Business Loan Gandhinagar

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Why us?

No Collateral Required
Loans Up to 1 Crore
Hassle-free Disbursal
Doorstep Service
Unbiased Experts Advice

Best Banks for Business Loan in Gandhinagar

Feature
HDFC Bank
ICICI Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
12%
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt

1% - 2.5% of the Loan Amt

0.5% - 2% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes

Business Loan in Gandhinagar Features

Business Loan Gandhinagar

Business Loan Gandhinagar lend a helping hand via providing monetary aid to the people who are preparing to start a fresh business or are engaged in a previously running business. The unsecured debts do not require you to provide any kind of security to the bank dealing with you. These loans are simple to avail without much trouble.

Dialabank, the best financial helpline of India, is an NBFC serving on the policies of the low rate of interest of 10.45% for taking the Business Loan Gandhinagar and various other places of India. We present before you the idea of getting financed with convenient processing of documents without any collateral requirement,

We provide Business Loan with the least documentation to help you experience a better status in the market!

Business Loan in Gandhinagar Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan
0.50% to 1.50%
Nil
ICICI Bank Personal Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
1%
Nil
Andhra Bank Personal Loan
Nil
Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Business Loan in Gandhinagar Documents Required

Salaried Applicants:

  • PAN Card Copy
  • Identity Verification Proof 
  • Two Passport-sized photos
  • Proof of Residence (Rental/ Owned) 
  • Slips of pay for the last three months
  • Bank statements for the previous six months

Self-Employed Applicants:

  • PAN Card Copy
  • Aadhar Card Copy
  • Two passport-sized photos
  • Residence Verification Proof (Aadhar Card/ Driving License)
  • Financial documents (Balance Sheet, Profit and Loss Statement and Income Tax Return records).

Business Loan in Gandhinagar Eligibility Criteria

Salaried Applicants:

  • Excellent credit history of the candidate is required while applying for the loan.
  • The work position of the candidate should be stated while applying for the loan.
  • The minimum income of INR 25,000 per month of the applicant is required to apply.
  • The minimum age of twenty-one years and a maximum of sixty years to avail the loan.
  • The least job experience of three years and pay to be held in the candidate account.

Self-Employed Applicants:

  • The CIBIL/ credit score should be clear with no debt or dues pending.
  • The yearly earnings of the candidate should be at least Rs 2.5 lakh.
  • The company should be in operation from the past three years in continuous terms.
  • The minimum age of the candidate should be 25 years when applying for the loan in your city.
  • A record of Income Tax Records for the last three years is needed when applying for the loan.
  • The complete documentation process requires bank statements for the past three months.

How to Apply for Business Loan Gandhinagar?

  1. Visit the website of Dialabank.
  2. Go to the loan section and click on Business Loan.
  3. Fill in details appearing on the form as per your own place.

For further information and free guidance, contact us on 9878981166.

Processing Fees / Prepayment Charges on Business Loan in Gandhinagar

All Banks and NBFCs charge a processing fee for your Business loan Gandhinagar application. This fee is charged on Business Loan Gandhinagar is up to 2.50% of the loan amount.

If you settle your loan before the allowed loan period, every lending organisation requires you to pay a penalty payment fee for the same. Mostly, it is not allowed to end your loan before one year from the date of obtaining Hence, the charges differ varying on the time period the credit has been terminated before.

The prepayment charges are stated below:

  • 07-24 Months – 4% of Principal Outstanding
  • 25-36 Months – 3% of Principal Outstanding
  • >36 Months – 2% of Principal Outstanding

Business Loan EMI Calculator Gandhinagar

Business Loan Gandhinagar Contact Number

Contact 9878981166 for immediate help and approval of your Business Loan Gandhinagar or any other town.

Pre Calculated EMI Table for Business Loan Gandhinagar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

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