Gold Loan Ghatkopar

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    Gold Loan Ghatkopar

    Major Gold Loan Providers in Ghatkopar

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Ghatkopar Features

    A gold loan provides a customer with an amount of loan from the bank at some rate of interest and for a given period of time. Furthermore, the Gold Loan comes in the category of secured loans so the rate of interest is quite low as compared to other loans. Planning for something like a wedding or purchasing an expensive birthday gift, when-ever you are running out of funds, Gold loan comes to your rescue. In such a need of emergency, it would be the best option to use your gold rather than keeping them in the locker. You can contact 9878981166 in case of any queries.

    Gold Loan Per Gram valuation is an important element of a gold loan as it the basis of the calculation of the loan amount and needs to be done with sincerity.

     

    Gold Loan Ghatkopar Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    ICICI Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Ghatkopargold loan ghatkopar

    Proof of Identity

    Passport Copy/ Voters ID card/ Driving License/Aadhar Card/Passport

    Address Proof

    Ration card/ Tel or Electricity Bills of last three months/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/Aadhar Card

    Signature Proof

    Passport Copy/Driving License/Banker’s verification/cheque.

    Additional Documents Required for Gold Loan Ghatkopar

    1. 2 passport size colored photographs.
    2.  Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
    3. A Demand Promissory Note.
    4. Certificate by the Jewel Appraiser (Bank will arrange).

    Income Proof

    Salary Certificate and Form No.16.

    Eligibility Criteria for Gold Loan Ghatkopar

    1. He/she should be of Indian nationality.
    2. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.

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    How to Apply for Gold Loan Ghatkopar

    Online Process to Apply for Gold Loan Ghatkopar

    The steps required to avail Gold loan Ghatkopar online with DialaBank are:

    • Click on dialabank.com
    • Fill in the necessary details as asked in the form shown on the main page
    • Select a gold loan from the options given.
    • Accept “I have read the privacy policy option”.
    • Click on request a quote.
    • Sit back and wait for our relationship manager to contact you.
    Offline Process to Apply for Gold Loan Ghatkopar

    The applicant also has an option to avail of Gold Loan from any nearby branches. He will be required to search the Gold Loan near me on google. The results will enlist all the neighboring banks and NBFCs from where you can avail the loan. Then, you will have to make various visits until the loan gets approved.

    Processing Fees / Prepayment Charges on Gold Loan Ghatkopar

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Ghatkopar

    There is no CIBIL score requirement to avail of a gold loan, but still, interested Customers can take a free CIBIL score check beforehand, for a better understanding of the loan processing system and get better terms on the loan.

    Gold Loan Ghatkopar Agents

    Dialabank is your go-to agent for availing Gold Loan in Ghatkopar. We help you to find the best option among various Banks and NBFCs available in the market to address your need by providing the highest value for your gold at the lowest possible rate of interest.

    Dialabank helps you to find the best Gold Loan Interest Rate and tenure options as per your needs. 

    We have access to several leading financial institutions all over India to give you a hassle-free experience.

    Gold Loan Ghatkopar Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Ghatkopar.

    Pre Calculated EMI Table for Gold Loan Ghatkopar

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Ghatkopar

    Ghatkopar is a suburb in eastern Mumbai. The area is served by the railway station on the Central Line of the Mumbai Suburban Railway and the metro station on Line 1 of the Mumbai Metro.

    गोल्ड लोन कोलकाता के बारे में हिंदी में जानिए गोल्ड लोन कोलकाता

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