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    Gold Loan Lucknow

    Major Gold Loan Providers in Lucknow

    Feature
    HDFC Bank
    ICICI Bank
    Muthoot Finance
    Interest Rate
    9.50% onwards
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    3,066
    3,073
    3,073

    Gold Loan Lucknow Features

    gold loan LucknowAre you looking for financial assistance, Gold loan might be the right choice for you. It has a low rate of interest as compared to other loan options in the market. It is a simple and hassle-free process, with minimal documentation. It comes under the secured loan as you have to mortgage your Gold for the finances. It is readily available in the market and can be availed at any time.

    1. There are no hidden charges in gold loan Lucknow.
    2. In contrast to services like personal loans, the gold loan has the least interest rate as banks keep security against the loan.
    3. If you are eligible and have all the documents, then the gold loan gets quickly approved.
    4. The applicant’s credit history does not matter as he is mortgaging his gold.
    5. There is no need for a third person.
    6. The personal loan is also known as a multipurpose loan. You can use this loan for any purpose. It can be a wedding, vacations, business, medical, or any other personal need.

    Gold Loan Lucknow Interest Rates

    Bank
    Interest Rate
    HDFC Bank Gold Loan
    10.25% to 14%
    Axis Bank Gold Loan
    10.50% to 16%
    ICICI Bank Gold Loan
    10.75% to 16%
    SBI Gold Loan
    9.5 % to 13%
    Kotak Gold Loan
    11% to 14%
    IIFL Gold Loan
    9.24% to 24%
    Muthoot Gold Loan
    12% to 24%
    Manappauram Gold Loan
    12% to 26%
    PNB Gold Loan
    10.05% to 16%
    Canara Bank Gold Loan
    9.75 % to 13%
    Andhra Bank Gold Loan
    10.70% to 16%

    Documents for Gold Loan Lucknow

    1. 2 passport size photographs.
    2. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.
    3. A Demand Promissory Note.
    4. Certificate by the Jewel Appraiser (Bank will arrange).
    5. Income Proof: Salary Certificate and Form No.16
    6. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
    7. Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    8. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.

    Eligibility Criteria for Gold Loan Lucknow

    1. He/she should be a resident of India.
    2. He/she should of 21 years of age and above.
    3. He/she should not be more than 60 years of age.


    gold loan at 7%

    हिंदी में पढ़े | தமிழில் படியுங்கள்

    How to Apply for Gold Loan Lucknow

    Dialabank is considered as the best online platform to apply for a gold loan online because of the following reasons:

    1.  Dialabank is India’s first financial helpline.
    2. The bank has a good reputation among the customers because of its best services.
    3. If you apply for a loan on Dialabank, then you will get low gold loan Interest Rate.
    4. Dialabank provides a document pickup facility from the doorstep of the customer.
    5. There are no additional charges of applying for a gold loan online on the website of Dialabank.
    6. Very less paperwork is required.
    7. You will get a high LTV of your gold with DialaBank.
    8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

    Online Process to Apply for Gold Loan Lucknow

    The process of applying for a gold loan per gram is simple with DialaBank. Just follow the steps below:

    1. Click on dialabank
    2. Fill in the required information like name, income, location, looking for gold loan, etc.
    3. Click on request a quote.
    4. Wait for our relationship manager to contact you.
    Offline Process to Apply for Gold Loan Lucknow

    The applicant also has an option to avail of Gold Loan from the nearby branches in the city. Just, search Gold Loan near me on google. It will enlist all the neighboring banks and NBFCs from where you can avail of the loan.

    But, it can be a very tiring and time-consuming process. Therefore, it is best to apply online with DialaBank to get the best offers on gold loans across all lending institutes. You can also contact on the number 9878981144

    Processing Fees / Prepayment Charges on Gold Loan Lucknow

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    ICICI Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Lucknow

    There is no CIBIL score requirement in case of a gold loan.

    Gold Loan Lucknow Agents

    Dialabank is the leading agent for gold loans. It has its reach throughout the country and with several banks and NBFCs. So, according to your need and requirement, you may choose from several options available at DialaBank with a minimum rate of interest on loans.

    You can apply online at dialabank or give a call at 9878981144 for further assistance.

    Gold Loan Lucknow Contact Number

    Call 9878981144 and get instant help and approval for Gold Loan in Lucknow.

    Pre Calculated EMI Table for Gold Loan Lucknow

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Lucknow

    Lucknow, also famously known as “The city of nawabs” is situated in the state of Uttar Pradesh, India. It is known for its shopping sites like the Aminabad market, Hazarat Ganj, etc. The clothes and jewelry attract people from all over the country.  Lucknow is mainly famous for its Kebabs. It is also sometimes referred to as the ‘City of Gold’ and ‘Shiraz e Hind’.

    गोल्ड लोन लखनऊ के बारे में हिंदी में जानिए गोल्ड लोन लखनऊ