Bank of Baroda Select Credit Card

Bank of Baroda Select Credit Card FeaturesBank of Baroda Select Credit Card

The features of Bank of Baroda Select Credit Card are as follows :

  1. No Fee Card: As long as the cardholder reaches the minimum spending for an annual fee waiver.
  2. Reward Points: The cardholder gets 1 point on every purchase of Rs.100.
  3. Annual Fee waiver: Enjoy an annual fee waiver by spending Rs. 7,500 within the first 70 days of card issuance.
  4. Fuel Surcharge Waiver: You pay zero fuel surcharge across any petrol station in India.
  5. Redeem Online: You can simply track and redeem your cashback online by logging in credit card online.
  6. Flexible Credit Card Limits: Get flexible card limits as per customer’s requirements.
  7. Customer services: The relationship Manager reach out to the customers for any need of the customer.
  8. Personal Alerts: The customer is notified on every update by the bank.
  9. Free Add-on Cards: Get up to three free lifetime add-on cards for family members.

Bank of Baroda Select Credit Card Eligibility Criteria

Following are the necessary eligibility criteria for availing Bank of Baroda Select Credit Card :



Minimum Age  18 years
Maximum Age 65 years
The income of the Applicant 3 lakh annually and above  (for salaried individuals)

25 lakh annually  and above (for self-employed individuals)

Nationality The citizen must possess INDIAN Citizenship.

Non-resident Indians and individuals of foreign origin who are currently residing in India for employment can also apply for this card.

CIBIL  A decent CIBIL Score is necessary to clear credit history.

Bank of Baroda Select Credit Card Documentation

The banks ask for certain mandatory documents for availing of Bank of Baroda Select Credit Card:

Identity Proof

Address Proof

Income Proof

  • Passport
  • Driving License
  • PAN Card
  • Adhar Card
  • Voter ID
  • Recent telephone bills
  • Passport
  • Electricity Bill
  • Voter ID
For Salaried:

  • Latest Form 16 or ITR copy

For Self-Employed:

  • Last three years’ audited balance sheet
  • Profit and loss account

Fees and Charges

The fee and Charges related to Bank of Baroda Select Credit Card are as follows:


Fee and Charges

First Year Fee Rs. 750
Annual Fee Rs. 750
Cash Withdrawal Charges 2.5% of the amount
Finance Charges 3.25% p.m.
Over Limit Charges 1% if the card exceeds the fixed limit
Foreign Currency transaction charges 3.5% of the transaction amount
GST Applied on taxable supplies
Late Payment Charges In case the  outstanding is

  • < Rs.200 – NIL
  • Rs.201 to Rs.500 – Rs.100
  • Rs.501 to Rs.1,000 – Rs.400
  • Rs.1,001 to Rs.10,000 – Rs.500
  • More than 10,001 – Rs.750

Rewards and Points Program

Following are the rewards and points received along with the Bank of Baroda Select Credit Card  :

  • The cardholder gets 1 reward point on every Rs.100 spent on all categories and 5X more rewards on online shopping, dining, and the payment of utility bills.
  • Get up to 1,000 bonus reward points on conducting 5 transactions above Rs.1,000 on the card.
  • The cardholder can redeem reward points either for cashback or for surprising coupons and vouchers.

Bank of Baroda Select Credit Card Limit

  • Flexi card limit as per customer’s wish


How to Apply for Bank of Baroda Select Credit Card

Give below are the steps involved while applying for the Bank of Baroda Select Credit Card:

  1. First of all, visit the Dialabank website.
  2. From the given page select Bank of Baroda Select Credit Card.
  3. Fill in the required information in the application form for that card.
  4. Fill in all the necessary personal details correctly.
  5. Compare the eligibility criteria and if you are eligible then you can complete the online application.

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