Gold Loan Mumbai

Major Gold Loan Providers in Mumbai

Gold Loan Mumbai Features

Your gold is an asset that can help you during a financial crunch or when you are in need of urgent lumpsum money in hand. A gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help. While you enjoy funds at a low Gold loan interest rate, your Gold jewellery is kept safe in the bank vault.

Gold Loan Mumbai Interest Rates – Jul 26 2021

Gold Loan Per Gram For All Major Bank in Mumbai – Jul 26 2021

Gold Loan Eligibility Criteria in Mumbai

Documents for Gold Loan Mumbai

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Mumbai

1. The applicant should be at least 21 years of age
2. The applicants’ age should not be more than 60 years
3. They should be a national citizen

How to Apply for Gold Loan Mumbai

Online Process to Apply for Gold Loan Mumbai

The process of availing of a gold loan is simple with Dialabank. You can contact 9878981144 at any time for any assistance or help. Our experts will guide you through the journey. To apply online, 0the steps that are required to be followed are:

• Visit the Dialabank website.
• Enter your details and fill the form.
• Our relationship manager will call and assist you through the entire process.

There are so many reasons why Dialabank is considered the best platform to apply for a gold loan online:

1. Dialabank is India’s first financial helpline.
2. It has its presence throughout the country.
3. Dialabank provides a document pickup facility from the doorstep of the customer.
4. No additional charges of applying for a gold loan online on the website of Dialabank.
5. Minimum documentation.
6. Expert advice.

Offline Process to Apply for Gold Loan Mumbai

You can visit the branches near your location to avail gold loan per gram in Mumbai. But, that would reduce your chances of availing of the best offers. Also, you would not get a pick-up facility for your documents that is available only with Dialabank.

Processing Fees / Prepayment Charges on Gold Loan Mumbai

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Mumbai

Provided that all the necessary documents are submitted, the banks and NBFCs provide a gold loan, irrespective of the CIBIL score.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Mumbai

✅ How to calculate Gold Loan Interest?

Gold loan interest rates vary depending upon the lending institute, amount of loan availed, loan tenure, loan to value ratio, and quality of gold. One can easily check and compare these rates online with Dialabank.

✅ Which bank is best for Gold Loan in Mumbai?

HDFC Bank currently offers the best gold loan services in India. Starting with the low rates of interest, HDFC Bank offers various other facilities like a personal locker for your gold, same day disbursement of the loan amount, and the highest LTV ratio, to name a few.