Used Car Loan Murshidabad

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All About Used Car Loan Murshidabad

Car has now become a basic need of every person. If you don’t want to devote your money on  buying a new car, buy a used car with minimum investment. Get used car loan from DialaBank on easy terms and conditions.

Documentation for Used Car Loan Murshidabad

  1. Income Proof: Latest 3 months salary slip and 6 months bank statement is required for salaried employees and Last 2 ITR filed and 6 months bank statement is required for self employed persons.
  2. Identity Proof: Passport copy/ PAN Card/ Voters ID card/ Driving License/ Aadhar Card
  3. RC and Insurance Copy is also needed
  4. Rent agreement is needed only in case of government employees
  5. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / PAN Card / Aadhar Card
  6. Bank Statement: Bank statements for the last six months should also be available with the applicant

Interest Rate for Used Car Loan Murshidabad

The interest rate charged on used car loan is 14% of total amount. This interest is charged on the basis of reducing method.

Also, Loan gets disbursed in your bank account in just 2-3 days

Eligibility for Used Car Loan Murshidabad

For self employed

  1. The age of the applicant should be 30 years. In case the applicant is less than 30 years, he would need the co applicant.
  2. The co applicant should be of 25 years and currently working.
  3. CIBIL of the applicant needs to be 700.
  4. The applicant must have filed an ITR of Rs.2.5 lakhs for past 2 years.

For salaried employees

  1. The income of the applicant should be Rs. 24,000 per month.
  2. Minimum age of the applicant needs to be 21 years and maximum age should be 60 years.
  3. CIBIL of the applicant should be atleast 700.
  4. Bank’s internal customer are given used car loan in case they are rented.

Note: Used Car Loan is not given to rented customers.

Benefits of Used Car Loan Murshidabad

  1. You can save money by buying used car and use the left over money for another purpose.
  2. You get the loan amount within 72 hours in your bank account.
  3. The documentation for Used Car Loan is less.
  4. The interest rate on these loans are also very less.
  5. CIBIL required for Used Car Loan is also less.
  6. Tenure also varies from 2 years to 5 years, so the applicant the choose the period for which he wants to avail the Car Loan.

Additional Information for Used Car Loan Murshidabad

Used Car Loan Murshidabad

  1. The amount of loan the the customer can take starts from Rs. 1 lakhs.
  2. Car Loan is given on car models of after 2013.
  3. A customer with CIBIL 1,0 and -1 can also apply for loan.
  4. The amount of loan that the customer will get is 85% of Insurance Value.
  5. In case of luxury cars, the loan can be given for models after 2011.
  6. Time period for which the customer can avail the loan is 24 months to 60 months.

How to Apply for Used Car Loan Murshidabad?

First of all, you need to visit our official site DialaBank.
After that, apply for Used Car Loan online.
Enter your detailed information so that our representative can contact you.
DialaBank is the most suitable platform to apply for a car loan as you will get a loan at affordable rates of interest.

About Murshidabad

Murshidabad is a town located in the state West Bengal, India. It is situated on the eastern bank of the river Hooghly , a distributary of the Ganges River.For more information on Used Car Loan, you can visit our official website.

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