Karur Vysya Bank Personal Loan

⋆ Interest Rate 9.99% ⋆

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Why us?

Rates as low as 9.99%*
Loans Up to 30 Lacs
Same Day Disbursal
Doorstep Service
Unbiased Experts Advice

Karur Vysya Bank Personal Loan Key Features

Eligibility Criteria Details
Age 21 – 60 (at loan maturity)
CIBIL Score Minimum 700 or above
Karur Vysya Bank Personal Loan Interest Rate 9.99% per annum
Lowest EMI per lakh Rs 2174
Tenure 12 to 72 months
Karur Vysya Bank Personal Loan  Processing Fee 1% of Loan Amount
Prepayment Charges NIL
Minimum Loan Amount ₹50,000
Maximum Loan Amount ₹25 Lakh

Karur Vysya Bank Personal Loan Eligibility Criteria

Eligibility criteria for a personal loan:

CIBIL Score Criteria 700 and Above
Age Criteria 21 – 60 years
Min Income Criteria Rs 20000/month
Occupation Criteria Salaried/Self-employed

Karur Vysya Bank Personal Loan Interest Rates and Charges

Karur Vysya Bank Personal Loan Interest Rate 9.99% per annum
Karur Vysya Bank Personal Loan Processing Charges 1% of Loan Amount
Prepayment Charges NIL
Stamp Duty As per state laws
Cheque Bounce Charges As per bank terms

Karur Vysya Bank Personal Loan Documents Required

Proof of Identity Copy of:
> Passport
> Driving License
> Aadhar Card
> Voter ID Card
Proof of Address Rent Agreement (Min. 1 year of stay)
Utility Bills
Passport (Proof of permanent residence)
Ration card
Proof of Income > ITR: Last two Assessment years
> Salary Slip: Last 6 months
> Bank Statement: Last 3 months

Karur Vysya Bank Personal Loan EMI Calculator

EMI Calculator

Karur Vysya Bank Personal Loan Compared to Other Banks

Bank Interest Rate Tenure Loan Amount & Proc Fee
Karur Vysya Bank 9.99% 12 to 72 months Up to Rs. 25 lakh / 1% to 2% of Loan Amount
HDFC Bank 11.25% to 21.50% 12 to 60 months Up to Rs. 40 lakh / Up to 2.50% of the loan amount
Bajaj Finserv Starting from 12.99% 12 to 60 months Up to Rs. 25 lakh / Up to 3.99% of the loan amount
Axis Bank 15.75% to 24% 12 to 60 months Rs. 50,000 to Rs. 15 lakh / Up to 2% of the loan amount
Citibank Starting from 10.99% 12 to 60 months Up to Rs. 30 lakh / Up to 3% of the loan amount
ICICI Bank 11.50% to 19.25% 12 to 60 months Up to Rs. 20 lakh / Up to 2.25% of the loan amount

Other Loan Products from Karur Vysya Bank

Karur Vysya Bank Gold Loan Karur Vysya Bank Car Loan Karur Vysya Bank Home Loan Karur Vysya Bank Business Loan
Karur Vysya Bank TWL Karur Vysya Bank LAP Karur Vysya Bank Credit Card Karur Vysya Bank Education Loan

Why should you apply for Karur Vysya Bank Personal Loan with Dialabank?

  • Dialabank helps you choose the best financial products without any hassle.
  • We make it convenient for you to decide what loan you should avail in order to fulfil your needs.
  • We provide you with the lowest interest rates available for you.
  • With Dialabank, you have a trustworthy friend for your financial needs.

How to Calculate EMIs for Karur Vysya Bank Personal Loan

You can use the EMI calculator given below.

EMI Calculator

Karur Vysya Bank Personal Loan Processing Time

Karur Vysya Bank has a general personal loan processing time of 48 to 72 hours. As the personal loan is an unsecured loan, banks have to carefully verify all your documents and details.

Karur Vysya Bank Personal Loan Preclosure charges

Karur Vysya Bank provides you with the foreclosure facility on your personal loan without any extra charges. You can pay back your personal loan when you have the required funds.

Karur Vysya Bank Calculated EMI for Personal Loan

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Different Personal Loan offers by Karur Vysya Bank

Karur Vysya Bank Marriage Loan

Marriages are one of the costliest events and often lead to worry. Karur Vysya Bank provides low-interest personal loans with high quantum to help you meet your wedding expenses.

Karur Vysya Bank Personal Loan for Government Employees

Central and state government employees can apply for Karur Vysya Bank personal loan to meet their personal financial expenses. The bank has personal loan offers for all your needs.

Karur Vysya Bank Doctor Loan

Doctors and medical professionals with at least 4 years of experience can apply for a personal loan from Karur Vysya Bank and enjoy a range of offers for their personal and professional needs.

Karur Vysya Bank Personal Loan for Pensioners

Individuals with their pension accounts in Karur Vysya Bank can apply for a personal loan to meet their post-retirement financial needs. The bank has special offers for all the pensioners.

Karur Vysya Bank Personal Loan Balance Transfer

Personal Loan Balance Transfer is the process of transferring your existing personal loan to another bank for lower interest rates and better loan terms. You can apply for a Karur Vysya Bank personal loan balance transfer to lower your financial burden.

Karur Vysya Bank Personal Loan Top Up

Karur Vysya Bank personal loan top-up is a facility which allows you to avail of additional money under the same existing personal loan without any need to apply for a fresh loan. Dialabank gives you convenient options to choose the best personal loan offers.

Karur Vysya Bank Personal Loan Status

You can check the status of your personal loan by;

  • Visiting the branch in person and asking your loan officer.
  • Contacting the customer care number of the bank.

How to apply for Karur Vysya Bank Personal Loan

Karur Vysya Bank Personal Loan

Apply for your Personal Loan in simple steps:

  1. Visit Dialabank
  2. Fill in your details, and you will get a call from our relationship manager.
  3. Share your documents and get instant approval.

FAQs about Karur Vysya Bank Personal Loan

✅ What is Karur Vysya Bank Personal Loan?

Karur Vysya Bank’s Insta Loan is an Unsecured Personal Loan scheme under which you can get a loan for a maximum tenure of 72 months to meet all your personal financial needs. You should be a permanent employee of a reputed company / School / Govt Institution etc. to avail of this loan.

✅ How does Karur Vysya Bank Personal Loan work?

Karur Vysya Bank’s Insta Loan works like any other unsecured loan. You need to submit your documents with the bank along with an application form, and upon approval, the loan amount is sent to your bank account. You can use this amount to meet your personal expenses and repay it in easy monthly instalments over a maximum period of 72 months.

✅ What is the Personal Loan rate of interest in Karur Vysya Bank?

The rate of interest is 9.99% per annum in Karur Vysya Bank, a small one-time processing fee of 1% of the Loan Amount is also charged.

✅ How can I get Karur Vysya Bank Personal Loan?

You can easily get a Karur Vysya Bank Insta Loan by submitting an application form at the nearest branch along with your documents. The loan amount is transferred to your account after the verification and approval of your loan.

✅ How to apply for Personal Loan in Karur Vysya Bank?

You can apply for a Personal Loan with Karur Vysya Bank by walking into the nearest branch with your documents submitting an application form. You can also alternatively apply online at Dialabank’s digital platform.

✅ Why should you apply for Karur Vysya Bank Personal Loan?

You can use your Karur Vysya Insta Personal Loan to finance any of your personal expenses without having to submit any collateral with the bank. Tenure of up to 72 months makes the repayment of your loan easy and burden-free.

✅ How much EMI on Karur Vysya Bank Personal Loan?

You can calculate your Personal Loan EMI online at Karur Vysya Bank’s official website using their EMI calculator. You can also visit Dialabank to compare offers from different banks and financial companies and apply for all your loan needs in just a few clicks.

✅ How much CIBIL score required for Karur Vysya Bank Personal Loan?

You will need a CIBIL Score of at least 700 for your Karur Vysya Bank Personal Loan. Your CIBIL score helps the bank to determine your repayment abilities.

✅ Minimum credit score needed for Karur Vysya Bank Personal Loan?

A minimum credit score of 700 is required for your Karur Vysya Bank Insta Personal Loan. A good credit score is a necessity to avail unsecured loans.

✅ How to calculate Karur Vysya Bank Personal Loan EMI?

Calculate your Personal Loan EMI using Dialabank’s EMI calculator using just your loan tenure, loan amount, and rate of interest.

✅ What can I use Karur Vysya Bank Personal Loan for?

It can be used to finance your personal expenses, be it a wedding, higher education, a family event, travel, and etc. It’s an all in one loan product which would finance all your needs.

✅ Can I prepay Karur Vysya Bank Personal Loan?

Yes, you can always prepay your Personal loan with Karur Vysya Bank and would not even be required to pay any foreclosure charge depending on your repayment history.

✅ How to repay Karur Vysya Bank Personal Loan?

Your loan can be easily repaid in monthly instalments for a maximum period of 72 months.

✅ What documents are needed for Karur Vysya Bank Personal Loan?

Aadhar Card/PAN card/Voter ID along with your income proofs(bank statement and salary slips) is needed to avail of a personal loan from Karur Vysya Bank.

✅ How to check Karur Vysya Bank Personal Loan status?

To check your loan status of Karur Vysya Bank Personal loan through email, helpline/customer care number, or by contacting your loan officer in person.

✅ How to close Karur Vysya Bank Personal Loan Online?

Closing of a personal loan from Karur Vysya Bank involves the following steps:

  • Visit the net-banking page of Karur Vysya Bank.
  • Login using your details.
  • Pay for your personal loan and save the transaction receipt.

✅ How to pay Karur Vysya Bank Personal Loan EMI Online?

Your personal loan EMI can be paid using the net-banking services of Karur Vysya Bank. Dialabank lets you compare offers and deals from different banks to choose the best, low-EMI personal loan. All you have to do is fill a simple form, and we will do the rest for you.

✅ How to check Personal Loan Balance in Karur Vysya Bank?

To check the personal loan balance in Karur Vysya Bank, you will need to contact the customer care number of Karur Vysya Bank. If you are looking for low-interest personal loans, you can visit Dialabank and fill a simple form for Personal Loan Balance Transfer, and we will do the hard work for you.

✅ How to download Karur Vysya Bank Personal Loan Statement?

The personal loan statement of Karur Vysya Bank can be downloaded using the Karur Vysya Bank mobile banking app. You can visit the online platform of Dialabank and fill a simple form to compare and know about all the offers that we have for you.

✅ How to Top Up Personal Loan Karur Vysya Bank?

If you need a top-up on your personal loan from Karur Vysya Bank, you will have to visit the bank branch and contact the loan officer. You can also fill a simple form with Dialabank at Personal Loan Top Up and leave the rest to us

✅ What happens if I don’t pay my Karur Vysya Bank Personal Loan EMIs?

Karur Vysya Bank may charge you with a penal interest if you fail to pay your personal loan EMIs. You can apply for a balance transfer using Dialabank to get low-interest personal loans that will not put a hole in your pocket.

✅ How to find the Karur Vysya Bank Personal Loan account number?

You will need to contact your Karur Vysya Bank loan branch to know your personal loan account number. You may also fill out the form available at Dialabank and let us do all the work for you.

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