Citibank Credit Card

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Top Citibank Credit Cards in India

Credit Card Name

Annual Fee

Category

Minimum Income Required (per month)

Citibank Rewards Credit Card Rs. 1,000 Shopping Rs. 25,000
Citibank PremiumMiles Credit Card Rs. 3,000 Travel Rs. 25,000
IndianOil Citi Credit Card Rs. 1,000 Fuel Rs. 25,000
Citibank Cashback Credit Card Rs. 500 Cashback Rs. 25,000
Citibank Prestige Credit Card Rs. 20,000 Lifestyle Check with the Bank
First Citizen Citi Credit Card Rs. 500 Shopping Check with the Bank

 

Citibank Credit Card Categories

Considering the needs of the customer, Citibank provides its customers with a wide range of benefits when it comes to shopping, cashback, lifestyle, fuel, and traveling. Below mentioned is the long-ranged of credit cards provided by Citibank:

Citibank India Oil Card

These cards are suitable for customers who have major expenses on fuel, travels multiple times in a year, and who prefer savings or rewards on their trips.

  1. IndianOil Citi Platinum Credit Card
  2. IndianOil Citi Titanium Credit Card

Apply for Citibank Indian Oil Credit Card

Citibank Reward Card

These credit cards are suitable for customers who prefer extra points on departmental store expenses, shopping, and other gift voucher and redeemable points which can be used to pay bills.

  1. Citibank Rewards Credit Card
  2. Citibank Rewards Domestic Credit Card
  3. First Citizen Citi Credit Card

Apply for Citibank Reward Credit Card

Citibank PremiumMiles Card

These cards are suitable for customers who frequently travel on domestic fights and who prefer to convert reward points as Airmiles, book air tickets, and hotel bookings.

  1. Citi PremiumMiles Credit Card

Apply for Citibank Premium Miles Credit Card

Citibank Cashback Card

These credit cards are suitable for those who frequently shop using credit cards and would want to collect points to redeem as gift vouchers and cashback.

  1. Citi Cashback Credit Card

Apply for Citibank Cashback Credit Card

Citibank Prestige Card

These credit cards are suitable for those who are ready to pay a high annual fee for premium privileges and are frequent travelers. You can get various travel and hotel benefits. 

  1. Citibank Prestige Credit Cards

Apply for Citibank Prestige Credit Card

Citibank Corporate Card

These credit cards are for those who wish to get various corporate and employee benefits. It also has a wide range of gift vouchers and cashback benefits.

  1. Citibank Corporate Credit Card

Apply for Citibank Corporate Credit Card

 

Citibank Credit Card Eligibility Criteria

Bank has set different criteria for various Credit Cards available in the range. The income of an individual is the most important one following by the age, Below mentioned table below elaborates the criteria: 

Name Income Age
Salaried Self-Employed
Citibank Rewards Credit Card Rs. 25,000 per month Rs. 25,000 per month Age between 21 – 65 years old.
Citibank PremiumMiles Credit Card Rs. 25,000 per month Rs. 25,000 per month
IndianOil Citi Credit Card Rs. 25,000 per month Rs. 25,000 per month
Citibank Cashback Credit Card Rs. 25,000 per month Rs. 25,000 per month
Citibank Prestige Credit Card Check with the bank Check with the bank
First Citizen Citi Credit Card Check with the bank Check with the bank

 

Citibank Credit Card Documents Required

Identity Proof  Address Proof Income Proof
Salaried Self-Employed
  • Driving License
  • Voter’s ID
  • Passport
  • Aadhar Card/E-Aadhar
  • Job Card issued by NREGA duly signed by an officer of the State Government.
  • Driving License
  • Voter’s ID
  • Passport
  • Aadhar Card/E-Aadhar
  • Job Card issued by NREGA duly signed by an officer of the State Government
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Form 16 
  • Employment letter
  • Audited financials for the last two years 
  • Certified financials

 

How to apply for Citibank Credit Card

Because of the rising demand for credit cards in the market nowadays, banks and financial institutions have made the application process simple and easy for the customers. You can apply for a credit card both online as well as offline:

Online Mode:

Applying for a credit card online is a very simple process. Just follow the steps mentioned below to enjoy a hassle-free experience:

  • Visit our website dialabank.
  • Fill in your name, income, location, and select credit card from the options given.
  • Click on “Request a quote”.
  • Wait as our relationship manager will soon get in touch with you over your credit card query.

Offline Mode:

People who are not comfortable with an online mode of application can visit the nearest Citibank branch personally to apply for the same:

  • Google the nearest branch online and visit the branch personally.
  • Enquire about a credit card with the representative.
  • The representative will guide you about the cards that match your best needs.
  • Fill the application form and provide KYC documents such as identity proof, address proof, etc. to complete the process.
  • Provide income proof and two passport-sized photographs.

 

Reward Points offered on Citibank Credit Card

 

 

Detailed features and benefits of the Top Citibank Credit Card in India

Citibank Rewards Credit Card

Citibank Rewards Credit Card
Key highlights Concierge services, Dining privileges, EMI privileges
Joining Fee Rs. 1000
Renewal Fee Rs. 1000
Joining Bonus 
  • Get 1500 bonus points on first spending within 30 days of issuance
  • Get 1000 bonus points on first spending within 60 days of issuance
Suitable for People who frequently shop using credit cards and would want to collect points to redeem as gift vouchers.
Features and benefits
  •  Get up to 15% on dining bills at over 2000 dining outlets.
  • EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
  • Get extra security as the card is equipped with EMV chip.
  • Pay credit card bills with rewards points.
  • Earn 10 reward points on every Rs. 125 spent on various department stores.
  • Get welcome benefits of up to 2500 bonus points on your first spending.
  • Annual fee waived on spending Rs. 30,000 in a membership year.
  • Convert saving points as vouchers, AirMiles and Cashbacks.
Reward redemption option

Redeem Points via:

  • SMS Online and in-store 
  • Vouchers
  • AirMiles
  • Cashback

 

Citibank PremiumMiles Credit Card

Citibank PremiumMiles Credit Card
Key highlights EMI privileges, AirMiles, instant SMS points redemption
Joining Fee Rs. 3,000
Renewal Fee Rs. 3,000
Joining Bonus 
  • Get 10000 miles on the first transaction of Rs. 1,000 within 60 days of card booking.
Suitable for People who frequent domestic traveler and would want to collect points to redeem as airmiles.
Features and benefits
  •  Get up to 15% on dining bills across the country with partner restaurants.
  • Access to lounge facilities across India.
  • EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
  • Get 3000 miles on every annual card renewal
  • Pay credit card bills with rewards points.
  • Complimentary Air Accident insurance coverage of Rs. 1 crore.
  • Get Lost Card Liability cover of Rs. 10 lakhs.
  • Use your miles to book flight tickets across over 100 airlines, hotel stays and car rentals.
  • Get 10 air miles on every Rs. 100 spent on airline transactions made at Premier Miles official website.
  • Get welcome benefits of upto 10000 miles on your first spending of Rs. 1000.
  • Annual fee waived on spending Rs. 30,000 in a membership year.
  • Convert saving points as vouchers and AirMiles 
Reward redemption option
  • Instant redemption via SMS to plan your complete holiday on online
  • Use your miles to book flight tickets
  • Transferring to loyalty account membership
  • Redeem your Miles instantly via SMS with our preferred partners like yatra, goibibo, goindigo, makemytrip
  • Vouchers and merchandise from premium luxury and electronic brands on the Citibank Online catalog.

 

IndianOil Citi Credit Card

IndianOil Citi Credit Card
Key Highlights Concierge Services, Dining Privileges, EMI Privileges, Various rewards redemption options (Turbo Points)
Joining Fee Nil for the first year
Renewal Fee Rs. 1000
Joining Bonus 
  • Get Rs.250 worth free fuel on first spent within 30 days of issuance
Suitable for People who want to save more on fuel expenses and receive rewards on your fuel expenses
Features and benefits
  • Get 4 Turbo points on every Rs. 150 spent on fuel at IndianOil outlets.
  • Get 2 Turbo points for every Rs.150 spent at grocery stores and supermarkets. 
  • Get up to 71 l free fuel on redeeming Turbo points annually.
  • Get up to 15% on dining bills at over 2000 dining outlets.
  • Convert expenses into easy EMI.
  • EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
  • Instant points redemption available at leading e-commerce sites via SMS.
  • Annual fee waived on spending Rs. 30,000 in a membership year.
  • Convert saving points as vouchers, AirMiles and Cashbacks.
Reward redemption option

Redeem Points as:

  • Vouchers
  • AirMiles
  • Cashback
  • Redeem your points instantly via SMS at leading e-commerce websites

 

Citibank Cashback Credit Card

Citibank Cashback Credit Card
Key Highlights Cashback, Dining privileges, shopping offers
Joining Fee Rs. 500
Renewal Fee Rs. 500
Joining Bonus  Nil
Suitable for People who frequently shop using credit cards and would want to collect points to redeem as gift vouchers and cashbacks.
Features and benefits
  • Get 5% cashback on movie tickets, telephone bills, and on all utility bills.

  • Get 0.5% cashback on all other spends.

  • Avail savings and offers on over 100+ stores.

  • Get up to 15% on dining bills at over 2000 dining outlets.

  • EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers. 

  • Automated statement credit as soon as you get Rs. 500 as cashback credit.

Reward redemption option
  • Cash back redemption in multiples of Rs. 500; Cash back point = Rs. 
  • Automatically credited as soon as you get Rs. 500 cashback.

 

Citibank Prestige Credit Card

Citibank Prestige Credit Card
Key highlights Golf benefits, lounge access, various travel and hotel benefits.
Joining Fee Rs. 20,000
Renewal Fee Rs. 20,000
Joining Bonus 

Get 10,000 bonus air miles and vouchers worth Rs 10,000 from Taj Group or ITC Hotels, every year

Suitable for People who frequently makes travel and hotel bookings and also prefers exquisite and luxurious benefits.
Features and benefits
  • EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
  • Complimentary one-night stay, on minimum booking of 4 nights, at exquisite properties across the world.
  • Get access at some of the most picturesque golf destinations; 3 complimentary green fees at selected courses
  • ‘By Invitation Only’ Events.
  • Unlimited complimentary Priority Pass lounge access at over 800 airports for primary and supplementary card members.
  • Get medical insurance of USD 50,000.
  • Get 15% discount on your dining bills at over 2,000 dining outlets.
  • Airport meet-and-greet services at airports and connecting flights.
  • Get 1 reward on every Rs. 100 spent domestically; 2 rewards on every Rs. 100 spent internationally.
  • Bonus points for Citi Priority, Citigold and Citigold Private Client customers
  •  
  • Get welcome benefits of upto 10,000 bonus air miles and vouchers worth Rs 10,000 from Taj Group or ITC Hotels, every year.
  • Convert reward points as gift vouchers of leading brands to latest gadgets; transfer them to loyalty programs of leading airlines; tranfer to luxury hotels.
Reward redemption option
  • Convert reward points to gift vouchers of leading brands, gadgets, and more.
  • Transfer reward points to loyalty programs of leading airlines like Etihad Airways, Malaysia Airlines, Jet Airways, British Airlines, and more.
  • Transfer reward points at luxury hotels like Taj Hotels and IHG.

 

First Citizen Citi Credit Card

First Citizen Citi Credit Card
Key highlights Annual fee waiver, Dining privileges, 
Joining Fee Rs. 500
Renewal Fee Rs. 500
Joining Bonus 
  • Get 500 first citizen reward points on first spending of Rs. 300 within 30 days of issuance
  • Welcome vouhers worth Rs. 2050 redeemable at Shopper’s Stop and Home Stop.
Suitable for People who frequently shop using credit cards and would want to collect points to redeem as gift vouchers. People who shop frequently on Shoper’s Stop would also find a many offers.
Features and benefits
  •  Instant reward redemption at Shopper’s Stop 
  • Annual fee waived on spending Rs. 30,000 in a membership year.
  • Get up to 15% on dining bills at over 2000 dining outlets.
  • Get 1% reversal on fuel surcharge on purchases at IndiaOil outlets
  • Earn 7 First Citizen Points per Rs. 100 spent at Shoppers Stop for private label brands; spent elsewhere
  • 2 First Citizen Reward Points on every Rs.200 on other spends; 1 First Citizen Point is earned per Rs. 100.
  • Convert saving points as vouchers and redeem instantly in-store and online.
Reward redemption option
  • Redeem Points as vouchers.
  • Instantly redeem your First Citizen Reward Points to shop (in-store and online).

 

 

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