Used Car Loan Navsari

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Buy Your Dream Car

Rates as low as 13.60%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Used Car Loan in Navsari

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Navsari FeaturesUsed Car Loan Navsari

  • You may borrow up to 100% of the value of the car to the value of 3-6 times your annual earnings, instead of buying a new car.
  • One can avail loans up to Rs.2.5 crore on second-hand cars.
  • Car at loan maturity age should not be more than 10 years, with a maximum of 60 months loan period.
  • Buy a vehicle of your dream by availing a Used Car Loan in Navsari.
  • Enjoy the benefit of end-to-end advisory from research to title transfer via us.
  • Personalized help by our experts to choose a car that meets your desires.
  • Convenient and customized repayment plans available with feasible EMIs.
  • Flexible repayment tenures starting from one year.
  • Transparent and hassle-free process tack your application anytime and get updates about your application at every proceeding stage.
  • Fast approval and faster disbursal of your loan.
  • Enjoy doorstep service and easy documentation process with us.
  • Get 85% of the value of the car as loan amount for 5 years respectively without any income proof.

Used Car Loan Navsari Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Navsari Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  • Proof of Identification and address: Letter issued by the National Population Register containing details of address and name, Voters ID Card, Job card issued by NREGA, Valid Passport, Permanent Driving license.
  • Income Proof: Salary Statement/ Latest salary slip/ Latest  ITR/ Form 16.
  • Signature Verification Proof: Copy of Margin Money Paid to the Bank/ Credit Card Statement with Credit Card Copy/ Passport Copy/ Photo Driving License with a date of birth/ Banker’s Verification.

For Self Employed:-

  • Verification Proof: Passport Copy, Photo Driving Consent with DOB (recent, clear, laminated), Credit Card Statement including Credit Card Copy, Banker’s Verification, Copy of Margin Money Advanced to the Bank
  • Income Proof: Latest ITR
  • Address Proof: Memorandum plus Articles of Association, Certification of Business, Electricity Bill, Telephone Bill
  • Bank Statement: Last 6 months.

The above-mentioned data of Used car loans are also efficient for:

  • Single Proprietorship
  • Business Firms
  • Private Limited Corporations

Used Car Loan Navsari Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried:-

  1. Least age: 21 years
  2. Highest age at loan maturity: 65 years
  3. Least employment: 1 year in current employment and a minimum of 2 years of employment
  4. Minimum yearly Income: Rs 1,00,000 net annual income

For Self-Employed:-

  1. Least age: 21 years
  2. Highest age at loan maturity: 65 years
  3. Smallest employment: at smallest 3 years in sales
  4. Minimum Annual Income: Net profit Rs. 60,000 p.a for simple cars furthermore Rs.1,00,000 p.a. for mid-sized and prime cars

Used Car Loan for Major Car Manufacturers in Navsari

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan in Navsari

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Used Car Loan Navsari Contact Number

Contact us at 9878981166 or visit the website of Dialabank for instant help and guidance to fulfil all your loan needs anytime for Used Car Loan Navsari.

Pre Calculated EMI Table for Used Car Loan Navsari

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Used Car Loan EMI Calculator Navsari

About Navsari

Navsari is a city, the ninth biggest municipality of Gujarat, and the central quarters Navsari District of Gujarat, India, located halfway Surat & Mumbai. Navsari is also the Twin City of Surat and hardly 30 km south of Surat. In 2016, Navsari listed as the 16th biggest city of the Gujarat state of India by population in 2011. Navsari is also a popular place due to the royal Satyagraha march led by Mahatma Gandhi to the Dandi.

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