Used Car Loan Khanapara| Interest Rate @13% p.a

Used Car Loan Khanapara

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Best/Top Banks for Used Car Loan in Khanapara

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Used Car Loan Khanapara Features

Used Car Loan Khanapara Considering purchasing a vehicle? But don’t they have the necessary money for it? Make no complaints! There’s a used car loan here for you. A used car loan is a means of financing or financial help given to borrowers at an accessible rate of interest by banks and NBFCs to help them finance a used car.

Since used cars have become a requirement for everyone, but the cost of used cars is increasing steadily every day. It is here that a used car loan comes into effect and fulfills your inclination to be the owner of your used car dream. The main functions of a Khanapara used car loan are:

Loan payments of up to Rs.2.5 crore are available in a wide variety of used cars and multi-utility vehicles.
Get personalized aid in choosing a car that satisfies your unique needs
Provides personalized and comfortable repayment plans with EMIs that are wallet convenient
Adaptable tenures of repayment between 12 months and 84 months

Uses Car Loan Khanapara Interest Rate

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	1%	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Khanapara Documents Required

For Salaried:-

#Identity Proof: NREGA general contractor provided, Letter obtained from the National Registry of Societies containing address and phone number information, PAN Card, Voters ID card, Passport copy, Driving License
#Income Proof: Initial 3-month wage slip with form 16
#Address Proof: Driving license / Voters card / Passport Copy /PAN Card / NREGA general contractor provided / Letter obtained from the National Registry of Societies containing address and phone number information
#Bank Statement: Last 6 months.

For Self Employed:-

#Identity Proof: PAN Card, NREGA general contractor provided, Letter obtained from the National Registry of Societies containing address and phone number information, Voters ID card, Passport copy, Driving License
#Income Proof: Income tax Return with salary slip as current
#Address Proof: Voters card / Passport Copy / NREGA general contractor provided / Letter obtained from the National Registry of Societies containing address and phone number information / Driving license /PAN Card
#Bank Statement: Last 6 months.

Used Car Loan Khanapara Criteria for Eligibility

For Salaried:-

#Minimum age: 21 years as needed
#Maximum age at loan maturity: 60 years at tenure
#Minimum employment:1 year at present employment and a minimum of two years and working
#Minimum Annual Income: Total Rs. 2,50,000 per annual income, plus spousal profits

For Self-Employed:-

#Minimum age: 25 years will be preferred
#Maximum age at loan maturity: 65 years with tenure
#Minimum employment: at a minimum of 3 years in the profession
#Minimum Annual Income: Average Rs. 2,50,000 per capita

How to Apply/Register for Used Car Loan in Khanapara?

Availing a used car loan Khanapara is an easy process with DialaBank. Follow the following steps to avail the best offers:

Click on website Dialabank
Go on the used car loan option available in the Dashboard
Full the details regarding the form of used car and your salary
Wait for our service provider to get in touch with you about your given number soon.
In case of any query about the loan, you can also contact our managers at number 9878981166.
You will have to visit the bank directly in order to use a used car loan offline, which could turn out to be intense for you.

Used Car Loan for Major Used Car Manufacturers in Khanapara

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Khanapara

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Used Car Loan in Khanapara

To pay out your credits and payments is what brings to as referred to as Cibil score. A good history of credit determines a higher credit score which allows your application to go smooth and easy for used car loans. Mostly, credit performance of 750 or above is considered good by banks and NBFCs for loan approval procedures in Khanapara.

The score and performance of the Cibil result can actually depend on a bank to bank. There is a condition of paying high-interest rates when an individual has a low Cibil Score than what actually is required on the other side a person is charged with the low-interest rates when the required Cibil score is strong. That is why the Cibil result plays an important role here.

Used Car Loan Khanapara Contact Number

You can call the number 9878981166 for any requirements or queries regarding the used car loan in Khanapara provided by us.

Pre Calculated EMI Table for Used Car Loan Khanapara

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Khanapara

In Guwahati, Assam, India, Khanapara is a town. Located in the far south of Guwahati, it is a major transportation hub. The Assam Public Service Board, Assam Administrative Staff University, The Veterinary Science College, and other Assam Veterinary Ministry offices are based here. This is the Ganesh Mandir Indoor Stadium and Regional science museum.