Used Car Loan Ajitwal

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Rates as low as 13.60%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
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Best Banks for Used Car Loan in Ajitwal

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Ajitwal Features

Used Car Loan Ajitwal

  • The experience gets free filtering through the issue, convincing sponsorships, and sharp disbursals.
  • Track your application, however, wherever you want. At each point, get verification of your credit application
  • See affiliation with the doorstep and obliging and head documents
  • Check your cap on change in just 60 seconds

Used Car Loan Ajitwal Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Used Car Loan Ajitwal Documents Required

For Salaried:-

As personality and address proof: some of the corresponding archives

  • Passport Significant
  • Lasting Driving make [recent, decodable, laminate]
  • Citizens Identity Card
  • NREGA gave occupation card
  • A letter from the National Register of Populations containing the subtleties of the name and address

All the corresponding archives bear wage proof:

  • Most recent Slip-on Salary
  • The new Form 16 / New ITRRBank statement last 6 months

All of the verification of the corresponding allocate confirmation:

  • Copy Recognition
  • Photograph Driving License (later, readable, covered) with DOB
  • Financial record with a copy of Credit Card
  • Checking the Broker
  • Margin Money Duplicate Payable to Bank

For Self Employed:-

Update and Affiliation Articles / Certificate of Incorporation as age proof:

  • As for character validation, update, and Articles of Association / Certificate of Incorporation
  • The new ITR and closely reviewed the financial record and the disaster account as reimbursement verification

Any of the corresponding archives, as proof of address:

  • Notification and Articles of Association
  • Incorporation Affirmation
  • Telephone Bill
  • Bill on Electricity

All of the verification of the corresponding allocate confirmation:

  • Copying Visa
  • Photographic Driving License (later, simple, covered) with DOB
  • Financial record with a copy of Credit Card
  • Verification by investors
  • Margin Money Duplicate Payable to Bank

Used Car Loan Ajitwal Eligibility Criteria

For Salaried:-

  1. This incorporates professionals, CAs, private confined association representatives, public territory workers, including local, federal, and neighborhood bodies,
  2. Individuals who are at least 21 years of age at the time of application for production and who are not more than 60 years of age when the credit residency is completed.
  3. Individuals who have served for 2 years with the new leader for at any rate 1 year
  4. The individuals who regularly accumulate Rs. 2,50,000 in every case, including the partner’s payment

For Self-Employed:-

  1. This consolidates individuals who own a private association when it comes to amassing, selling or benefits
  2. Rs. 2,50,000 for each annum should be obtained at any cost.
  3. People who have a landline at the workplace

Used Car Loan for Major Used Car Manufacturers in Ajitwal

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Ajitwal

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

Pre Calculated EMI Table for Used Car Loan Ajitwal

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Ajitwal

Ajitwal is a village in the Tehsil and Moga district of Eastern Punjab (India), located on National Highway No. 95 (Ferozepur-Ludhiana). It is located 16 km from Moga and 14 km from Jagraon.

Used Car Loan EMI Calculator

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