YES FIRST Preferred Features
- Medical Insurance: Get Rs.25 lakh Medical insurance for crisis hospitalization when voyaging abroad.
- Credit shield: Also, get a credit shield in the event of the incidental demise of the essential cardholder.
- Concierge services: Get 24×7 devoted attendant help who will assist you with lodging reservations, flight bookings, restaurant references, movie tickets help, and flowers and gift delivery.
- Automobile assistance: Get 24×7 crisis automobile help with your YES First Preferred Credit Card. You can utilize this administration for crisis towing help or side of the road fix.
- Card Protection Plan: Safeguard your Credit card with the Credit Card Protection Plan. This component ensures you in the event of loss of card, burglary, or extortion.
YES FIRST Preferred Eligibility Criteria
The following is the eligibility criteria for YES FIRST Preferred :
|Minimum Age||21 years|
|Maximum Age||60 years|
|Minimum Income||Rs. 2 lakh per month|
|Self-employed||Income Tax Return should be Rs.24 lakh or more|
|Fixed Deposits||fixed deposit with YES Bank of Rs.3 lakh or above|
YES FIRST Preferred Documentation
The following documents are required for YES FIRST Preferred:
Fees and Charges
The Fees and Charges related to YES FIRST Preferred are shown in the below table:
Fees and Charges
|Finance charges||For current YES Bank clients, 1.99 %; for new YES Bank customers, 2.75 %.|
|Over limit charges||2.5% of Over Limit Amount or Rs.500|
|Add-on card fee||NIL(up to 3 cards)|
|Foreign currency mark-up charge||1.75%|
|Duplicate statement request (per statement)||Rs.100|
Rewards Points programs
- 8 points for every Rs. 100/- spent
- 1 RP = 0.25
- 2% savings on all card spend.
YES FIRST Preferred Credit Card Limit
- The Cash limit is 30% of the credit limit.
How to apply for YES FIRST Preferred
- Go first to Dialabank ‘s website.
- Pick your YES FIRST Preferred.
- For that card, fill in an application form. Properly fill in all the necessary details.
- Check your eligibility, and then you can finish the online application if you are eligible.
Other Top Credit Cards by YES Bank
- YES Prosperity Edge
- YES Premia Credit Card
- YES Prosperity Rewards Plus
- YES FIRST BUSINESS Card
- YES Prosperity BUSINESS Card
- YES Prosperity Rewards Credit Card
- YES FIRST Exclusive Credit Card