Personal Loan Delhi

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Best Banks for Personal Loan in Delhi

      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Overdraft Facility

      Personal Loan in Delhi Features

      Click here to get an instant personal loan

      personal loan delhi

      Are you running short out of cash? Do not worry Personal Loan is available for you. This loan is less secured in nature with minimal documentation and less paperwork. This loan will get approved within 48 hours after the completion of the verification process.

      Personal Loan Delhi is an unsecured loan that provides financial help to the customers at affordable interest rates. To avail Personal Loan, an applier needs to have a rigid and good source of income and has a good credit history.

      Additionally, there is no end-use limitation on the use of the personal loan amount. You can utilize this loan amount anywhere you desire to do.

      Personal Loan in Delhi Interest Rates

      To apply for personal loan Delhi click on Personal Loan

      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Muthoot Personal Loan
      Manappauram Personal Loan
      PNB Personal Loan
      0.70% to 1%
      Canara Bank Personal Loan
      Andhra Bank Personal Loan

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents Required for Personal Loan in Delhi

      Salaried Customers:

      1. Identity proof (Aadhaar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: In case of rented accommodations, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhaar Card
      4. Residence Proof
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Personal Loan in Delhi Eligibility Criteria

      Click here to check more about personal loan eligibility

      Salaried Applicants

      1. The minimum age requirements of the individual must be 21 years.
      2. The maximum age requirement of the individual is 60 years.
      3. The applicants must have the work experience of the three years. And the salary must be received in their accounts only.
      4. The applicants must have a good credit history.
      5. The job location of the applicant must be mentioned.
      6.  A borrower must have a minimum income of INR 25,000 per month.

      Click here to know more about a personal loan for- Salaried Applicant

      Self-Employed Applicants

      1. The minimum age requirement for an individual should be 25 years.
      2. The applicants applying for the personal loan must have the ITR file for the last three years.
      3. If the applicants are the businessman, then the business must be running from the past three years.
      4. The credit score of the individual should be good. There should not be any dues left.
      5. The annual income of the consumers should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

      Click here to know more about the personal loan for– Self-employed Applicant

      Why Apply for Personal Loan in Delhi?

      1. There is no need to deposit any security to the bank.
      2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
      3. The amount of personal loan depends upon the repayment of individual income.
      4. Personal Loan does not require any security.

      How to apply for Personal Loan in Delhi?

      1. Visit
      2. Go to the loan section and tap on the personal loan link.
      3. The candidate will be directed to all details of the personal loan where they can select their preferred city.
      4. For more information and free assistance, you may call on 9878981166.

      personal loan at 10.75%*

      Processing Fees / Prepayment Charges on Personal Loan in Delhi

      Every Bank and NBFC charge processing fee for the application of your Personal Loan. These charges are 1% of the loan amount.

      In case you want to foreclose your loan before the agreed loan tenure, every lending foundation charges you a penal prepayment fee. In most cases, you can’t close your loan before 12 months. Post that the charges depend on how many years the loan has done. These charges range from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      To know about the interest rate click on personal loan interest rate

      Personal Loan EMI Calculator Delhi

      Equated Monthly Installments also know as EMI that are the monthly fixed payments that you pay to the bank for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI can be calculated on the basis of the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

      CIBIL Score required for Personal Loan Delhi

      Every lending foundation has its own criteria for the minimum CIBIL score needed for processing a Personal Loan application in Delhi. Most institutions demand a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behavior on the previous loans that you have taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as an obstacle for availing a fresh loan.

      personal loan at 10.75%*

      Personal Loan Delhi Agents/Broker

      Dialabank is the leading agent/broker for getting a Personal Loan in Delhi. You can apply online at or also give a call at 9878981166

      Dialabank assists you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit our website and fill a simple form with your details. Our customer relationship managers will contact you.

      Personal Loan Delhi Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Delhi.

      Pre Calculated EMI Table for Personal Loan Delhi

      Click here for personal loan EMI calculator

      5 Yrs
      4 Yrs
      3 Yrs

      About Delhi

      personal loan delhi

      Delhi formally the National Capital Region of Delhi (NCR), is a city and state of India containing New Delhi, the capital of India. Delhi shares its borders with the state of Haryana on three sides and by Uttar Pradesh to the east. According to the census in  2011, the population of city Delhi was 11 million (second after Mumbai) and the population of entire NCR was 16.8 million.

      FAQs About Personal Loan Delhi

      Who can apply for a Personal Loan in Delhi?

      People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Delhi.

      What is the tenure of Personal Loan in Delhi?

      Most of the Banks and NBFCs provide a Personal Loan for a minimum loan tenure period of 1 Yr and a maximum period of 5 Years. There are some Banks which enlarge the maximum period to 7 Years also. The tenure is set and cannot be extended. The repayment has to be done in equal monthly installments within the agreed tenure of the loan.

      Are there any other charges involved in Personal Loan Delhi?

      Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan in Delhi:

      Processing Fee: For every bank or lending foundation that you borrow from, there is a fee that they charge from the customer. This is called as Processing Fee. The processing fees vary for each lending institution and is normally 1% of the loan amount.

      Pre-closure Charges: Whenever you wish to close a running loan before its agreed tenure period, the Banks and NBFCs charge an additional amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges depend on how many years has your loan completed before you decide to pre-close it.

      Can my application for Personal Loan Delhi get rejected due to my CIBIL score?

      Since Personal Loan is an unsecured loan, one of the most important criteria for availing a Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to get a Personal Loan. Make sure you make your EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan is rejected happen due to a low CIBIL Score.