Bank of Baroda Prime Credit Card

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Bank of Baroda Prime Credit Card Features

Bank of Baroda Prime Credit CardThe features of Bank of Baroda Prime Credit Card are as follows :

  1. Reward Points: The Card Holder receives 4 rewards point or Re.1 on redemption on every Rs.100 spent by you
  2. Guaranteed Issuance: The Card Holder gets guaranteed issuance against a fixed deposit of Rs.15,000 and above without having any income proof.
  3. No annual or joining fee: You do not have to pay any sort of joining or annual fee in the first year of joining.
  4. Redeem Cashback: There are multiple ways to redeem your reward points in the form of cashback and value-added services.
  5. Fuel Surcharge Waiver: If the cardholder spends around Rs. 400 to Rs. 5000 on fuel then 1% fuel surcharge is waived off.
  6. Redeem Online: You can simply track and redeem your cashback online by logging in credit card online.
  7. Flexible Credit Card Limits: Get flexible card limits as per customer’s requirements.
  8. Customer services: The relationship Manager reach out to the customers for any need of the customer.
  9. Personal Alerts: The customer is notified on every update by the bank.
  10. Free Add-on Cards: 3 immediate add on cards for family members above 18 years.

Bank of Baroda prime Credit Card Eligibility Criteria

Following are the necessary eligibility criteria for availing Bank of Baroda Prime Credit Card :

Particulars

Criteria

Minimum Age  18 years
Maximum Age 65 years
The income of the Applicant A minimum of Rs. 60,000
Nationality The citizen must possess INDIAN Citizenship.

Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card.

CIBIL  A decent CIBIL Score is necessary to clear credit history.

Bank of Baroda Prime Credit Card Documentation

The banks ask for certain mandatory documents for availing Bank of Baroda Prime Credit Card:

Identity Proof Address Proof Income Proof

Passport

Driving License

PAN Card

Adhar Card

Voter ID

Recent telephone bills

Passport

Electricity Bill

Voter ID

Recent Copy of Salary Slips

Recent ITR Copies

3 months bank statement of salary credits.

Form16

Bank of Baroda Prime Credit Card Fees and Charges

The fee and Charges related to Bank of Baroda Prime Credit Card are as follows:

Services

Fee and Charges

First Year Fee Nil
Joining Fee Nil
Annual Fee Nil
Cash Withdrawal Charges 2.5% of the amount
Finance Charges 3.49% p.m.
Over Limit Charges Rs. 600
Unlocking Charges Rs. 300
GST Applied on taxable supplies
Late Payment Charges 15% of the total amount due

Bank of Baroda Prime Credit Card Rewards and Points Program

Following are the rewards and points received along with the Bank of Baroda Prime Credit Card  :

  • You can earn 4 rewards on every Rs 100 spends on dining, travel, online spends, utility bills and many more.

(4 reward points = Re 1 on redemption).

Bank of Baroda Prime Credit Card Limit

  • Flexi card limit as per customer’s wish

Video

How to Apply for Bank of Baroda Prime Credit Card

Give below are the steps involved while applying for Bank of Baroda Prime Credit Card:

  1. First of all, visit the Dialabank website.
  2. From the given page select Bank of Baroda Prime Credit Card.
  3. Provide with the required information in the application form for that card.
  4. Fill in all the necessary personal details correctly.
  5. Compare the eligibility criteria and if you are eligible then you can complete the online application.

Other Top Credit Cards by Bank of Baroda

  • Bank of Baroda Select Credit Card
  • Bank of Baroda Premier Credit Card
  • Bank of Baroda Easy Credit Card

FAQ

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