Used Car Loan Sahjanwa

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Best Banks for Used Car Loan in Sahjanwa

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Sahjanwa Features

Used Car Loan SahjanwaNow looking at buying a car? And don’t ever you have the money necessary for it? Make no complaints! There is a used car loan for you as well. A used car loan is a method of investment or financial support given to the customers by banks and NBFCs at a fixed interest rate to help them purchase a used car.

Even though used cars have now become a commodity to everybody, but the cost of used cars is increasing exponentially every day. It is here where a used car loan comes into question and satisfy your urge to be the owner of your used car dream. A used car loan in Sahjanwa has the key characteristics of:

  • Undergo clear, trouble-free storage, prompt licenses, and fast reimbursements
  • Control your software anywhere, anytime. Get statuses at every level of your credit application
  • Enjoy a facility at the doorway and easy documenting
  • Flexible terms in office of interest between 12 months and 84 months

Used Car Loan Sahjanwa Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Sahjanwa Documents Required

For Salaried:-

  • Identity Proof: PAN Card, Voters ID card, Passport copy, NREGA certificate published, Letter obtained from the National Database of Population containing address & email address, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Address Proof: Driving license / Voters card / Passport Copy / NREGA certificate published / Letter obtained from the National Database of Population containing address & email address /PAN Card
  • Bank Statement: Last 6 months.

For Self Employed:-

  • Identity Proof: PAN Card, Voters ID card, NREGA certificate published, Letter obtained from the National Database of Population containing address & email address, Passport copy, Driving License
  • Income Proof: Latest ITR, Current salary slips
  • Address Proof: Voters card / Passport Copy / NREGA certificate published / Letter obtained from the National Database of Population containing address & email address / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

Used Car Loan in Sahjanwa Eligibility Criteria

For Salaried:-

  1. (Minimum) age: 21 years
  2. (Maximum) age at loan maturity: 60 years
  3. (Minimum) employment:1 year at present employment and a couple of times years at work
  4. (Minimum) Annual Income: Total Rs. 2,50,000 per annum, with spousal income

For Self-Employed:-

  1. (Minimum) age: 25 years
  2. (Maximum) age at loan maturity: 65 years
  3. (Minimum) employment: at a minimum of 3 years in sales
  4. (Minimum) Annual Income: Rs 2,50,000 per capita

How to Apply for Used Car Loan in Sahjanwa?

Able to deliver a used Sahjanwa car loan with DialaBank is a minor procedure. Follow the directions below to get the best deals:

  • Visit the website Dialabank
  • Click on the button for a used car loan in the window
  • Full the details regarding the form of used car and your profits
  • Hesitate for our project team to get in step with you on your assigned number soon.
  • In case of questions about the loan, you can also touch our project managers on telephone 9878981166.
  • To enable the use of an indirectly used car loan you’ll really have to visit the branch directly, which could prove out to be intense for you.

Used Car Loan for Major Used Car Manufacturers in Sahjanwa

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Sahjanwa

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

CIBIL Score Required for Used Car Loan in Sahjanwa

The Cibil value is considered what distinguishes your capacity to produce your credits pay off. Higher payment history means a strong credit file which makes the approval process for your used car loan seamless which easy to process. Most of the time, banks and NBFCs consider a payment history of 750 and above as a huge result for authorizing your Sahjanwa loan process.

This scoring will vary from bank to bank, indeed. You would have been compelled to pay a high-interest rate on the loan amounts in case of a higher CIBIL score than that of the desired value and if your CIBIL score is decent then you will have to pay a poor real interest rate. Therefore a CIBIL score in a used car loan is a major factor.

Used Car Loan Sahjanwa Contact Number

If you’ve any requests for information about the used car loan in Sahjanwa, feel free to contact us on number 9878981166 for any extra help.

Pre Calculated EMI Table for Used Car Loan Sahjanwa

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sahjanwa

Sahjanwa is a neighborhood in the block of Sahjanwa in the Uttar Pradesh State district of Gorakhpur, India. It corresponds to the division Gorakhpur. It is stationed 18 KM west of Gorakhpur head office of the district. It’s a quarter head of the Block.

Used Car Loan EMI Calculator

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