⍟  Lowest Interest Rate of 0.79% p.m.
⍟  Highest Rate Per Gram ₹ 5,121
⍟  No Melting of Your Gold
⍟  Get Loan in 1 Visit Only
⍟  100% Safety of Your Gold (kept in Bank Locker)

APPLY FOR

Muthoot Finance Gold Loan

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Muthoot Finance Gold Loan Key Features – Apply Now

Muthoot Gold Loan Interest Rate Starting 7.0% per annum
Muthoot Gold Loan Rate Per Gram Muthoot Gold Loan Rate Per Gram Today is ₹ 5,121
Muthoot Finance Maximum Loan Amount Up to Rs. 1 Crore
Muthoot Finance Minimum Loan Amount 90% LTV on Your Gold Market Price
Muthoot Finance Gold Requirement Minimum 18 Carat
Muthoot Finance Gold Loan Processing Fee 1% of the Principal Loan Amount
Muthoot Finance Prepayment Charges Nil
Muthoot Finance Repayment Tenure 36 Months
Muthoot Finance Gold Loan Schemes Bullet Payment Scheme, EMI Scheme

Each Feature Explained in Detail Below


Advantages of Muthoot Finance Gold Loan 

  1. The lowest rate of interest is 7%
  2. Quick processing.
  3. Your Gold is safe and secured in a Muthoot Finance locker.
  4. You can use the gold loan money for any personal purpose.
  5. Less documentation only, No CIBIL score.
  6. Furthermore, Flexible repayment options as well as lower monthly outflow.
  7. Besides that No processing fees.
  8. Muthoot Finance charges up to .50% on the principal amount in case of a Gold Loan Foreclosure.
  9. Bad credit history, not an issue.
  10. Instant Processing and Disbursal.
  11. You can borrow in thousands to a crore.

muthoot finance gold loan

You can call on 9878981144 to avail the Best Deals and Offers on gold loan per gram in Muthoot.


gold loan at 7%

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Muthoot Finance Gold Loan Rate Per Gram – Update January 2021 

As per the latest gold prices, Muthoot Gold Loan Per Gram Today is ₹ 5,121. You can avail LTV Up to 90% of your gold.

Muthoot Gold Loan Per Gram Rate w.e.f 1 Jan 2021

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

About Muthoot Finance Gold Loan

Muthoot Finance is one of the largest Gold Loan providing companies in India which was set up in 1939. Muthoot Finance Gold Loan is one of the leading products in the Industry. Muthoot Finance is a non-banking financial company, and it has 4400 branches all over India. Furthermore, The commercial company has a good reputation, and the company is reliable too. Therefore, there is no risk of fraud at all. Muthoot finance also caters to other financial products like personal loans, but a gold loan is the most popular product. So many people get a Gold Loan to overcome their financial crisis. Therefore, even you can avail of the service of Muthoot Finance Gold Loan to overcome financial hurdles.

  • Muthoot Gold Loan Interest Rate is 7.0% per annum
  • Muthoot Finance Gold Loan Per Gram Today is ₹ 5,121
  • Muthoot Finance Gold Loan Tenure is up to 36 months
  • Muthoot Finance Gold Loan processing fee is 1% or Rs.1000 whichever is higher


gold loan at 7%

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Muthoot Finance Gold Loan Features

  • The gold loan is approved very easily and disbursed quickly.
  • Muthoot finance charges very less processing fees for the gold loan.
  • The amount of gold loan starts from Rs. 18000 and can be up to 1 Crore.
  • Muthoot finance offers the facility of the pre-payment. It means that if you want to close your loan before the tenure of the loan, then you can do so without any extra charges.
  • Response time for the queries of the customer is speedy.
  • Tenure can go up to 36 Months.
  • Gold Loan Interest Rates charged by the Muthoot finance are very reasonable in comparison to the other banks. Therefore, the customer prefers only Muthoot finance over other banks.
  • There is a processing fee of 1% of the loan amount sanctioned.

The company provides three-layered security of the Gold. The Gold is kept very securely in the lockers.

Muthoot Finance Gold Loan Schemes 

Muthoot Finance Gold Loan Schemes comes with certain terms and conditions but can be availed while keeping the gold as a security. The gold kept as security could be the jewelry, gold bangles or any accessory made of gold. With competitive interests rates, easy loan disposal makes it an accessible credit option for people, looking for loans.

Key highlights of multiple Gold Loan Schemes:

  • The interest rate charged is based on monthly compounding premise
  • The Rebate is feasible when the interest of the given loan is paid off on time
  • Loan period of all the loans is 360 other than few exceptions as MOS, ZIL, IPL and MES, 
  • The Loan period for the Schemes like MOS and IPL is twelve months.
  • Schemes such as ZIL and MES, the loan period differentiates from 6 months to 36 months.
  • Few Schemes are functional only in particular parts of India. 
Muthoot Gold Loan Schemes
Muthoot One Percent Loan
Muthoot Ultimate Loan
Muthoot Gold Loan Overdraft Scheme
Muthoot Delight Loan
Muthoot EMI Scheme
Muthoot Mahila Loan
Muthoot Advantage Loan
Muthoot Super Loan
Muthoot High Value Loan Plus
Muthoot High Value Loan
Muthoot Super Saver Scheme


Muthoot One Percent Loan

Clients from the business network, (for example, merchants, property vendors, manufacturers and retailers) who are searching for little advances at low-financing costs can decide to apply for Muthoot One Percent Loan.

Key points of Muthoot One Percent Loan

  • Interest Rate: When the total of interest is paid monthly, 12% interest Rate is applicable.
  • Minimum Loan Sum: ₹ 1,500
  • Maximum Loan Sum: ₹ 50,000
  • Loan Period:  12 Months
  • Online availability of Gold Loan:  Available
  • Free Insurance for secured Gold commodities: Available

Muthoot Ultimate Loan

Muthoot Premier Loan is most appropriate for clients who need greatest advance worth and limits on ideal interest installments. 

Highlights of Muthoot Ultimate Loan

  • Interest rate: 22% p.a. onwards
  • Minimum loan amount: ₹ 1,500
  • Maximum loan amount: No limit
  • Loan tenure: 12 months
  • Online Gold Loan (OGL) facility: Available
  • Free insurance of pledged gold ornaments: Available

Muthoot Finance Gold Loan Overdraft Scheme

Business owners looking for finance can opt for Overdraft Scheme as it perfectly fits for their requirements.

Features of Muthoot Overdrafts Scheme

  • Interest rate: 19% p.a. onwards
  • Minimum loan amount: ₹ 2 lakh
  • Maximum loan amount: ₹ 50 lakh
  • Loan tenure: 12 months
  • Online Gold Loan (OGL) facility: Available
  • Free insurance of pledged gold ornaments: Available

Muthoot Delight Loan

Muthoot Delight Loan is for customers who want gold loan of up to ₹ 2 lakh at a lower rate of interest.

Key Highlights of Muthoot Delight Loan:

  • Interest rate: 17% p.a. onwards
  • Minimum loan amount: ₹ 1,500
  • Maximum loan amount: Up to ₹ 2 lakh
  • Loan tenure: 12 months
  • Online Gold Loan (OGL) facility: Available
  • Free insurance of pledged gold ornaments: Available

Muthoot EMI Schemes

Professional and salaried class customers who prefer paying easy installments (EMI payments) instead of lump sum or bullet payments can go for Muthoot EMI Scheme. 

Specialties of Muthoot EMI Schemes:

  • Interest rate: 21% p.a. (diminishing balance)
  • Minimum loan amount: ₹  20,000
  • Maximum loan amount: No limit
  • Loan tenure: 6, 12, 28, 24, 30, or 36 months
  • No penalty on prepayments
  • Maximum loan value offered
  • Grace period of 3 days for late payment of EMI
  • Freedom to pay one or more EMIs based on your convenience 

Muthoot Mahila Loan

Muthoot Mahila Loan is a special gold loan scheme for women. Special interest rates and easy payments are offered in this scheme especially for women.

Highlights of Muthoot Mahila Loan

  • Interest rate: 11.9% p.a. onwards
  • Minimum loan amount: ₹ 1,500
  • Maximum loan amount: ₹ 50,000
  • Available at Muthoot Finance’s South India branches only

Muthoot Advantage Loan

Customers who want a fairly good per gram rate at an attractive interest rate can apply for Muthoot Advantage Loan.

Highlights of Muthoot Advantage Loan:

  • Interest rate: 18% p.a. onwards
  • Minimum loan amount: ₹ 1,500
  • Maximum loan amount: Up to ₹ 5 lakh
  • Loan tenure: 12 months
  • Online Gold Loan (OGL) facility: Available
  • Free insurance of pledged gold ornaments: Available
  • Offered at Muthoot Finance’s North, East and West India branches only

Muthoot Super Loan

Individuals who want maximum loan amount and discounts on timely interest payments can opt for Muthoot Super Loan.

Features of Muthoot Super Loan:

  • Interest rate: 23% p.a. onwards
  • Minimum loan amount: Rs. 1,500
  • Maximum loan amount: Rs. 99,900
  • Loan tenure: 12 months
  • Online Gold Loan (OGL) facility: Available
  • Free insurance of pledged gold ornaments: Available

Muthoot High Value Loan Plus

Individuals, from business community such as traders, property dealers, builders and shop owners, looking for a low interest gold loan can avail Muthoot High Value Loan Plus.

Features of Muthoot High Value Loan Plus:

  • Interest rate: 12% p.a. onwards
  • Minimum loan amount: ₹ 5 lakh
  • Maximum loan amount: No limit
  • Loan tenure: 12 months
  • Online Gold Loan (OGL) facility: Available
  • Free insurance of pledged gold ornaments: Available

Muthoot High Value Loan

Muthoot High Value Loan is an ideal financing solution for anyone from business community looking to avail gold loan for a longer period.

Key Features of Muthoot High Value Loan:

  • Interest rate: 16% p.a. onwards
  • Minimum loan amount: Rs. 3 lakh
  • Maximum loan amount: No limit
  • Loan tenure: 12 months
  • Online Gold Loan (OGL) facility: Available
  • Free insurance of pledged gold ornaments: Available

Muthoot Super Saver Scheme

Customers for whom savings is the first priority can go for Muthoot Super Save Scheme.

Key points of Super Saver Scheme:

  • Interest rate: 11.9% p.a. onwards
  • Minimum loan amount: ₹ 1.99 lakh
  • Maximum loan amount: No limit
  • Offered in Muthoot Finance’s South India branches only
  • No penalty on loan prepayment

List of Branch Address for Gold Loans from Muthoot Finance

City

Branch Address

Daman

ANURADHA COMPLEX, MASHAL CHOWK,DAMAN, DAMAN AND DIU, 396210

Raipur

RAIPUR – FAFADIHPLOT NO. 60, OPP. STATE BANK OF INDIA ,RAIPUR, CHHATTISGARH, 492009

Mumbai

SHOP NO.1,2,3, SHIVSHANKAR CHS, BERISTERNATH PAI MARG ,NEAR MANKESHWAR MANDIR ,MAZGAONMUMBAI CITY, MAHARASHTRA, 400010

Mumbai

1ST FLR., OM ASHIRWAD CHS, N.C.KELKAR RD., DADAR (W)MUMBAI CITY, MAHARASHTRA, 400028

Mumbai

1ST FLOOR VAIBHAV SOCIETY,BLDG NO.24 SHASTRI NAGAR LINK ROADMUMBAI CITY, MAHARASHTRA, 400104

Thane

A EASTSHOP NO. 5 & 6 MARTIN COMMERCIAL COMPLEX NEW LINK ROADTHANE, MAHARASHTRA, 401209

Nashik

1ST FLOOR, ANAND MALL NEAR BYTCO POINT JAIL ROAD, NASHIK ROADNASHIK, MAHARASHTRA, 422101

Goa

INAM COMPLEX ABOVE APOLLO PHARMACY,1ST FLOORNORTH GOA, GOA, 403001

Goa

HOUSE NO.907, OPP. CENTRAL HOSPITALNORTH GOA, GOA, 403406

Goa

TRINITY PARQUE SHOP NO 12SOUTH GOA, GOA, 403708

Surat

SHOP NO.24-26, 1ST FLOOR, SHEETAL COMPLEX, NR. SAGAR DAIRY, BHATAR ROADSURAT, GUJARAT, 395001

Vadodara

24-28, 1ST FLOOR, SHIVALAY-2, NR. RANESHWAR TEMPLE, OPP: ICFAI COLLEGE, VASNA ROAD,VADODARA, GUJARAT, 390015

Surat

UPPER GROUND FLOOR, SHOP NO-2 & 3,VISHWAKARM ARCADESURAT, GUJARAT, 395009

Vadodara

101-102, 111-112, 1ST FLOOR, NAKSHATRA ABOVE STATE BANK OF INDICA, HARNI ROADVADODARA, GUJARAT, 600000

New Delhi

11A/11, Old Rajinder Nagar, Rajinder Nagar, New Delhi, Delhi 110060, India

New Delhi

E-4, PT Narender Kumar Pandey Marg, Block C 1, Bhim Nagri, Hauz Khas, New Delhi, Delhi 110016, India

New Delhi

B St, DDA Flats, Munirka, New Delhi, Delhi 110067, India

Bangalore

IBM India Pvt Ltd D3 Block, Vittal Mallya Rd, KG Halli, D Souza Layout, Ashok Nagar, Bengaluru, Karnataka 560001, India

New Delhi

Ground Floor, Property No 2/8-a, Commercial Complex, Opposite New Friends Colony, Maulana Mohammad Ali Jauhar Marg, Sarai Jullena, New Friends Colony, New Delhi, Delhi 110065

Delhi

Shop No,11/245,HDFC ATM, Block 13, Geeta Colony, New Delhi, Delhi 110031

Bangalore

Aurobindo Marg, 4th Block, Jayanagar, Bengaluru, Karnataka 560011

Bengaluru

Zonal Office Number 84/3, UCF Center, Ground Floor, Linganrajapuram, Bengaluru, Karnataka 560084

Indiranagar

No. 647/1, 1st Main, Indira Nagar 1st Stage, 100 Feet Road, Indiranagar Double Rd, Eshwara Layout, Indiranagar, Bengaluru, Karnataka 560038

Ghaziabad

Shop No. 14, 2nd Floor, Nipun Plaza, Sector 4, Vaishali, Ghaziabad, Uttar Pradesh 201010

Ghaziabad

Dr Sushila Naiyar Marg, Vaibhav Khand, Indirapuram, Ghaziabad, Uttar Pradesh 201014

Noida

Amaltash Marg, Raghunathpur, Sector 22, Noida, Uttar Pradesh 201301

Noida

107-A, First Floor, P-6, Ocean Complex, Opposite The Great Indian Place Mall, Above Vipul Motors, P Block, Sector 18, Noida, Uttar Pradesh 201301

Jaipur

Office No. 203, Jamuna Tower, Plot No. 13, Govind Marg, Opp. Raja Park, Adarsh Nagar, Jaipur, Rajasthan 302001

Jaipur

Khatipura Rd, Parivahan Nagar, Khatipura, Jaipur, Rajasthan 302012

Jaipur

361, Himmat Nagar, Tonk Road, Mahaveer Nagar-1, Bajaj Nagar, Jaipur, Rajasthan 302018

Indore

Ahinsa Tower, Mahatma Gandhi Rd, Race Course Rd, Old Palasia, Indore, Madhya Pradesh 452001

Indore

Premises No F-2, 1st Floor, Ahinsa Tower, 7, M G Road, M G Road, Indore, Madhya Pradesh 452001

Indore

Ground Floor, Khatiwala Tank Main Road,Tower Chouraha Road, Tower Chouraha, Khatiwala Tank, Navlakha, Indore, Madhya Pradesh 452001

Gwalior

Near JDA Complex, Alakananda Tower, City Center, Gwalior, Madhya Pradesh 474011

Gwalior

Jayendraganj, Naya Bazar, Gwalior, Madhya Pradesh 474009

Bhopal

80 Feet Rd, Ashoka Garden, Ashok Vihar, Bhopal, Madhya Pradesh 462023

Bhopal

No.1,Ground Floor,Opposite Krishna Plaza, Indore Road,Main Road, Near Sindu Cinema, Hirdaram Nagar, Hemu Kalani, Bairagarh, Bhopal, Madhya Pradesh 462030

Bhopal

Ground Floor, 131/3, Obedulla Ganj Rd, Near Pragati Petrol Pump, Zone-II, Maharana Pratap Nagar, Bhopal, Madhya Pradesh 462021

Trichy

NO 4, ARN Complex, Kamarajar Rd, Mela Kalkandar Kottai, Tiruchirappalli, Tamil Nadu 620011

Trichy

90, 4th Floor, MDSR Enclave , Bharathidasan Salai, Tiruchirappalli, Tamil Nadu 620001

Trichy

No. 5, Pugallia Pillai Street, Rock Fort Towers, NSB Road, Chinnkadi Street, Tiruchirappalli, Tamil Nadu 620002

Cochin

Vadachira Building, 1st Floor, Door No.X/28E, Opposite Collectorate South Gate, Civil Station Road, Cochin, Kakanad, Ernakulam, Kerala 682030

Cochin

1st Floor, NJK Tripthi Building, Sahodaran Ayyappan Road, Valanjambalam, Pallimukku, Kochi, Kerala 682016

Kochi

First Floor, Manama Tower, Aroor – Thoppumpady Rd, Opposite BOT Bridge, Pyari Junction, Thoppumpady, Kochi, Kerala 682005

Trivandrum

Muthoot Building, Near Josco Jewelry, Pattom, Thiruvananthapuram, Kerala 695004

Trivandrum

Mangala Saudam Building, Sasthamangalam Rd, Vellayambalam, Thiruvananthapuram, Kerala 695010

Trivandrum

1st Floor, Ambady Arcade, Kanjirampara, Thiruvananthapuram, Kerala 695030

Hyderabad

16-2-677/2, Tirumala Tower, Judges Colony, Malakpet, Hyderabad, Telangana 500036

Hyderabad

Hitech City, Arunodhaya Colony, Madhapur, Hyderabad, Telangana 500081

Hyderabad

Jaihind Enclave, Madhapur, Hyderabad, Telangana 500081

Hyderabad

Dargah Yousufain Rd, Ghosha Mahal North, Nampally, Hyderabad, Telangana 500001

karimnagar

Christian Colony, Karimnagar, Telangana 505001

karimnagar

1 65 505215, 10-1-65, Vemulawada Rd, Karimnagar, Telangana 505215

Secundrabad

Plot No.163, Opposite Kharkhana Police Station, KrKhana Main Road, Vasavi Nagar, Karkhana, Secunderabad, Telangana 500015

Secundrabad

Building No-7-1-624, First Floor, Mahatma Gandhi Road, Market Street, Secunderabad, Hyderabad, Telangana 500003

Kolkata

No 150, Unit No.2, 1st Floor, Lenin Sarani Road, Near Wellington Crossing, Kolkata, West Bengal 700013

Kolkata

21, 2nd Floor, Grosvenor House, Camac Street, Shakespeare Sarani, Near Pantaloons, Park Street area, Kolkata, West Bengal 700017

Kolkata

Bidhan Sarani Road, University Of Calcutta, Sinthi, Kolkata, West Bengal 700050

Kolkata

Jatindra Mohan Ave Rd, Maniktala, Girish Park, Darjipara, Beniatola, Kolkata, West Bengal 700006

Patiala

55, 1st floor Choti Baradari, Mall Rd, Baradari, Patiala, Punjab 147001

Lucknow

Urban Estate Phase II, Urban Estate, Patiala, Punjab 147002

Lucknow

FF-9,Aarohi Plaza, Patrakar Puram Road, Vikas Khand, Gomti Nagar, Lucknow, Uttar Pradesh 226010

Lucknow

Hari Om Complex, Faizabad Rd, Bhoothnath Market, Indira Nagar, Lucknow, Uttar Pradesh 226016

Ludhiana

154, 1st floor, Above IDBI bank, Ludhiana, Punjab 141010

Ludhiana

Upper Gruond Floor, Premises No. B36-290/1, Pakhowal Rd, Canal Bridge, Vikas Nagar, Shaheed Bhagat Singh Nagar, Ludhiana, Punjab 141001

Jalandhar

First Floor, Sethi Complex, Hosiarpur Road, Opposite PNB, Rama Mandi, Jalandhar, Punjab 144023

Jalandhar

2nd Floor, Chopra Building, Near BMC Chowk, Adjoint Vishal Mega Mart, New Jawahar Nagar, Jawahar Nagar, Jalandhar, Punjab 144001

Faridabad

Shop No. 2DK/7, Shivala Mandir Road,, Deep Chand Bhartia Marg, New Industrial Town, Faridabad, Haryana 121001

Faridabad

1st Floor, SCF57, Sector 15, Faridabad, Haryana 121007

Panchkula

First Floor, SCO No. 248, 215, Near ICICI Bank, Sector 20, Panchkula, Haryana 134117

Chandigarh

SCO 2902,, Dakshin Marg, 22C, Sector 22, Chandigarh, 160022

Chandigarh

Ground Floor, SCO No.2429, Sector 22C, Chandigarh, 160022

Chandigarh

First Floor, SCO No. 248, 215, Near ICICI Bank, Sector 20, Panchkula, Haryana 134117

Muthoot Finance Gold Loan Eligibility

Age  18-70 years of age
Nationality Indian
Employment Status Salaried, Self-Employed
Gold Quality Minimum 18 Carats (10 grams)
 

Muthoot Finance Gold Loan Documents Required

Gold Loan is a loan right proposed to the Muthoot Finance borrowers wherein stocks are presented for performing the candidate’s financial requirements. The gold embellishments of the candidate are kept as collateral by the bank in the transaction for the supplies. The whole Muthoot Gold Loan method is hassle-free and straightforward to get with minimum documentation. The bank guarantees the special protection of your gold adornments until the loan is terminated.

Documents required for Applying for Muthoot Gold Loan are :

Photographs
2 Passport Size
Identity Proof
Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)
Residence Proof
Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

Muthoot Finance Gold Loan Interest Rate

Muthoot Finance Gold Loan Interest Rate is 7.0% per annum.

In general Loan on Gold, the credit is available at a low-interest rate. Moreover, the reason behind that the gold loan comes in the category of secured loans. So the gold loan interest rates are less than that of a personal loan or any other kind of loan. Though the gold loan rate keeps on changing from time to time as well as person to person.

Muthoot Finance Gold Loan Interest Rate, Processing Fee and Charges 

Muthoot Finance Gold Loan Interest Rate
Muthoot Finance Gold Loan Interest Rate 7.0% per annum
Muthoot Finance Gold Loan Processing Fee 1% of the loan amount or ₹1000 whichever is higher
Prepayment/Foreclosure Charges Nil

You can call on 9878981144 to avail the Best Deals and Offers on Muthoot Finance Gold Loan.


gold loan at 7%

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Muthoot Finance Gold Loan Apply Online

You can apply for Muthoot Gold Loan Online. The process of application is straightforward, as well as simple.

  • Visit Dialabank
  • The applicant has to fill a form Online which involve necessary information.
  • You will get a call back from our Relationship Manager to clear all doubts as well as to assist you in the entire process of the Gold Loan.
  • The applicant can check his /her eligibility for further clarification of the approval of a gold loan.
  • Submit all the documents need as proofs in the bank.
  • Gold loan is approved in some minutes and disbursed within a day.
  • Call us directly for any queries on 9878981144.

Muthoot Finance Gold Loan EMI Calculator

Rate of Interest 6 months 1 Yr 2 Yrs 3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Muthoot Finance Gold Loan EMI?

Your Muthoot Finance gold advance can be reimbursed in the following three different ways.

  1. Standing Instruction (SI): If you have a current account with Muthoot Finance, Standing Instruction is the most loyal payment method. Your EMI sum will be credited automatically toward the end of the month to month period from the Muthoot Finance account you register.
  2. Electronic Clearing Service (ECS): This technique can be employed if you have a non-Muthoot Finance account and desire your EMIs to be debited consequently toward the end of the month to month cycle from this account.
  3. Post-Dated Checks (PDC): You can present post-dated EMI remittances from a non-Muthoot Finance account at your nearest Muthoot Finance Gold Loan Center. A new adaptation of PDCs should be performed immediately. It will be excellent if you note Post Dated Checks will be assembled in non-ECS areas as it were.


gold loan at 7%

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Muthoot Finance Gold Loan Contact Number

Emergency does not knock doors. Thus, You never know when you need the money that is beyond your savings. So instead of asking for money from relatives and your friends, people prefer to go for loans. And, one of the best options amongst these services is Gold Loan. The reason behind this is that Gold Loan Interest Rates are quite low in contrast to other services. Besides that, the company does not charge anything from the customer as security charges for the security of the gold ornaments.

You just need to give a call on 9878981144 to avail Muthoot Finance Gold Loan.

Gold Ornaments Accepted by Muthoot Finance

Muthoot Finance doesn’t consider every type of gold ornament for Gold Loan. There are some limitations.

  1. The purity of the gold ornament should lie between 18 Karats to 22 Carats.
  2. The company accepts the Gold in the form of ornament.
  3. That company refuses to take raw Gold for a Gold loan.
  4. You can get a Muthoot Finance gold loan by using gold coins that weigh less than Grams.

Uses of Muthoot Finance Gold Loan

  1. You can use this amount of loan to fulfill any of your personal needs.
  2. The loan amount can be used for wedding purposes.
  3. You can use the Muthoot Finance Gold Loan for education purposes.
  4. You can use this money for your business.
  5. You can buy a car using this amount of loan.
  6. Muthoot Gold Loan allows you to use the loan amount for medical purposes as well.

Muthoot Finance Agricultural Jewel Loan Scheme

Scheme Muthoot Finance Agricultural Jewel Loan Scheme
Interest Rate  Starting from 7% (depends on the sum of the loan 
Least amount of Loan Depends on the value of  jewel which is being kept as security 
Loan period Adjustment of advance sum inside 2 months from the date of reap of yields

Benefits of Muthoot Finance Agricultural Jewel Loan Scheme

  • Muthoot Finance does not charge a processing fee up to ₹ 25,000
  • 0.30% of the loan amount, Minimum of ₹ 300 is charged to the amount ranging from above ₹  25,000 – less than ₹ 5 lakh
  • 0.28% of the credit sum, subject to at least Rs.1,500 is applicable to the amount more than Rs.5 lakh however under Rs.1 crore

Muthoot Finance Gold Loan Overdraft Scheme

Muthoot Finance offers an Overdraft Scheme. With this, the loan amount is provided as an overdraft facility. It functions as a Credit Card, where you can spend your Gold Loan Amount as per your wishes, anytime anywhere. The overall loan amount will have a Credit/Loan Limit. In the Muthoot Finance Gold Loan Overdraft facility, the bank charges interest only on the amount you withdraw/utilize.

 


FAQs About Muthoot Finance Gold Loan

What is Muthoot Gold Loan?

Muthoot Finance is the largest gold loan financing company in the world. Muthoot Finance Gold Loan is a lending scheme that lets you borrow money in exchange for your gold ornaments. It is a loan that is secured by and sanctioned against your pledged Gold.

How can I get a Gold Loan from Muthoot?

You can get a Gold Loan from Muthoot Finance by visiting the nearest branch with your Gold and get same-day disbursement. You can also apply online at Dialabank to avail of the best deals and offers and get personalized assistance for Muthoot Fincorp Gold Loan Rate Per Gram today.

✅ How much is gold loan per gram in Muthoot Finance?

As per the latest gold prices, Muthoot Finance Gold Loan Rate Per Gram is ₹ 5,121. You can avail LTV Up to 90% of your gold. Muthoot Finance Gold Loan Per Gram Rate depends upon the purity of the gold.

How does Muthoot Gold Loan work?

Muthoot Gold Loan is a simple process in which you simply have to visit the nearest branch or apply online with your Gold details and basic documents. On your gold’s valuation, the company will instantly disburse the loan amount to your account.

What is Muthoot Gold Loan Interest Rate?

Muthoot Finance Gold Loan Interest Rate start at 7.0% per annum and depending upon the scheme availed, the purity of your Gold, loan amount disbursed, and tenure.

How to check Gold Loan status in Muthoot?

You can check your gold loan status in Muthoot Finance status by logging on to their online portal or just calling them on their customer helpline number.

How to calculate Gold Loan Interest in Muthoot Finance?

To calculate gold loan interest in Muthoot Finance just subtract your borrowed loan amount from your total payable loan amount.

What is the maximum loan amount I can avail of on Gold Loan from Muthoot?

The maximum loan amount you can avail is up to Rs. 1 crore from Muthoot Finance.

✅ What is the loan tenure of Muthoot Gold Loan?

The loan tenure of the Muthoot Finance gold loan is a maximum of 36 months depending on the requirements.

How much Processing Fee is applicable to Muthoot Gold Loan?

A Processing Fee of about 1% of the Principal Loan Amount is applicable to the Muthoot gold loan.

✅ What are the charges for renewal in Muthoot Gold Loan?

The charge for renewal in the Muthoot Gold loan is minimal for renewal of already existing Gold Loan for the next tenure.

What are the charges for Prepayment in Muthoot Gold Loan?

The charges for prepayment in Muthoot Finance is NIL.

How to renew Muthoot Gold Loan Online?

Renew your Muthoot Finance Gold Loan by merely visiting the nearest branch. The Gold submitted will be revalued, and new loan terms will be decided based on the same. You will then provide a renewal form, and once everything is processed, a small renewal fee will be charged for your loan to be renewed for a new tenure.

How to Pay Muthoot Gold Loan Interest Online?

You can pay your Muthoot Finance Gold Loan online through net banking and debit cards on their online portal. You can also use your Paytm account to make these payments.

What if I can’t pay the interest on Muthoot Gold Loan for 3 months?

If you cannot pay the interest on the Muthoot gold loan for 3 months the Company will be prompt to send you reminders of your pending dues. If the payment requests go unheard, a legal notice will be sent demanding the repayment. Defaulting will brand your loan with an NPA tag and gives the company the right to recover the amount through the sale of your pledged asset, that is, your gold ornaments. You can also face strict action under the law.

How can I apply for EMI Moratorium on Muthoot Gold Loan?

You can apply for EMI Moratorium on Muthoot Gold Loan by visiting the nearest branch of Muthoot Finance and applying for the same.

How to pay for Muthoot Gold Loan through Credit Card?

Paying Muthoot gold loan through credit card is simple. Just click on credit card as your preferred mode of payment

What is the Overdraft Scheme for Muthoot Finance Gold Loan?

Muthoot Finance does provide an Overdraft Scheme and the overall loan amount will have a Credit/Loan Limit. In the Muthoot Finance Gold Loan Overdraft facility, the bank charges interest only on the amount you withdraw/utilize.

What is the Muthoot Finance Gold Loan closure procedure?

Once the loan is paid, the bank will close your gold loan immediately. 

What is the Muthoot Finance customer care number?

9878981144 is the customer care number of Muthoot Finance Gold Loan.

What is Muthoot Finance Gold Loan Preclosure charges?

There are no preclosure charges for Muthoot Finance Gold Loan.

What is the maximum tenure for Muthoot Finance Gold Loan?

The maximum gold loan tenure for Muthoot Finance is 36 months

What is the minimum tenure for Muthoot Finance Gold Loan?

The minimum gold loan tenure for Muthoot Finance is 12 months

 

 

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