YES FIRST Preferred

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YES FIRST Preferred


YES FIRST Preferred Features

  • Medical Insurance: Get Rs.25 lakh Medical insurance for crisis hospitalization when voyaging abroad.
  • Credit shield: Also, get a credit shield in the event of the incidental demise of the essential cardholder.
  • Concierge services: Get 24×7 devoted attendant help who will assist you with lodging reservations, flight bookings, restaurant references, movie tickets help, and flowers and gift delivery.  YES FIRST Preferred
  • Automobile assistance: Get 24×7 crisis automobile help with your YES First Preferred Credit Card. You can utilize this administration for crisis towing help or side of the road fix.
  • Card Protection Plan: Safeguard your Credit card with the Credit Card Protection Plan. This component ensures you in the event of loss of card, burglary, or extortion.

YES FIRST Preferred Eligibility Criteria

The following is the eligibility criteria for YES FIRST Preferred :

Eligibility Criteria


Minimum Age 21 years
Maximum Age 60 years
Minimum Income Rs. 2 lakh per month
Self-employed Income Tax Return should be Rs.24 lakh or more
Fixed Deposits fixed deposit with YES Bank of Rs.3 lakh or above

YES FIRST Preferred Documentation

The following documents are required for YES FIRST Preferred:

Address proof

Identity Proof

Income proof

  • Aadhaar card
  • Telephone bill
  • Electricity bill
  • Passport
  • Voter ID card
  • Ration card
  • Passport
  • Driving license
  • PAN Card
  • Aadhaar card
  • Voter’s ID card
  • Ration Card
  • Passport
  • 2 Passport size photographs

For salaried

  • Latest payslips
  • Bank Account statements for the past 6 months.

For self-employed

  • Recent ITR (Income Tax Returns)
  • Audited profit and loss statement
  • Balance sheet

Fees and Charges

The Fees and Charges related to YES FIRST Preferred are shown in the below table:

Fees and Charges


Joining fees NIL
Annual fee NIl
Finance charges For current YES Bank clients, 1.99 %; for new YES Bank customers, 2.75 %.
Over limit charges 2.5% of Over Limit Amount or Rs.500
Add-on card fee NIL(up to 3 cards)
Foreign currency mark-up charge 1.75%
Duplicate statement request (per statement) Rs.100

Rewards Points programs

  •  8 points for every Rs. 100/- spent
  • 1 RP = 0.25
  • 2% savings on all card spend.

YES FIRST Preferred Credit Card Limit

  • The Cash limit is 30% of the credit limit.

How to apply for YES FIRST Preferred

You could conveniently use Dialabank to apply for the YES FIRST Preferred programme. 
Taking the following steps to get your credit card quickly: 
  • Go first to Dialabank ‘s website.
  • Pick your YES FIRST Preferred.
  • For that card, fill in an application form. Properly fill in all the necessary details.
  • Check your eligibility, and then you can finish the online application if you are eligible.

Other Top Credit Cards by YES Bank

  • YES Prosperity Edge
  • YES Premia Credit Card
  • YES Prosperity Rewards Plus
  • YES Prosperity BUSINESS Card
  • YES Prosperity Rewards Credit Card
  • YES FIRST Exclusive Credit Card


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