Fullerton India Personal Loan

⋆ Interest Rate 9.99% ⋆

Check Special Offers During COVID-19

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Fullerton India Personal Loan Key Features

Fullerton India Personal Loan at a Glance
Fullerton India Personal Loan Interest Rate  9.99% per annum 
Lowest EMI per lakh ₹2275 for a tenure of 60 months
Tenure 12 to 60 months
Fullerton India Personal Loan Processing Fee 1% to  2%
Prepayment Charges Up to 7%

Each Feature Explained in Detail Below

Benefits of Fullerton India Personal Loan

  1. Easy Disbursal: The bank offers quick and easy disbursal offering same-day disbursal for pre-approved customers who are already having an account with the bank. For others also, the bank approves within 1-3 days.
  2. No need for any guarantor: You do not need any guarantor for this type of loan, making it one of the most significant products to avail.
  3. Personal Documents: You only need to present the documents for this type of loan, so make sure that you submit genuine and authentic papers.
  4. Simple Application Process: The filing process is simple, and you just need some primary KYC Documents along with your Income proof and 2 Passport size photographs.

Fullerton India Personal Loan Eligibility Criteria

The eligibility criteria for a personal loan are as follows:

CIBIL score 750 +
Age 21 to 60 years
Min Income Rs 15000/month
Occupation Salaried/Self-employed

Fullerton India Personal Loan Interest Rate, Fees & Other Charges

Category Details
Interest Rate 9.99% per annum 
Processing Charges 1% to 2%
Min ₹ 1000 and Max ₹ 25000
Prepayment  No prepayment is allowed until 12 EMIs are paid
Preclosure No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges 13-24 months: 4% of loan principal outstanding
25-36 months: 3% of loan principal outstanding
>36 months: 2% of loan principal outstanding
Stamp Duty As per state laws
Cheque Bounce Chgs ₹ 550/chq +  GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest 2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

The following are some of the major fees apart from interest charges that apply to Fullerton India personal loan:

Fee Charges Applicable
Cheque /ECS/NACH dishonored Charge
(per each dishonor of cheque/ECS/NACH per presentation)
Swap-Charges: for replacing Post-dated cheques to ECS
(each instance)
Swap-Charges: for replacement of ECS to ECS
(per instance)
Loan Cancellation charges
(loan canceled before the first EMI)
Processing Fees Up to 3% of the Loan Amount

The foreclosure or pre-payment charges applicable to a personal loan from Fullerton India vary based on the number of EMIs that has already been paid:

Foreclosure Charges Personal Loan Salaried Personal Loan Self Employed
0 to 6 EMIs fully paid Not Allowed Not Allowed
7 to 17 EMIs fully paid 7% 7%
18 to 23 EMIs fully paid 5% 5%
24 to 35 EMIs fully paid 3% 3%
36 or more EMIs fully paid 0% 0%

Fullerton India Personal Loan Documents Required

Particular Document
Form Duly filled application form
Proof of Identity Copy of > Passport

> Driving License

> Aadhar Card

> Voter ID Card

Proof of Address Rent Agreement (Min. 1 year of stay)Utility Bills

Passport (Proof of permanent residence)

Ration card

Proof of Income > ITRs: Last two Assessment years> Salary Slip: Last 6 months

> Bank Statement: Last 3 months

Documents Required for Salaried Applicants:

  • Last three months salary slips
  • Six months old bank statements are considered
  • PAN Card is a must
  • Aadhaar Card is required as an identity proof
  • Residence Proof (Owned/Rented/Company provided)
  • Two passport-sized photographs

*NOTE: In the case of rented apartments, a rent agreement is to be attached.

Documents Required for Self-Employed Applicants:

  • All financials are considered (company documents as well as ITR files)
  • PAN Card
  • Aadhaar Card
  • Residence Proof
  • Two passport-sized photographs

Personal Loan EMI Calculator for Fullerton India Bank

Fullerton India Personal Loan Comparison with Other Banks

Bank Interest Rate Tenure Loan Amount & Proc Fee
Fullerton India 9.99% 12 to 60 months Up to Rs. 25 lakh / Up to 6.5% of the loan amount
HDFC Bank 11.25% to 21.50% 12 to 60 months Up to Rs. 40 lakh / Up to 2.50% of the loan amount
Bajaj Finserv Starting from 12.99% 12 to 60 months Up to Rs. 25 lakh / Up to 3.99% of the loan amount
Axis Bank 15.75% to 24% 12 to 60 months Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount
Citibank Starting from 10.99% 12 to 60 months Up to Rs. 30 lakh / Up to 3% of the loan amount
ICICI Bank 11.50% to 19.25% 12 to 60 months Up to Rs. 20 lakh / Up to 2.25% of the loan amount

How to apply for the Fullerton India Personal Loan?

It is extremely simple to apply for a personal loan; all you need to do is follow these steps, and you’ll be done in no time. Now, once you are on our site, you need to provide your necessary details along with your phone number.

  1. Firstly, you need to go to our website DialaBank.
  2. You can visit the Fullerton India Personal Loan on the website of Dialabank.
  3. You can analyze the best loan scheme for yourself.
  4. Then, you have to submit a form with your personal and employment details.
  5. Please, you must provide your correct contact details.
  6. Now, once you have filled the form, all your work is done.
  7. Our properly trained relationship managers will call you within 30 minutes and provide you with the best offers and exclusive deals that you can get near your location.
  8. Also, you don’t have to worry about paying us anything as we provide our expertise to you free of cost.

Why should you apply for Fullerton India Personal Loan with Dialabank?

Dialabank is helping you choose the best option of banks by providing you with the latest market comparison of distinct banks so that you can make the right choice. We at Dialabank have already helped thousands of people to get the loan they need without any issue, and we look forward to continuing to doing so. Apply with us today to get the offers and exclusive deals on Fullerton India Personal Loan.

Call us at 9878981166 to avail of Fullerton India Personal Loan.

How to Calculate EMIs for Fullerton India Bank Personal Loan

For calculating the EMIs on your loan, you just require the basic information regarding the loan –

  1. Amount of the Loan
  2. Rate of Interest
  3. Tenure

Just put these values in the calculator below to find the exact amount payable each month.

Fullerton India Personal Loan Processing Time

Fullerton India Bank usually takes two weeks or 15 days when it comes to the Processing of Personal Loan Applications. However, Fullerton India approves the loan in just a few hours to a maximum of 1-3 days to its pre-approved already existing account holders.

Fullerton India Personal Loan Preclosure Charges

Fullerton India gives you the option of pre-closing your loan after a period of a minimum of 12 months of taking the loan and paying 12 successful EMIs on your loan. However, Fullerton India Bank charges a Pre-payment or Pre-closure charge, and if you wish to do so, we have listed the charges below:

Time Pre-closure Charge
13 to 24 months 4%
25 to 36 months 5%
more than 36 months 2%

Pre Calculated EMI for Fullerton India Personal Loan

Loan principal @ interest Tenure
1 year 2 years 3 years 4 years 5 years
2 lakh @ 13% Rs. 17,863 Rs. 9,508 Rs. 6,738 Rs. 5,365 Rs. 4,550
5 lakh @ 13.25% Rs. 44,717 Rs. 23,829 Rs. 16,907 Rs. 13,475 Rs. 11,440
9 lakh @ 13.5% Rs. 80,596 Rs. 42,999 Rs. 30,541 Rs. 24,368 Rs. 20,708
12 lakh @ 13.75% Rs. 1,07,603 Rs. 57,473 Rs. 40,867 Rs. 32,641 Rs. 22,766

Different Offers for Fullerton India Personal Loan

Fullerton India Bank has a vast range of Personal Loan offers to start from Personal Loan for Salaried Individuals and Personal Loan to Self Employed Individuals ranging to Personal Loan for Doctors, Marriage Personal Loan, Personal Loan for Pensioners, etc. All of these are given below, along with the details and features.

  1. Personal Loan for Salaried

Key features include:

  • Only available to salaried individuals and supports the online application process
  • Can be availed for the amount of up to Rs. 25 lakhs
  • Can be used to meet expenses related to debt consolidation, wedding, higher education, home renovation, etc.
  • It may be repaid within a tenure ranging from 12 to 60 months.
  1. Personal Loan for Wedding

Critical features of Fullerton wedding loan are:

  • A loan can be used to book a venue or pay for other wedding-related expenses.
  • The maximum amount sanctioned in case of a personal loan for a wedding is up to Rs. 25 lakhs.
  • Interest-rates can start from as low as 9.99% per annum.
  • Loan processing may be completed within 72 hours
  1. Personal Loan for Elite Customers

Major features of the Fullerton personal loan are as follows:

  • The minimum monthly income for eligibility of the applicant is Rs. 75,000.
  • Loan amount from Rs. 8 lakhs to Rs. 25 lakhs.
  • The repayment tenure is up to 60 months.
  • Other preferential loan-features on a case-by-case situation.
  1. Personal Loan for Self-Employed

Fullerton personal loan for Self-Employed has the following features:

  • Loan amount up to Rs. 10 lakhs online can be used for both personal as well as business purposes.
  • The loan gets credited as quickly as 72 hours, subject to meeting the terms and conditions specified.
  • The repayment period is a maximum of up to 60 months.
  1. Personal Loan for Home Improvement

If you are thinking to change your furniture, renovate your kitchen, repair the bathroom-fittings, or even painting the house, you can apply for a personal loan for home renovation with Fullerton. Loans of up to Rs. 25 lakhs can be availed under this plan, and you can repay the loan within the tenure of 60 months.

  1. Personal Loan for Women

A personal loan for women is a personalized solution to fulfill all your dreams or financial needs. Offered with many merits and privileges to those women who wish to be self-dependent, this loan is easy to apply online and quickly credited to your account.

  1. Personal Loan for Doctors

If you are a practicing professional or a consultant working in a government or private clinic or hospital, you can instantly apply for a personal loan for doctors available with a limit of up to Rs. 30 lakh. With quick approval and minimal documentation, the loan amount gets credited to your account immediately.

  1. Personal Loan for Holiday

Whether you all are traveling alone or with friends or family, the holiday personal loan takes care of all the traveling-related expenses like tickets, accommodation, shopping, sightseeing, etc. The loan can be availed maximum up to Rs. 25 lakh and can be repaid quickly without any problem.

  1. Personal Loan for Medical Emergency

In case you have fallen sick, or someone in the family needs medical attention, you can quickly apply for a personal loan for a medical emergency to pay all the medical bills without any stress. You can use it for a personal loan for a medical emergency up to Rs. 25 lakh and can avail of funds instantly.

Fullerton India Personal Loan Balance Transfer

Personal Loan Balance Transfer refers to a process where you shift your loan from one lending institution to another. In this, your new bank pays off your previous loan and gives you the loan. You get many benefits if you do this, but you may have to pay the foreclosure charges associated with that loan along with the Processing fee on your new Loan loan. Some of the benefits are listed below –

  1. Lower Interest Rate
  2. Extended Tenure for the Repayment
  3. You may also get additional features associated with your loan, such as no processing fee, etc. based on your Cibil score.

Fullerton India Personal Loan Top Up

Top up facility on your loan is the additional amount that you borrow from the bank on your existing mortgage. Fullerton India lets you avail of this facility if you have paid at least 9 regular EMIs without any hindrances in payment. You can get a top-up of min Rs. 50,000 and a maximum of your already sanctioned loan amount.

Home Renovation Loan

Fullerton India offers home redesign credit for individuals wishing to have their homes renovated. This individual loan will finance the necessary repairs or allow the borrower to buy new home fittings, appliances, and furniture. Some important highlights of the Fullerton India Home Renovation Loan are:

  • The funding cost of Fullerton India’s Home Improvement Loan starts at as low as 11.25%.
  • People will be liable for an advance sum of Rs. 20 Lakhh to have their home remodeled.
  • The credit of Fullerton India’s home remodels needs zero documentation, making the entire advance period free of bother.
  • Generally, the advance amount is credited to the record within 72 hours before the bank prefers the submission.

Holiday Loan

The Fullerton India Holiday Loan will help you with a minor problem while planning your dream get-away. The key highlights of the Fullerton India Holiday Loan are This person Fullerton India advance will subsidize a range of excursion-related expenses, including booking travel tickets, hotel facilities, guided tours, and so on.

  • Financing expenses for holiday loans start at 11.25 percent p.a.
  • Without a lot of stretch benefit, you can do a measure of up to Rs 20 Lakh, so your dream excursion will not be ruined due to a monetary crunch.
  • The simple and transparent financing of your get-away is guaranteed by organized and minimal paperwork.
  • Brisk progress preparation and disbursement that is directly credited to your record.

Fresher Funding

In any case, Fullerton India’s Fresher Funding is outstanding for a dominant part of unstable individual credits dependent on individuals with a customary income. This alternative to Fullerton India credit is intended to assist freshers, such as continuing alumni, for example looking for their first job. The following are some relevant highlights of Fullerton India Fresher Funding’s individual credit:

  • Credit sum of up to Rs 1.5 lakh
  • Candidates must, at any rate, be 21 years old.
  • The pace of interest for Fresher Funding depends on the candidate’s profile, the financial record/score, age of the candidate, and location.

NRI Personal Loan

Specifically for NRIs, Fullerton India provides a person with advancement, understanding the needs and dreams of NRIs. The principal advance nominee should be an Indian citizen, and the co-candidate NRI must be a nearby family member. The Individual Loan for NRIs contains the following highlights.

  • Individual NRI advances of up to Rs. 10 lakh with adaptable end-use advances are provided by Fullerton India.
  • The cost of NRI Personal Loan financing starts at 15.49 percent p.a.
  • The credit requires a residency of as long as three years.

How to Apply Online for Fullerton India Bank Personal Loan?

You can apply for Fullerton India Personal Loan online by visiting the Fullerton Indias online portal and filling the form for applying for a personal loan, or you can simply follow the given steps for applying for a Fullerton India Personal Loan –

  • Visit DialaBank
  • Fill the Application form and submit it.
  • Wait for a call from one of our Relationship Managers who are experts in this field.
  • Get personalized service for availing Personal Loan by comparing the features of various banks and selecting the one which is the most suitable as per your needs. 

Fullerton India Personal Loan Status

Check the status of your Fullerton India Bank Personal Loan by the following methods – 

  • Visit Fullerton’s “Check Personal Loan Application Status” page
  • Enter your loan application ID
  • Enter your DOB or mobile number
  • Click on the button- ‘Check Loan Status’ to track the status of your personal loan application instantly

How to login in Fullerton India portal

  • Check the official website of Fullerton India.
  • Click on ‘Login’ in the upper right corner of the screen.
  • Using your User ID and Password or reported mobile number to log in

Know More: Fullerton India Personal Loan Login: Registration Process & Services

How to Check Your Loan Statement

Clients can download the bank’s very own credit proclamation by following the means given below:

  • Visit the official site of the bank.
  • Select ‘Connect’ and from the drop-down list, choose ‘Administration Requests’.
  • On the following page that opens, under the ‘Advances’ menu, click’ Individual Loan Related.’
  • Tap on ‘Request for Loan Account Statement’ first.
  • Log in using your User ID and the secret word or using your enlisted versatile number and OTP to benefit from the bank’s very own credit clarification.

Fullerton India Personal Loan Restructuring (COVID-19)

The cross-country lockout antagonistically affected several borrowers due to the COVID-19 pandemic, and a multi-month ban on multiple term advances was declared to moderate its effect to a specific degree. Fullerton India declared the RBI-commanded one-time benefit from the individual credit reconstruction of Fullerton India after the half-year ban had expired. This instrument is intended to give relief to those borrowers who, due to the ongoing money-related difficulties of the pandemic, are not yet able to begin repayment of their regular EMI.

The credit goal scheme of Fullerton India recommends an additional ban of as long as two years or an extension of the current reimbursement duration to reduce EMI installments from month to month. As a primary concern, it is imperative that the rehabilitation of your individual loan from Fullerton India will result in additional premium fees far beyond those of the first advance. As a consequence, if anything else fails with the intention of not ending up defaulting on your great credit, you can only use this relief instrument.

Fullerton India Customer Care

Customers can contact Fullerton India customer care via any of the following means:

  • By Phone: You can call PNB on 9878981166 (toll-free)
  • Callback Request: You can also request a call back by visiting the bank’s website
  • Online Chatbot: You can also get your queries answered by the iPal chatbot online
  • Branch Visit: You can visit the nearby Fullerton India branch to get your queries.

Benefits of Applying for Personal Loan on Dialabank

There are several points of concern when applying for a personal advance on the Dialabank website. Underneath some of them are provided:

  • 24 x 7 Accessibility: Whenever and anywhere you can get to the site of Dialabank, and in this way, when your home or office is comfortable, apply for an individual advance.
  • Multiple moneylenders on a solitary stage: com empowers you to receive individual credit offers from various scheduled loan specialists on a solitary stage and thus eliminates the need to visit different bank sites or branches.
  • Know EMI in a split second: With the individual advance EMI calculator, you can check the EMIs you would be paying on an individual credit even before you apply for one. It will assist you with acquiring the suitable sum that you can without much of a stretch reimburse and have a helpful reimbursement plan. 
  • Liberated from cost: Additionally, you are not needed to pay any charges when you apply for an individual advance on Dialabank.com 

Important Aspects

The following are some significant angles you should consider while applying for an individual Fullerton India credit:

  • It is nice to check your financial assessment in any situation while applying for a personal advance. The chances of your credit endorsement are built by a strong credit assessment and can allow you to benefit from an individual advance on better terms.
  • Before deciding on a specific bank, it is prudent to think about the cost of an individual credit (premium expense and all fair expenses and charges) offered by different moneylenders on Dialabank.com.
  • Acquire according to the need and reimbursement ability. Try not to win just because you’re prepared to get a higher amount. It merely adds to the price of your benefit and has not many advantages over the long haul.
  • Try not to apply simultaneously with various moneylenders for individual advances. This indicates that you are prepared for credit and increases the number of complex credit report criteria, which can have an antagonistic effect on your credit rating.

FAQs About Fullerton India Personal Loan

✅ What is Fullerton India Personal Loan?

Personal loans with minimal documentation become hassle-free as no mortgage or security is required. Fullerton India gives out personal loans to its pre-approved customers in just 10 seconds and within 4 hours for the new customers.

✅ How does Fullerton India Personal Loan work?

The first step would be to check your eligibility for the Fullerton India personal loan, which can be done online. If you are a pre-approved Fullerton India customer, you can avail of the loan within a few minutes, and for others, the loan disbursal on average takes 4 hours.

 Repaying the loan can be made on an EMI basis or as agreed upon in the loan statement.

✅ What is the Personal Loan interest rate in Fullerton India?

The personal loan interest rate in Fullerton India is 9.99% per annum. Onwards with a repayment tenure of your liking ranges between 1 to 5 years. For checking the latest Fullerton India Interest Rates visit us at Dialabank’s Digi-platform and compare it to instantly avail of the best offers suitable to your needs.

✅ What is the procedure for a Personal Loan in Fullerton India?

The procedure to avail of a personal loan with Fullerton India is hassle-free. You can apply for a Fullerton India personal loan by visiting the nearest branch with your documents, through a Fullerton India ATM, or using Fullerton India’s Loan Assist App. You can simply contact and apply with Dialabank for secure processing and personalized assistance. The necessary steps include:

  1. Calculate the loan amount required as per your need
  2. Checking the loan eligibility online or visit the bank branch for the same
  3. Accessing the bank via your most preferred method (online or offline)
  4. Submitting the necessary documents with the lender,
  5. Disbursal of the loan once your application and documents have been verified and approved.

✅ How can I get Fullerton India Personal Loan?

Getting a Personal Loan from Fullerton India is a simple process as minimal documentation ensures a quick disbursement time. You just have to check your eligibility status and contact the bank online or by visit the nearest branch. After submission and verification of the necessary documents, the loan amount will be credited to your bank account within 4 hours.

✅ How to apply for Personal Loan in Fullerton India?

A personal loan is a security free loaning option to meet all your financial needs. Apply for a personal loan at Fullerton India Bank with minimal documentation and get instant loan amount disbursal by visiting the nearest branch with required documents or filling an application online at Fullerton India Bank’s official website. You can apply with Dialabank to avail of personalized assistance and get the best deals and offers.

✅ Why apply for Fullerton India personal loan?

Fullerton India Bank is one of the leading providers of personal loans in India, and it offers the best loan schemes that come with a unique list of features and merits. They provide personal loans at lower interest rates with minimal documentation for an easy and hassle-free process. The average disbursal time for a new applicant is 4 hours. Repayment of personal loans can be made through EMIs or via online payment methods as preferred. The repayment of loan tenure ranges from 1 to 5 years.

✅ How much EMI on Fullerton India Personal Loan?

EMI (Equated Monthly Installment) is the amount payable to the bank every month as repayment of your personal loan. The EMI on Fullerton India Bank personal loan depends on the amount of loan, interest-rate, and tenure of the loan. It can be calculated using our EMI calculator on Dialabank’s website.

✅ How much CIBIL score required for Fullerton India personal loan?

Your CIBIL score is a significant factor involved in deciding your eligibility for a personal loan. Fullerton India wants you to have a CIBIL rating in excess of 750 with 700 being the absolute lower limit. You can increase your CIBIL rating by making timely payments of your EMIs and credit cards.

✅ Minimum credit score needed for Fullerton India personal loan?

 Fullerton India Bank requires you to have a minimum credit score of 750 to become eligible for a personal loan.

✅ How to calculate Fullerton India personal loan EMI?

EMI on personal loan shall be calculated using formula, E = P x R x [(1+R)^N] / [(1+R)^N-1] where,

P= principal loan amount, 

R= Rate-of-interest, and 

N= Loan’s Tenure. 

You can instantly calculate your EMI online at the Dialabank website for free and compare offers from different banks and finance companies.

✅ What can I use Fullerton India’s personal loan for?

You can utilize your Fullerton India personal loan for several reasons ranging from little bill payments and everyday expenses to a medical emergency and more significant expenses such as debt consolidation, wedding, etc. Fulfill all your fiscal needs with a personal loan by applying online at Dialabank’s digital platform.

✅ Can I prepay Fullerton India personal loan?

When a borrower pays off their loan entirely or in part before the agreed due date, it is termed as pre-payment or preclosure. Fullerton India Bank gives you the option to prepay your loan provided that you should at least paid 12 month’s EMIs. You will be charged with a pre-closure fee of up to 4% of your overdue loan amount based on the number of EMIs left to pay.

✅ How to prepay Fullerton India personal loan?

Steps to prepay your Fullerton India personal loan:

  • Collect the necessary documents (PAN, Id proof, and any other loan documents)
  • Visit your loan branch and ask for the balance and any pre-closure charges or penalty. 
  • You will be prompted to fill a Request Form requesting the pre-payment of the loan. 
  • Pay the pre-payment amount (cash up to Rs.49000, Cheque, or DD) and take its acknowledgment. 
  • Your loan shall be closed as soon as the bank receives the payment.

✅ How to repay Fullerton India’s personal loan?

You have the option of repaying your Fullerton India personal loan either by an SI on your bank account to pay EMI, online payment through different modes, or post-dated cheques given to the loan branch.

✅ How to repay Fullerton India’s personal loan online?

You can pay personal loan EMI online in 5 simple steps:

  • Visit the payments page on Fullerton India Bank’s portal.
  • Click on the ‘PAY ONLINE’ button and enter your ‘Loan Number’ and ‘DOB’. 
  • Select your net banking option from the drop-down list and click at PAY. 
  • You will be securely re-directed to the bank’s payment interface of your chosen net-banking option. 
  • Complete your payment, and you will receive an online transaction confirmation. You can also pay your Fullerton India personal loan on Paytm.

✅ What documents are needed for Fullerton India’s personal loan?

Fullerton India provides easy, hassle-free personal loans with minimal documents. You will need your Aadhar CARD/Voter ID, PAN CARD, Bank Account Statement of the last 3 months, and the latest salary slips/ITR file. For more information and personalized assistance, you can contact Dialabank’s financial helpline number.

✅ How to check Fullerton India’s personal loan status? 

You have many options to check the status of your Fullerton India personal loan: 

  • Visit the Fullerton’s “Check Personal Loan Application Status” page
  • Enter your loan application ID
  • Enter your DOB or mobile number
  • Click on the button- ‘Check Loan Status’ to track the status of your loan application instantly

✅ How to get Fullerton India’s loan top-up?

Top up is the additional loan amount that can be taken from the existing bank of your recent loan or at the time of balance transfer from your new bank. Fullerton India lets you avail of this facility if you have paid at least about 9 EMIs without any cheque bounces. You can get a minimum top-up of ₹50,000 and a maximum of your already sanctioned loan amount. You can check the online portal of Fullerton India for more offers or contact Dialabank for any financial help.

✅ What happens if I don’t pay my Fullerton India Personal Loan EMIs?

There will be a penal interest charged as applicable and would even face legal actions if defaulting continues.

✅ How to find the Fullerton India Personal Loan account number?

To get your personal loan account number you can contact the loan officer at the bank branch or by contacting the customer care number of Fullerton India.

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