Key features of PNB Gold Loan

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Key features of PNB Gold Loan

PNB Gold Loans serve the purpose of being one of the primary lending institutions of the country since they lend gold loans at attractive interest rates which assures that the consumers are curious about taking loans from the institution. Gold Loans are secured loans where the borrower can deposit a requisite amount of gold to the bank and through the calculation by ornament metrics the exact value if the gold deposited in monetary terms is identified.

PNB Gold Loans serve the purpose of being one of the primary lending institutions of the country since they lend gold loans at attractive interest rates which assures that the consumers are curious about taking loans from the institution. Gold Loans are secured loans where the borrower can deposit a requisite amount of gold to the bank and through the calculation by ornament metrics the exact value if the gold deposited in monetary terms is identified.

Benefits of PNB Gold Loan

  • Reasonable Rate of Interest: The most affordable and convenient interest Rate is offered by PNB Gold Loan with the maximum rate going as high as 11.05%.
  • Loan Amount: The maximum loan amount the borrower can avail through PNB Gold Loan is up to 10 Lakh.
  • Collateral: The applicant has to pledge gold ornaments, mint coins, or gold bars in order to receive funds against their gold.
  • Gold Purity: The gold pledged should vary maximum up to 22 carats in order to avail the loan.
  • Loan Tenure: Loan can be reimbursed up to one year while the overdraft facility can be extended up to one year. 

 

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