewellery rather than keeping it idle at home and fulfill your requirements. This loan is secured against gold ornaments. Borrowers deposit their gold with the lending banks and get money on the value of that gold. Turn your Gold into Cash rather than keeping it idle at home. Apply Online and Get Approval in just 3 minutes.

Gold Loan Chennai Interest Rates

In general loan on gold, the credit is available at a low interest rate. Moreover, the reason behind that the gold loan comes in the category of secured loans. So the Gold interest rates are less than that of personal loan or any other kind of loans. Though the gold loan rate keeps on changing time to time as well as person to person.
1. The gold loan is available at 1% PM interest rate.
2. Gold Loan Interest rate – 10.70 %.
3. Moreover, offer low processing fee that is  0.85%.
4. Further, pre-closer charges range from  0 – 2 %.

Why should one choose Gold Loan Chennai?

  1. Pre-closure facility.
  2. Less paperwork.
  3. A person can avail a minimum Gold Loan amount from Rs 30,000 and onwards.
  4. A person should have a minimum of 20 Gram gold to avail the loan.
  5. No penalties are involved.
  6. In-house gold evaluation.

Know More – Gold Loan: Factors to Remember

Documentation for Gold Loan Chennai

  1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
  2. A Demand Promissory Note.
  3. Certificate by the Jewel Appraiser (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16.

Features of Gold Loan Chennai

Gold Loan Chennai

Following are the Features of Gold Loan:

  1. You can avail Loan up to Rs.1 Crore or more & up to 70% of the value for any purpose
  2. You get 100% Safety & Security of your Gold Jewellery
  3. Get your Loan processed in less than 30 minutes
  4. Enjoy Anytime Liquidity.
  5. No EMI, Service only Interest and enjoy the Loan facility
  6. Lower Gold Loan Interest Rates
  7. Simple documentation and fast processing.
  8. Overdraft limit varies depending on the market rate of gold.
  9. The interest rate is payable the only amount of the overdraft that you use.

Know More – Gold Loan Per Gram

About Chennai

In the automobile sector, Chennai is called the “Detroit of India”. Being the capital of the state and also the industrial hub of South-India, this city is developing at a very rapid pace with infrastructure getting better and better day by day. Chennai is also a home to the Tamil film industry known as Kollywood. This city has some beautiful beaches with some historical buildings and tourist destinations including Mahabalipuram, which is a UNESCO heritage site.

How to Apply?

  1. A person can easily apply online for gold loan Chennai online in 2 minutes. The applicants just have to visit on www.dialabank.com.
  2. The process is very easy and simple.
  3. Furthermore, the customer doesn’t need to hassle anymore; he/she can apply online in 2 minutes.
  4. For more information, you may also call on 95920-46860

Gold Loan Chennai Interest Rate of Different Banks – Updated 2020

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