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Personal loan


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If you want loan that does not require any security, then you can easily avail a Personal Loan. This loan provides financial aid to people for personal use. The money acquired through this loan can be used for different purposes pertaining to personal ends.


Why one should choose Personal Loan in Bhubaneshwar?

  1. Simple procedure
  2. Faster Loan approvals
  3. No need of cosigner
  4. Quick and hassle free
  5. Less paperwork.
  6. Collateral free loan

Personal Loan Interest Rates:

HDFC Bank State Bank of India Axis Bank
 13 % 13.5 % 14 % - 24 %


Who are eligible for Personal Loan in Bhubaneshwar?

Salaried, self employed people and self employed professionals are eligible for availing personal loan.


Salaried Individuals:

  1. Salary: Rs 10,000 (Monthly).
  2. Minimum and Maximum Age: 21 and 60 Years.
  3. Work Experience: Overall 3 years and one year experience in current job.

      *A person getting salary in cash is not eligible for availing Loan  at affordable rates.

Self Employed Individuals:

  1. Min and Maximum Age: 25 and 65 years.
  2. An Annual ITR of 2.5 to 3 lakh is required.
  3. Residence: Office or Home should be owned.
  4. Business Stability: Your business should be running from last 3 years with continuous profit.
  5. Telephone / Mobile at office: Mandatory


Documentation for Personal Loan 

Salaried Individual

Self Employed People

Latest 6 month bank statements

Latest 6 month bank statements

Last 2 month salary slips

Last 2 years Balance Sheet

Last 2 year Form 16

Last 2 Years ITR

Photocopy of Pan Card

PAN Card photocopy

Residence & Address Proof

Residence & Address Proof

2 passport size photographs

2 passport size photographs


About Bhubaneshwar:

Bhubaneswar is the capital city of eastern state Odisha, earlier Orissa. It is the largest city of India known as Temple City of India. It serves the religious and economic centre of India.


Special Note: Bank does not provide Personal Loan to poor credit holders. However, one can fulfill their financial requirement with a Gold Loan easily.