Allahabad Bank Personal Loan Key Features
|Age||21 – 60 (at loan maturity)|
|CIBIL Score||Minimum 700 or above|
|Allahabad Bank Personal Loan Interest Rate||9.99% per Annum|
|Lowest EMI per lakh||Rs 2275|
|Tenure||12 to 60 months|
|Allahabad Bank Personal Loan Processing Fee||1% of Loan Amount|
|Minimum Loan Amount||Rs. 50,000|
|Maximum Loan Amount||Rs. 10 Lakh|
Allahabad Bank Personal Loan Eligibility Criteria
Eligibility criteria for a personal loan:
|CIBIL Score Criteria||700 and Above|
|Age Criteria||21 – 60 years|
|Min Income Criteria||Rs. 20000/month|
Allahabad Bank Personal Loan Interest Rates and Charges
|Allahabad Bank Personal Loan Interest Rate||9.99% per Annum|
|Allahabad Bank Personal Loan Processing Charges||1% of Loan Amount|
|Stamp Duty||As per state laws|
|Cheque Bounce Charges||As per bank terms|
Allahabad Bank Personal Loan Documents Required
|Proof of Identity||Copy of:
> Driving License
> Aadhar Card
> Voter ID Card
|Proof of Address||Rent Agreement (Min. 1 year of stay)
Passport (Proof of permanent residence)
|Proof of Income||> ITR: Last two Assessment years
> Salary Slip: Last 6 months
> Bank Statement: Last 3 months
Allahabad Bank Personal Loan EMI Calculator
Allahabad Bank Personal Loan Compared to Other Banks
|Bank||Interest Rate||Tenure||Loan Amount & Proc Fee|
|Allahabad Bank||9.99%||12 to 60 months||Up to Rs. 10 lakh / 1% to 2% of Loan Amount|
|HDFC Bank||11.25% to 21.50%||12 to 60 months||Up to Rs. 40 lakh / Up to 2.50% of the loan amount|
|Bajaj Finserv||Starting from 12.99%||12 to 60 months||Up to Rs. 25 lakh / Up to 3.99% of the loan amount|
|Axis Bank||15.75% to 24%||12 to 60 months||Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount|
|Citibank||Starting from 10.99%||12 to 60 months||Up to Rs. 30 lakh / Up to 3% of the loan amount|
|ICICI Bank||11.50% to 19.25%||12 to 60 months||Upto Rs. 20 lakh / Up to 2.25% of the loan amount|
Other Loan Products from Allahabad Bank
|Allahabad Bank Gold Loan||Allahabad Bank Car Loan||Allahabad Bank Home Loan||Allahabad Bank Business Loan|
|Allahabad Bank TWL||Allahabad Bank LAP||Allahabad Bank Credit Card||Allahabad Bank Education Loan|
Why should you apply for Allahabad Bank Personal Loan with Dialabank?
Dialabank helps you choose the best financial products without any hassle. We make it simple for you to decide what product you should avail in order to fulfill your needs.
How to Calculate EMIs for Personal Loan in Allahabad Bank
You can use the EMI calculator given below.
Allahabad Bank Personal Loan Processing Time
A personal loan from Allahabad Bank takes about a week or two to get processed. Borrowers with an existing relationship with the bank can get their loan processed within 48 hours.
Allahabad Bank Personal Loan Preclosure charges
Allahabad Bank provides you with the foreclosure facility on your personal loan without any charges. You can pay back your personal loan when you have the required funds.
Allahabad Bank Calculated EMI for Personal Loan
Different Personal Loan offers by Allahabad Bank
Allahabad Bank Marriage Loan
Marriages are one of the costliest events in Indian households and to help you meet your wedding expenses, Allahabad Bank has personal loans offers with a low-interest rate and high loan quantum.
Allahabad Bank Personal Loan for Government Employees
Government employees can apply for an Allahabad Bank personal loan to meet their financial expenses. The bank has personal loan offers to meet your different monetary needs.
Allahabad Bank Doctor Loan
Doctors and medical professionals can apply for a personal loan from Allahabad Bank and enjoy a range of offers and deals curated to their personal and professional needs.
Allahabad Bank Personal Loan for Pensioners
Government employees can fulfill their post-retirement financial needs by applying for a personal loan with Allahabad Bank. The bank has special offers for all the pensioners with their pension account with the bank.
Allahabad Bank Personal Loan Balance Transfer
Personal Loan Balance Transfer is the process of transferring your existing personal loan with another bank to a new lender for lower rates of interest and better loan terms. You can apply for an Allahabad Bank’s personal loan balance transfer to lower your financial burden.
Allahabad Bank Personal Loan Top Up
Allahabad Bank’s personal loan top-up is a facility through which you can avail of additional funds under the same existing personal loan without having to apply for a fresh loan. Dialabank helps you choose the best personal loan offers available for you.
Allahabad Bank Personal Loan Status
You can check the status of your personal loan by;
- Visiting the branch in person and asking your loan officer.
- Contacting the customer care number of the bank.
How to apply for Allahabad Bank Personal Loan
- Visit Dialabank
- Fill in your details in the form.
- Our team will then contact you.
- Submit your documents and get instant approval.
FAQs About Allahabad Bank Personal Loan
✅ How to apply for Allahabad Bank Personal Loan?
Apply for a personal loan with Allahabad Bank through visiting your nearby branch of Allahabad Bank or by submitting a simple form with Dialabank. With us, you can get the benefit when you apply from anywhere and approve your personal loan faster.
✅ What is the Interest Rate for Allahabad Bank Personal Loan?
The interest rate charged by Allahabad Bank for a personal loan is 9.99% per annum
✅ What is the minimum age for getting a Personal Loan from Allahabad Bank?
You must be 21 years old to apply for a personal loan through Allahabad Bank.
✅ What is the maximum age for getting a Personal Loan from Allahabad Bank?
The maximum age for getting a personal loan from Allahabad Bank is 60 years.
✅ What is the minimum loan amount for Allahabad Bank Personal Loan?
You can take a minimum loan amount of Rs. 50,000 from Allahabad Bank for Personal Loan.
✅ What is the maximum loan amount for Allahabad Bank Personal Loan?
You can avail of a maximum loan amount for your personal loan of Rs. 10 lakh from Allahabad Bank.
✅ What are the documents required for Allahabad Bank Personal Loan?
You will require an Aadhaar card/Voter ID, PAN card, salary slips/ITR, and two recently clicked photographs that are required for a personal loan for Allahabad Bank.
✅ What is the Processing Fee for Allahabad Bank Personal Loan?
The processing fee charged by Allahabad Bank for a personal loan is 1% of the Loan Amount.
✅ How to get Allahabad Bank Personal Loan for Self Employed?
Allahabad Bank offers personal loans for Self Employed to help them financially. You must have the ITR files of the last two financial years.
✅ What is the Maximum Loan Tenure for Allahabad Bank Personal Loan?
The maximum loan tenure duration in Allahabad Bank for a personal loan is 60 months.
✅ What should be the CIBIL Score for Allahabad Bank Personal Loan?
You can avail a personal loan from Allahabad Bank if you have a CIBIL score 700 and above.
✅ Do I have a pre-approved offer for Allahabad Bank Personal Loan?
You can examine for your pre-approved personal loan offers from Allahabad Bank through Dialabank. You have to fill a form, and the bank will check out the best offer and present to you.
✅ How to calculate EMI for Allahabad Bank Personal Loan?
You can calculate your personal loan EMI for Allahabad Bank by using the EMI calculator.
✅ How to pay Allahabad Bank Personal Loan EMI?
Your personal loan EMIs from Allahabad Bank are automatically subtracted from your bank account. You can also use internet banking for the payments of your personal loan.
✅ How to close Allahabad Bank Personal Loan?
If you want to close your personal loan from Allahabad Bank, make sure you have paid the outstanding personal loan amount and receive no dues certificate from the Allahabad bank branch.
✅ How to check Allahabad Bank Personal Loan Status?
You must visit the Allahabad Bank branch to know about your personal loan status. On the other hand, visit Dialabank and fill a form.
✅ How to close Allahabad Bank Personal Loan Online?
The following steps are to be followed for a closing personal loan from Allahabad Bank:
- Visit the net-banking page of Allahabad Bank.
- Login using your details.
- Pay for your personal loan and save the transaction receipt.
✅ How to pay Allahabad Bank Personal Loan EMI Online?
You can pay your personal loan EMI through the net-banking service of Allahabad Bank. Dialabank will compare offers and deals of different banks to opt the right choice. You have to fill a form, and the bank will work for you.
✅ How to check Personal Loan Balance in Allahabad Bank?
You have to need to come in contact with the customer care number of Allahabad Bank for checking your personal loan balance. If you are searching for low-interest personal loans, visit Dialabank and fill a form for Personal Loan Balance Transfer and the bank will do the best work for you.
✅ How to download Allahabad Bank Personal Loan Statement?
Using the Allahabad bank mobile banking app for downloading your personal loan statement of Allahabad Bank. Also, visit the online portal of Dialabank and fill a form and know about the personal loan offers for you.
✅ How to Top Up Personal Loan in Allahabad Bank?
If you want to top-up your personal loan from Allahabad bank, you have to visit the bank branch and come in contact with the loan officer. You can fill a simple form with Dialabank to avail of Personal Loan Top Up.
✅ What happens if I don’t pay my Allahabad Bank Personal Loan EMIs?
If you are unable to pay your personal loan EMIs, then Allahabad Bank will charge a penal interest. You can transfer your balance using Dialabank to get low-interest personal loans.
✅ How to find the Allahabad Bank Personal Loan account number?
You will require to contact your Allahabad bank loan branch to know your personal loan account number. You may also fill out the form available at Dialabank and we will do all the work for you.