Indian Overseas Classic Credit Card

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Indian Overseas Classic Credit Card

Indian Overseas Classic Credit Card Features 

Bonus rewards NIL
Acceptance Anywhere across the globe – it has 24 million outlets across the globe and 6,50,000 outlets in India.
Fuel surcharge waiver NIL
Joining offers NIL
  • Customers can withdraw the cash as well as use the card for  PoS/Ecom.
  • Option for 4 add on cards
  • Flexible payment – they have to pay the total due amount. They can pay a minimum amount.
  • Reward points for every e-commerce and merchant Point of Sale transactions.
  • Highest card security with the SMS alerts on every credit card transactions.
  • Insurance benefits

Indian Overseas Classic Credit Card EligibilityIndian Overseas Classic Credit Card

  • The applicant must be an Indian citizen or non-resident Indian.
  • The applicant must be having a good credit score.
  • The applicant should have a regular income or salary.
  • The minimum age is 18 years.

Indian Overseas Classic Credit Card Documents Required 

Identity Proof

Address Proof

Income Proof

  • Passport
  • Driving license
  • PAN card
  • Aadhaar card
  • Passport
  • Ration Card
  • Water/Electricity bill
  • Landline telephone bill
  • Property tax bill
Salaried Individual

  • Latest salary slip
  • Form 16

Self-Employed Individual

  • Certified financials.
  • Recent Income Tax Returns
  • Audited profit and loss statement or balance sheet

Indian Overseas Classic Credit Card Fees and Charges

Joining Fees No charges
Annual maintenance charges No charges
Reissuing fees 100 Rupees

Indian Overseas Classic Credit Card Credit limit

Minimum Credit Limit 10000 Rupees
Maximum Credit Limit 50000 Rupees

Indian Overseas Classic Credit Card Rewards

  • They are given reward points for each transaction that the client makes using an Indian Overseas Classic Credit Card.
  • The reward points will be credited directly to the account of the cardholder and can be used by the customer to buy an item he wants or convert it to cash.  
  • Credit card reward points scheme terms and conditions are subject to adjustment, inquire with Indian Overseas bank to know more about the new reward scheme.

Indian Overseas Classic Credit Card How to apply 

You can easily apply for an Indian Overseas ClassicCredit card. The bank gives the customer the option to apply offline and online. The procedure is given below.

Online Procedure

Dialabank can help you in the process of applying for a credit card. You can easily apply with Dialabank. Our service is fast and reliable.

  • Visit Dialabank website.
  • On the top of the page, there is a simple form provided. Fill your details in it.
  • Click on request quote.
  • Our relationship manager will get in touch with you.
  • You will get more information about the credit card from our representative.

You can avail of Dialabank’s guidance throughout the process of application, and you will get the best service here.

Offline Procedure

  • Find the nearest Indian overseas bank branch to you.
  • Visit the bank branch.
  • Get more information about the credit card from the officers.
  • Submit the application form and documents.