Used Car Loan Sawaimadhopur

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Rates as low as 13.60%*
Up to 100% Funding
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Best Banks for Car Loan in Sawaimadhopur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Sawaimadhopur Features

Used Car Loan SawaimadhopurMaybe looking at buying a car? But don’t they have the money necessary for it? Make no worries! There seems to be a used car loan for you and yours. A used car loan is a mode of debt or financial help given to the borrowers by banks and other financial institutions at a reasonable rate to help them purchase a used vehicle.

As used cars have now become a necessity for everybody, but the cost of used cars is increasing exponentially every day. It is here where a vintage car loan comes into play and able to fulfill your ambition to be the creator of your used car fantasy. A used car loan in Sawaimadhopur has the essential parts of:

  • Monitor your submission anywhere, anytime. Get statuses at every phase of your credit application
  • Encounter clear, trouble-free storage, prompt licenses, and fast tax payments
  • Adjustable tenures of payment between 12 months and 84 months
  • Offers direct and flexible loan terms with EMIs that are wallet accessible

Used Car Loan Sawaimadhopur Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Sawaimadhopur Documents Required

For Salaried:-

  • “Identity” Proof level: PAN Card, Voters ID card, Passport copy, Driving License, NREGA job card produced, Letter obtained from the National Database of Population containing name & delivery address
  • “Income” Proof level: Latest 3-month salary slip with form 16
  • “Address” Proof level: NREGA job card produced / Letter obtained from the National Database of Population containing name & delivery address / Driving license / Voters card / Passport Copy /PAN Card
  • “Bank” Statement level: Last 6 months.

For Self Employed:-

  • “Identity” Proof level: PAN Card, Voters ID card, Passport copy, NREGA job card produced, Letter obtained from the National Database of Population containing name & delivery address, Driving License
  • “Income” Proof level: at most ITR and the slip of salary
  • “Address” Proof level: Voters card / NREGA job card produced / Letter obtained from the National Database of Population containing name & delivery address / Passport Copy /PAN Card
  • “Bank” Statement level: Last 6 months.

Used Car Loan Sawaimadhopur Eligibility Criteria

For Salaried:-

  1. Minimum level “age”: 21 years
  2. Maximum level “age at loan maturity”: 60 years
  3. Minimum level “employment”:1 year at present employment and similar proportion years at work
  4. Minimum level “Annual Income”: Complete Rs. 2,50,000 per annual income, comprising spousal income

For Self-Employed:-

  1. Minimum level “age”: 25 years
  2. Maximum level “age at loan maturity”: 65 years
  3. Minimum level “employment”: 3 years in the profession
  4. Minimum level “Annual Income”: Those who offer at least 2.50,000 Rs annually

How to Apply or Register for Used Car Loan in Sawaimadhopur?

The granting of a Sawaimadhopur used car loan is a simple task with DialaBank. Follow the below steps listed to get the best deals:

  • Visit our Dialabank platform
  • Right-click for a used car loan in the list
  • Complete the details relating the form of used car and your salary
  • Wait for our financial advisor to get in contact with you on your given number earliest.
  • In case of questions about the loan, you can also touch our relationship managers at phone 9878981166.
  • To maximize the use of an offline used car loan others’ll need to visit the branch manually, which could turn out to be intense for you.

Used Car Loan for Major Used Car Manufacturers in Sawaimadhopur

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Sawaimadhopur

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

CIBIL Score Required for Used Car Loan in Sawaimadhopur

The Cibil rate is called what determines your abilities to create your credits pay off. A higher credit limit means a strong credit history which makes the application process for your used car loan smoother which easy to process. So much of the time, banks and NBFCs consider a credit score of 750 and above as a reasonable score to support your Sawaimadhopur loan application form.

This score will vary from bank to bank, again. You might be compelled to pay a higher interest rate on the loan sum in the situation of a poor CIBIL score than the required value and if your CIBIL score is decent or you’ll have to pay a poor rate of interest. So a CIBIL score in a used car loan is a significant factor.

Used Car Loan Sawaimadhopur Contact Number

If you’ve any queries about the use car loan in Sawaimadhopur, you can request any such assistance at the number 9878981166.

Pre Calculated EMI Table for Used Car Loan Sawaimadhopur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sawaimadhopur

Sawai Madhopur is among Rajasthan’s foremost conurbations. The town has experienced many historical episodes and reigns, popularly known as the ‘Gateway to Ranthambore’ Sawai Madhopur has hilly terrain which is partly plain and partly undulating. The southern and southeastern parts of the district have hills and broken land that form part of a vast rocky area surrounding the Chambaliver ‘s narrow valley

Used Car Loan EMI Calculator

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