Used Car Loan Jharsuguda

Best Banks For Used Car Loan In Jharsuguda

Used Car Loan Jharsuguda Features

With the increasing hustle in the work arena, speed has become an integral part of our lives. Dialabank brings you the easiest option to avail of a Used Car Loan to fulfill your desire to own a car so as to keep up with the speeding time.

With Dialabank sanction the easiest Used car loan and welcome the Used Car of your choice with the help of Used Car Loan Jharsuguda.

Dialabank is the bridge between the customers and the Car providers.

• The applicant gets Customized and Personalized help to get the used car of your choice from research to loan processing.
•  Used Car Loan online up to 2.5 crores on a wide range of used cars in your city.
• The applicant gets the choice of repayment plans as per the convenience.
•  Flexible loan tenure ranging from 12 months to 84 months.
• The applicant is provided with Doorstep service is provided with simple documentation.
• It is the loan with Transparent and hassle-free processing of the loan.
• The applicant is updated about the loan application at every stage of the loan processing.
• The applicant can Track the application anytime, anywhere.

Used Car Loan Jharsuguda Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Jharsuguda Documents Required

For Salaried Individual:

The documents required for car loan are :

• Valid Passport
• Permanent Driving license [recent, legible, laminate]
• Letter issued by the National Population Register containing details of name & address
• Voters ID Card
• Job card issued by NREGA

All the following documents as proof of income:

• Latest Salary Slip
• Latest Form 16/Latest ITR
• Bank Statements for the previous 6 months

Any of the following for sign verification proof:

• Credit Card Statement with Credit Card Copy
• Banker’s Verification
• Passport Copy
• Photo Driving License with DOB (recent, legible, laminated)
• Copy of Margin Money Paid to the Bank

For Self Employed**:

Age proof: Memorandum and Articles of Association/Certificate of Incorporation.

Identity proof: Memorandum and Articles of Association/Certificate of Incorporation.

Income proof: Latest ITR and audited balance sheet along with profit & loss account.

Any of the following documents as address proof:

• Telephone Bill
• Memorandum and Articles of Association
• Certification of Incorporation
• Electricity Bill

Any of the following for sign verification proof:

• Passport Copy
• Credit Card Statement with Credit Card Copy
• Banker’s Verification
• Photo Driving License with DOB (recent, legible, laminated)
• Copy of Margin Money Paid to the Bank.

**The following type of companies can also apply for a Used Car Loan Jharsuguda:

1. Sole Proprietorship
2. Partnership Firms
3. Private Limited Companies
4. Public Limited Companies

Used Car Loan Jharsuguda Eligibility Criteria

The  eligibility  for a Car Loanare:

• The applicant must be: Who is a doctor, CAs, private limited company employee, employees from public sector undertakings including central, state, and local bodies.
• Age Range: Individuals who are a minimum of 21 years of age when applying for the loan, and a maximum of 60 years of age at the end of the loan tenure
• Minimum Work Experience: Individuals who at least have had a job for 2 years, with a minimum of 1 year with the present employer.
• Minimum Earning: Those who earn a minimum of Rs. 2,50,000 per year., The income of the spouse can be considered as one with the applicant’s income.

Self Employed***:

• This includes individuals who own a private company in the business of manufacturing, trading, or services
• Rs. 2,50,000 per annum should be a minimum earning.
• Individuals who have an office landline.

***The following type of companies are also eligible for a Used Car Loan Jharsuguda:

1. Sole Proprietorship
2. Partnership Firms
3. Private Limited Companies
4. Public Limited Companies

Used Car Loan For Major Car Manufacturers In Jharsuguda

TABLE WILL APPEAR

Processing Fees / Prepayment Charges On Used Car Loan In Jharsuguda

Pre Calculated EMI Table For Used Car Loan Jharsuguda

Used Car Loan EMI Calculator

About Jharsuguda

Jharsuguda is a city and district in Odisha. It is an industrial hub consisting mainly of metallurgical industries.