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home loan

 

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Are you fed up living in others houses? Do you wish to build up your home? If your answer is yes, then you can take the help of Home Loans, which are helping individuals to build up their home. The major benefit of a home loan is that it has a tenure period of 15 to 20 years.

 

Home Loan Interest Rates:

 

 

Punjab National Bank Standard Chartered Bank Axis Bank
10.15% 10.26% 10.10%

 

 

  • Property analysis.
  • Trouble-free documentation.
  • Loan from any headquarters for acquisition of home everywhere in India.
  • Loan sanction prior to property selection.
  • Stretchy repayment options.
  • Safe document storage.

    • Understand your loan eligibility:

    All Home finance companies refer to their own EMI table when calculating the EMI payments. This table lists the monthly EMIs per lakh, for different tenures and rate of interests.

     

    Monthly Income(Rs)

    30,000

    (Assumed) Income available for EMI payments

    (i.e. 55% of 30,000)(Rs)

    16,500

    Rate of Interest(%)

    8.00

    Tenure(yrs)

    20

    EMI per lakh(Rs)

    836

    Home Loan Eligibility (Rs)

    1,973,000

     

                    

    Following are other factors helping in the evaluation of home loan eligibility:

    • Nature of Job of Individual
    • Location of the Property
    • Personal Details of individual

     

    Common Documents Required For Home Loan

     

    • Valid Address Proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
    • Age proof : Voter Card, Ration Card, Aadhaar Card, Driving License and so on.
    • Last six months Bank account statement
    • Income proof and passport size photograph of the applicant and co-applicant

     

    For Salaried customers:

     

    • Employment certificate from the employer
    • Form 16
    • Copies of pay slip for last few months and TDS certificate

     

    For Self-employed:

     

    • If it is a partnership firm then copy of partnership deed or copy of memorandum of association; and articles of association if it is a company.
    • Copy of audited financial statement for last two years
    • Income tax assessment order
    • Profit and loss details for last few years

     

    A customer must understand and agree with each of the clauses in the documents before agreeing to sign the loan deal. Before signing the Home Loan documents, recheck all terms and conditions.

     

    Indore is the largest city in Madhya Pradesh. Indore has been described as the commercial capital of the state because of the momentous impact it has made in the trades like commerce, technology, research, fashion.

     

          

     

    Other Leading Loan Options in Indore (Click to Apply)
     Gold Loan Indore Car Loan Indore Personal Loan Indore

    Special Note: Bank does not provide Home Loan or Loan Against Property to B Khata Property.      

    REMINDER SERVICES EMI CALCULATOR

    HOME  LOAN INTEREST RATES

    Disclaimer: The information provided on www.dialabank.com is collected from public sources and is believed to be accurate and genuine. This site should be used as a information provider for different product offerings of Insurance companies and the visitor should make an independent verification with the Insurance companies to verify the claims made in the policy before making any purchase. The decision to Apply and/or Purchase a policy is at the sole and complete discretion of the website visitor and Dialabank.com cannot guarantee or can be held liable for loss or damage caused by claims made by insurance companies through their agents, partners, products or services, directly or indirectly.

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