Personal Loan Nagpur

⋆ Interest Rate 9.99% ⋆

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      Why us?

      Rates as low as 9.99%*
      Loans Up to 30 Lacs
      Same Day Disbursal
      Doorstep Service
      Unbiased Experts Advice

      Table of Contents

      Major Personal Loan Providers in Nagpur

      Feature
      HDFC Bank
      ICICI Bank
      Bajaj Finance
      Interest Rate
      10.75% - 17%
      11.25% - 18.5%
      12%
      Min Loan Amt
      Metro : 75000 & Non Metro: 50000
      50000
      100000
      Max Loan Amt
      50 Lacs
      50 Lacs
      1 Cr
      Loan Tenure
      1 - 5 Years
      1 - 5 Years
      1 - 5 Years
      Processing Fee
      0.25% - 2% of the Loan Amt

      1% - 2.5% of the Loan Amt

      0.5% - 2% of the Loan Amt
      Preclosure Charges
      2%, Nil foreclosure charges after 12 months
      2%, Nil foreclosure charges after 24 months
      Nil
      Overdraft Facility
      No
      No
      Yes

      Personal Loan Nagpur Features

      Personal loan NagpurAre you running short out of cash? Do not worry Personal Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

      Personal Loan Nagpur is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

      Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

      Personal Loan Nagpur Interest Rates

      Bank
      Processing Fee
      Prepayment Charges
      HDFC Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 3 months
      Axis Bank Personal Loan
      0.50% to 1.50%
      Nil
      ICICI Bank Personal Loan
      0.25% to 1.50%
      2%, Nil foreclosure charges after 9 months
      SBI Personal Loan
      500/- to 0.50%
      Nil
      Kotak Personal Loan
      1% to 2%
      2.25% of fore closure amount if closed 1 month ahead of the tenure.
      IIFL Personal Loan
      Nil
      Nil
      Muthoot Personal Loan
      Nil
      Nil
      Manappauram Personal Loan
      Nil
      Nil
      PNB Personal Loan
      0.70% to 1%
      Nil
      Canara Bank Personal Loan
      1%
      Nil
      Andhra Bank Personal Loan
      Nil
      Nil

      To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

      Documents for Personal Loan Nagpur

      Salaried Customers:

      1. Identity proof (Aadhar card/driving license)
      2. Salary slips of last three months
      3. Bank statements for the last 6 months
      4. PAN Card
      5. Residence Proof (Owned/Rented/Company provided)
      6. Passport-sized photographs – 2

      *NOTE: In case of rented apartments, rent agreement needs to be attached.

      Self-Employed Customers:

      1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
      2. PAN Card
      3. Aadhar Card
      4. Residence Proof
      5. Two passport-sized photographs

      personal loan at 10.75%*

      Eligibility Criteria for Personal Loan Nagpur

      Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

      Salaried Applicants

      1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
      2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
      3. The applicants must have an excellent credit history.
      4. The job location of the applicant should be mentioned.
      5. A borrower should have a minimum income of INR 25,000 per month

      Click here to know more about Personal Loan for Salaried Applicant

      Self-Employed Applicants

      1. The minimum age requirement for an independent person should be 25 years.
      2. The applicants applying for the personal loan should file ITR for the last three years.
      3. If the applicants are the businessman, then the business should be running from the past three years.
      4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
      5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
      6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

      Click here to know more about Personal Loan for Self-employed Applicant

      Why Apply for Personal Loan Nagpur?

      1. There is no need to deposit any mortgage and collateral security to the bank.
      2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
      3. The amount of personal loan depends upon the repayment of individual income and capacity.
      4. A Personal Loan does not require any guarantor or nominee.

      How to apply for Personal Loan Nagpur?

      To apply for an Instant Personal Loan Nagpur, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com.

      1. Visit www.dialabank.com.
      2. Go to the loan section and click on the personal loan link.
      3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
      4. For more information and free guidance, you may call on 9878981166.

      personal loan at 10.75%*

      Processing Fee / Prepayment Charges on Personal Loan Nagpur

      Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

      In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

      Personal Loan Nagpur EMI Calculator

      Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

      To calculate your EMI: Personal Loan EMI Calculator

      CIBIL Score required for Personal Loan Nagpur

      Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Nagpur. Most institutions require a minimum score of 750 to process your loan application.

      The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

      personal loan at 10.75%*

      Personal Loan Nagpur Agents

      Dialabank is the leading agent for availing Instant Personal Loan in Nagpur.

      You can apply online at www.dialabank.com or give a call at 9878981166.

      Personal Loan Nagpur Contact Number

      Call 9878981166 and get instant help and approval for Personal Loan in Nagpur.

      Pre Calculated EMI Table for Personal Loan Nagpur

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Nagpur

      Gold loan NagpurIt is the 3rd largest city in the state of Maharashtra. Nagpur is one of the upcoming Smart Cities in Maharashtra. It is also known as Deekshabhoomi, the largest hollow stupa among all the Buddhist stupas in the world. Nagpur is known as the ‘Orange City’ because it is a major trade center of oranges and is famous for its “Nagpuri Oranges” all over the world. The Banks and NBFCs are also willing to process personal loans in Nagpur.

      FAQs About Personal Loan Nagpur

      What is Personal Loan Nagpur?

      Under Personal Loan Nagpur, you can get the loan amount from the lender for a specific tenure. It provides you with the lowest interest rate. It is not required to keep an asset for the guarantee to avail of the loan.
      What is Personal Loan Nagpur Interest Rate?
      The interest rates for personal loans is 9.99% per annum. The rate of interest depends upon your monthly income, CIBIL Score, loan amount, and loan tenure.

      What is Personal Loan Nagpur Eligibility?

      You can apply for Personal Loan Nagpur if you are a citizen of India. You should be above the age of a minimum of 21 years to a maximum of 60 years. Both salaried and self-employed applicants are eligible to apply.

      What are the details of Personal Loan Nagpur?

      The best banks will provide you with the loan as it helps you according to your needs. It has special offers for government employees. You can get get the loan quickly if you are eligible for the loan.

      How to apply online Personal Loan Nagpur?

      For the best services, go on our website, Dialabank, and fill the form which requires your necessary details. You will get a call from our side within 24 hours, and we will guide you for the best offers. The contact number which is working is mandatory.

      How to check Personal Loan Nagpur EMI with EMI calculator?

      Visit our site Dialabank and select the option of tools and calculator . after that, you can choose the option of EMI check and easily calculate the loan EMI.

      How can we apply for Personal Loan Nagpur?

      For the loan, you have to fill the above form and submit. Then your request will be accepted by Dialabank, and within 24 hours you will get a call from our relationship manager who assists you with further details.

      What is a Personal Loan Nagpur contact number?

      You can apply online at our official website, Dialabank, and also contact us on 9878981166.
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