Karur Vysya Bank Personal Loan

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Why us?

Rates as low as 10.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

What is Karur Vysya Bank Personal Loan?

Karur Vysya Bank Personal LoanA personal loan is something which can help you in your difficult times. It is the only loan in which you don’t need to keep any collateral to the bank.
It is an unsecrued loan. The Personal loan provides you with flexible time period in which you can easily repay your loan amount to the bank.
 

Karur Vysya Bank Personal Loan Eligibility

  1. CIBIL Score: It reflects your credit history. The score is derived using a CIBIL report, which is also known as (CIR) Credit Information Report. All your payments are tracked through CIR.
  2. Salary: The bank decides your loan amount approval based on your monthly income. This is just to make sure that the applicant is capable to pay the loan amount after loan disbursal.
  3. Location: It is yet another primary concern while opting for a loan. Your loan will be sanctioned only from the bank branch that is nearby your current location.
  4. Age: The age of the person applying for a personal loan must be between 21 to 60 years.

Karur Vysya Bank Personal Loan Documentation

Salaried Cutomers:

  1. Identity proof (Aadhar card/driving license)
  2. Salary slips of last three months
  3. Bank statements that are six months old
  4. PAN Card is must
  5. Residence Proof (Owned/Rented/Company provided)
  6. Passport sized photographs – 2

*NOTE: In case of rented apartments, rent agreement will be attached.

Self-Employed Customers:

  1. All financials are considered (company documents as well as ITR files)
  2. PAN Card
  3. Aadhar Card
  4. Residence Proof
  5. Two passport sized photographs

Why Dialabank?

Dialabank helps you to choose the best option of banks by providing you the updated market comparison of different banks so that you can make the right choice.

Go to our website which is dialabank.com and fill a simple form with your details. Our customer relationship managers will soon get in touch with you.

FAQs about Karur Vysya Bank Personal Loan

Q. What is Karur Vysya Bank Personal Loan?

Karur Vysya Bank’s Insta Loan is an Unsecured Personal Loan scheme under which you can get a loan for a maximum tenure of 72 months to meet all your personal financial needs. You need to be a permanent employee of reputed company / School / Govt Institution etc. to avail this loan.

Q. How does Karur Vysya Bank Personal Loan work?

Karur Vysya Bank’s Insta Loan works like any other unsecured loan. You just need to submit your documents with the bank along with an application form and upon approval, the loan amount is sent to your bank account. You can use this amount to meet your personal expenses and repay it in easy monthly instalments over a maximum period of 72 months.

Q. What is Personal Loan rate of interest in Karur Vysya Bank?

The Personal Loan rate of interest is 12% per annum in Karur Vysya Bank, a small one-time processing fee of 0.5% of your loan amount is also charged.

Q. How can I get Karur Vysya Bank Personal Loan?

You can easily get a Karur Vysya Bank Insta Loan by submitting an application form at the nearest branch along with your documents. The loan amount is transferred to your account after the verification and approval of your loan.

Q. How to apply for Personal Loan in Karur Vysya Bank?

You can apply for a Personal Loan with Karur Vysya Bank by walking into the nearest branch with your documents submitting an application form. You can also alternatively apply online at Dialabank’s digital platform.

Q. Why apply for Karur Vysya Bank Personal Loan?

You can use your Karur Vysya Insta Personal Loan to finance any of your personal expenses without having to submit any collateral with the bank. Tenure of up to 72 months makes the repayment of your loan easy and burden-free.

Q. How much EMI on Karur Vysya Bank Personal Loan?

You can calculate your Personal Loan EMI online at Karur Vysya Bank’s official website using their EMI calculator. You can also visit Dialabank to compare offers from different banks and financial companies and apply for all your loan needs in just a few clicks.

Q. How much CIBIL score required for Karur Vysya Bank Personal Loan?

You will need a CIBIL Score of at least 700 for your Karur Vysya Bank Personal Loan. Your CIBIL score helps the bank to determine your repayment abilities

Q. Minimum credit score needed for Karur Vysya Bank Personal Loan?

A minimum credit score of 700 is required for your Karur Vysya Bank Insta Personal Loan. A good credit score is a necessity to avail unsecured loans.

Q. How to calculate Karur Vysya Bank Personal Loan EMI?

Calculate your Personal Loan EMI using Dialabank’s EMI calculator using just your loan tenure, loan amount, and rate of interest.

Q. What can I use Karur Vysya Bank Personal Loan for?

You can use your Karur Vysya Insta Personal Loan to finance any of your personal expenses, be it a wedding, higher education, a family event, travel, and etc. It is an all in one loan product for all your financial needs.

Q. Can I prepay Karur Vysya Bank Personal Loan?

Yes, you can prepay your Personal Loan with Karur Vysya Bank and may even not require to pay any foreclosure charge depending on your repayment history.

Q. How to repay Karur Vysya Bank Personal Loan?

Your Karur Vysya Bank Personal Loan can be easily repaid in monthly EMIs for a maximum tenure of 72 months.

Q. What documents are needed for Karur Vysya Bank Personal Loan?

You will need your Aadhar Card/PAN Card/Voter ID along with your Income proofs(Bank statement and Salary slips) to avail a Personal Loan from Karur Vysya Bank.

Q. How to check Karur Vysya Bank Personal Loan status?

You can easily check your Karur Vysya Bank Personal Loan status through an email, helpline/customer care number, or by contacting your loan officer in person.

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