Used Car Loan Sahjanwa

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Best Banks for Used Car Loan in Sahjanwa

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Used Car Loan Sahjanwa Features

Used Car Loan Sahjanwa Now looking at buying a car? And don’t ever you have the money necessary for it? Make no complaints! There is a used car loan for you as well. A used car loan is a method of investment or financial support given to the customers by banks and NBFCs at a fixed interest rate to help them purchase a used car.

Even though used cars have now become a commodity to everybody, but the cost of used cars is increasing exponentially every day. It is here where a used car loan comes into question and satisfy your urge to be the owner of your used car dream. A used car loan in Sahjanwa has the key characteristics of:

Undergo clear, trouble-free storage, prompt licenses, and fast reimbursements
Control your software anywhere, anytime. Get statuses at every level of your credit application
Enjoy a facility at the doorway and easy documenting
Flexible terms in office of interest between 12 months and 84 months

Used Car Loan Sahjanwa Interest Rate

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	1%	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Used Car Loan Sahjanwa Documents Required

Documents required for car loan are as followed:

For Salaried:-

Identity Proof: PAN Card, Voters ID card, Passport copy, NREGA certificate published, Letter obtained from the National Database of Population containing address & email address, Driving License
Income Proof: Latest 3-month salary slip with form 16
Address Proof: Driving license / Voters card / Passport Copy / NREGA certificate published / Letter obtained from the National Database of Population containing address & email address /PAN Card
Bank Statement: Last 6 months.

For Self Employed:-

Identity Proof: PAN Card, Voters ID card, NREGA certificate published, Letter obtained from the National Database of Population containing address & email address, Passport copy, Driving License
Income Proof: Latest ITR, Current salary slips
Address Proof: Voters card / Passport Copy / NREGA certificate published / Letter obtained from the National Database of Population containing address & email address / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
Bank Statement: Last 6 months.

Used Car Loan in Sahjanwa Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried:-

(Minimum) age: 21 years
(Maximum) age at loan maturity: 60 years
(Minimum) employment:1 year at present employment and a couple of times years at work
(Minimum) Annual Income: Total Rs. 2,50,000 per annum, with spousal income

For Self-Employed:-

(Minimum) age: 25 years
(Maximum) age at loan maturity: 65 years
(Minimum) employment: at a minimum of 3 years in sales
(Minimum) Annual Income: Rs 2,50,000 per capita

How to Apply for Used Car Loan in Sahjanwa?

Able to deliver a used Sahjanwa car loan with DialaBank is a minor procedure. Follow the directions below to get the best deals:

Visit the website Dialabank
Click on the button for a used car loan in the window
Full the details regarding the form of used car and your profits
Hesitate for our project team to get in step with you on your assigned number soon.
In case of questions about the loan, you can also touch our project managers on telephone 9878981166.
To enable the use of an indirectly used car loan you’ll really have to visit the branch directly, which could prove out to be intense for you.

Used Car Loan for Major Used Car Manufacturers in Sahjanwa

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Sahjanwa

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

CIBIL Score Required for Used Car Loan in Sahjanwa

The Cibil value is considered what distinguishes your capacity to produce your credits pay off. Higher payment history means a strong credit file which makes the approval process for your used car loan seamless which easy to process. Most of the time, banks and NBFCs consider a payment history of 750 and above as a huge result for authorizing your Sahjanwa loan process.

This scoring will vary from bank to bank, indeed. You would have been compelled to pay a high-interest rate on the loan amounts in case of a higher CIBIL score than that of the desired value and if your CIBIL score is decent then you will have to pay a poor real interest rate. Therefore a CIBIL score in a used car loan is a major factor.

Apply for a Car Loan

Used Car Loan Sahjanwa Contact Number

If you’ve any requests for information about the used car loan in Sahjanwa, feel free to contact us on number 9878981166 for any extra help.

Pre Calculated EMI Table for Used Car Loan Sahjanwa

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Sahjanwa

Sahjanwa is a neighborhood in the block of Sahjanwa in the Uttar Pradesh State district of Gorakhpur, India. It corresponds to the division Gorakhpur. It is stationed 18 KM west of Gorakhpur head office of the district. It’s a quarter head of the Block.