Fullerton India Personal Loan

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Why us?

Rates as low as 10.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

About Fullerton India Personal Loan

Fullerton India Personal Loan

Fullerton India commenced commercial operations in January 2007. It is India’s leading Non-Banking Finance Company with 325 branches across the country serving its customers. They provide many loans and Insurance products to the customer.

It is India’s leading Non-Banking Finance Company with 325 branches across the country serving its customers. They provide many loans and Insurance products to the customer, one of which is the personal loan. The fact that they have more than 354 branches and across 300 towns and over 12,500 villages is enough to depict the success that the bank has been making.

Are you eligible for getting a Personal Loan from any financial institution? There are some Eligibility Criteria regulated by Banks to get a loan. You must be eligible if you want finance to meet your requirement. Check your Eligibility in 1 minute. Apply Online and get Dialabank for you.

Eligibility Criteria for Fullerton India Personal Loan

Not everyone can get a personal loan. There are some criteria on the basis of them the bank provide a personal loan to the applicants. Let us discuss them.

Salaried

  1. First of all the age of the applicant should be more than 21 years.
  2. After that he/she should be earning Rs. 18000 per month at least.
  3. After that, the applicant should have the work experience of 3 years at least.
  4. After that he/she should be getting the salary in his/her bank account.
  5. The credit history of the applicant should be good.

Self-employed

  1. If the applicant is self-employed than his/her age should be 25 years at least.
  2. He/she should be filing ITR for last three years at least.
  3. His/her CIBIL score should be good.
  4. The ITR should be of Rs. 2.5 Lakhs per annum at least.

Benefits of Fullerton India Personal Loan

  1. A Loan without any collateral or security: A Personal Loan is not a secured loan. Banks don’t ask for any security or collateral. So, there is no need of pledging collateral or security. It is purely given as per the customers’ income.
  2. Simple Documentation: Personal Loans are simple and easy. You can get it with minimum documentation with a quick process. Banks need some basic documents of a borrower like identity proof, address proof, income proof, etc.
  3. Loan Amount: The amount can be ranging from Rs. 50,000 to Rs. 20 lakh.
  4. Quick Loan Approval: It is easily sanctioned within 48-72 hours without any hassle. After getting the documents, banks will do the verification of the given details and the loan will get disbursed within 24 hours of verification.
  5. Multipurpose finance: Personal loan can be used for various purposes, i.e. in paying old bills, home improvements, wedding shopping, financing trips and many more.
  6. No Third party involvement: The loan is directly given to the borrower without the participation of the third party. It is a relationship between the borrower and the lender.
  7. Hassle free: Getting a personal loan is now a hassle-free process. Online loan portals have made it more convenient and easy. You can get the loan amount in your account without stepping out of your place.

Avail the benefits of a personal loan by applying online. Get the best deal and lowest interest rates with quick approval. Call 60011600 or 9878981166.

Fullerton India Personal Loan Interest Rate

Interest rates generally lies in between 11.75%-19.00% Per Annum.

Fullerton India Personal Loan Documentation

Salaried People

ParametersMetroTier-2Tier-3Tier-4
CitizenShip/Permanent ResidenceIndianSame as MetroSame as MetroSame as Metro
Minimum Age21 YrsSame as MetroSame as MetroSame as Metro
Maximum Age58 / 60 Years atSame as MetroSame as MetroSame as Metro
Loan Maturity
Salary18,00012,00010,00010,000
ExperienceOverall 3 yearsSame as MetroSame as MetroSame as Metro
Telephone / MobileMandatoryMandatoryMandatoryMandatory
Current ExperienceOne yearOne YearOne YearOne Year
Salary in CashNot ApplicableSame as metroSame as MetroSame as metro

Self Employed People

ParametersMetroTier-2Tier-3Tier-3
CitizenshipIndianSame as MetroSame as metroSame as Metro
Minimum Age25 /28 YrsSame as MetroSame as metroSame as Metro
Maximum Age65 Year at theSame as MetroSame as metroSame as Metro
Loan Maturity
ITR required2.5 lakhs – 3.0 LakhSame as MetroSame as metroSame as Metro
ResidenceOffice or HomeSame as MetroSame as metroSame as Metro
should be Owned
Telephone / MobileMandatoryMandatoryMandatoryMandatory
Business StabilityBusiness Should be runningSame as MetroSame As metroSame as Metro
from last 3 years

Advantages of Fullerton India Personal Loan

A personal loan from Fullerton has many advantages over a personal loan from HDFC Bank, as they provide a personal loan to the people belonging to Tier 4 cities, employed in reputable corporate companies with a decent salary.

  1. A Salaried individual can get the Fullerton India Personal Loan with instant approval and hassle-free processing.
  2. The documentation required in the process of personal loan is minimal, and hence, the paperwork is also minimal.
  3. Fullerton India Personal Loan is the best option to get for fulfilling all the person’s needs and aspirations.
  4. The person can make the repayments of EMI (Equated Monthly Installment) through ECS or cheques.

Special Note: Banks do not provide Personal Loan to bad credit holder, but you can fulfill your money requirement with Gold Loan easily.


REMINDER SERVICESEMI CALCULATOR

PERSONAL LOAN INTEREST RATES

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