Used Car Loan Punganur

Best Banks for Used Car Loan Punganur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Punganur Features

used car loan punganur

Punganur as a city is creating and consequently, the interest for utilized vehicles is additionally picking up numbers. In such a case, it is an obligatory advance for different banks and organizations to advance our capital for utilized vehicles under some problem-free highlights and systems. In such cases, the Dialabank presents extraordinary highlights of why crediting advance for utilized vehicles is a lot with the bank.

Features:

The simplest approaches to select for utilized vehicle credits have the accompanying extraordinary highlights to depend on:

The financing costs given by banks are low for utilized vehicle advances.

All the stupendous and significant banks and NBFCs offer vehicle credits in Punganur.

The documentation cycle is expedient.

Utilized Car credits are effectively accessible through DialaBank.

Used Car Loan Punganur Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Used Car Loan Punganur Documents Required

For Salaried:-

Documents Required for Car Loan

  •  Proof of Identity: PAN Card, Voters ID card, Passport copy, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Proof of Residence: Driving license / Voters card / Passport Copy /PAN Card
  • Statements of Bank: Previous 6 months.

For Self Employed:-

  • Proof of Identity: PAN Card, Voters ID card, Passport copy, Driving License
  • Income Proof: Latest ITR
  •  Proof of Residence: Voters card / Passport Copy /  Driving license / PAN Card
  • Bank Statement: Last 6 months.

Used Car Loan Punganur Eligibility Criteria

For Self Employed:-

  1. Minimum age: 25 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment:   at smallest 3 years in sales
  4. Minimum Annual Income: Rs 2.5 lakhs as the annual income

For Salaried:-

  1. Minimum age: 25 years
  2. Maximum age at loan maturity: 60 years
  3. Minimum employment: a minimum of 2 years of employment and 1 year in current employment
  4. Minimum Annual Income: Rs 2.5 lakhs as the annual income

How to Apply for Used Car Loan Punganur?

Availing a car loan Morbi is an easy process with DialaBank. Follow the following steps to avail the best offers:

Apply For Car Loan

  • Visit our website Dialabank
  • Click on the car loan option available in the menu
  • Fill in the details regarding the car type and your income
  • Wait as our relationship manager will soon get in touch with you on your provided number.
  • You may also contact our relationship managers on the number 9878981166 in case of any queries regarding the loan.
  • For availing a car loan offline you will have to visit the branch personally, which might turn to be hectic for you.

Used Car Loan for Major Car Manufacturers in Punganur

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Punganur

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Used Car Loan in Punganur

The Cibil score characterizes the FICO rating history for the candidate. A score of 750 or more it considers a truly fit financial assessment for the credit endorsement from practically any bank. The better you deal with your financial assessment, the better is the opportunity to get the credit endorsed.

Apply for a Car Loan

Used Car Loan Punganur Contact Number

In case of any queries regarding the car loan in Punganur, you may contact the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Car Loan Punganur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Punganur

Punganur is a town in the Chittoor area of the Indian territory of Andhra Pradesh. It is the Mandal base camp of Punganur Mandal in Madanapalle income division

The acclaimed Kannada Poet PONNA (b.945 A.D) had a place with Punganuru. Another incredible Jain Philanthropist and Royal personage ATTIMABBE,(b.950 A.D) who was a contemporary of the above Poet PONNA likewise had a place with Punganur. Punganur is basically famous for cows and cattle facilities and development. This town is soon developing to be a city.

Car Loan EMI Calculator

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