About Health Insurance Plan and Benefits
Health Insurance is the type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses. Depending on the type of insurance coverage, either the insured pays prices due and is then reimbursed, or the insurance firm makes directly to the provider.
In the Health Insurance Plan and Benefits process, the provider is the hospital, clinic, health care practitioner, or clinic. The owner is the person who is insured with health insurance coverage. This policy offers health over to an insured person in case of hospitalization for more than 24 hours.
This cover includes the doctor’s fees, diagnostic tests, pathology, pre, and post-hospitalization expenses. It also pays for regular checkups. The insured has to pay the specified amount called the premium. This cover not only covers the individual but also the complete family. It will offer the sum assured to a single person. Family health insurance also called floater policy will provide a single Sum Assured to cover all members.
Advantages of Health Insurance:
1. Decrease in medical costs
2. Easy access to regular medical checkups and health care
3. Reduction of trips’ costs to specialist doctors
4. The possibility of hospitalization and treatment
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