Vijaya Bank Loan On Credit Card

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Vijaya Bank Loan on Credit Card- Different Types and Benefits

The below mentioned are the types of credit cards and benefits of Vijaya Bank Loan on Credit Card.

1. Visa Classic Credit Card :

  • The minimum Credit Limit is Rs.5,000.
  • The maximum Credit Limit is Rs.75,000.
  • The card can be used in India and Nepal.
  • The Cash withdrawal limit is 50% of the credit limit.

2. Master Card Classic Credit Card :

  • The minimum Credit Limit is Rs.5,000.
  • The maximum Credit Limit is Rs.75,000.
  • The card can be used in India and Nepal.
  • The Cash withdrawal limit is 50% of the credit limit.
  • The card is suitable for domestic use.

3. Vijaya Platinum Credit Card :

  • The card can be used in India and Nepal.
  • The Cash withdrawal limit is 50% of the credit limit i.e Rs.25,000.
  • The card is suitable for domestic use.
  • The renewal fee is very low.

4. Visa Gold Credit Card :

  • The card is available only to the Vijaya Bank Account holders.
  • The credit facility is of Rs.5 lakhs.
  • The cash withdrawal limit is 50% of the credit limit.
  • The minimum credit limit is Rs.75,000.
  • There is no maximum card limit set.
  • The card is used in India and Nepal.

5. Mastercard Global Credit Card :

  • This card is suitable for International use.
  • The cash withdrawal limit is 50% of the credit limit i.e Rs.50,000.
  • You will get insurance cover against fraudulent usage if the card is stolen or lost.
  • You will get 1 loyalty point on every purchase of Rs.100.
  • The credit limit is Rs.5 Lakhs or above.

6. Visa Classic International Credit Card :

  • This card is accepted globally.
  • The cash withdrawal limit is Rs.25,000.
  • The minimum Credit Limit is Rs.5,000 and the maximum credit limit is Rs.75,000.
  • The credit facility is of Rs.2 lakhs is available.

7. Visa City Specifics Credit Card :

  • This card is accepted worldwide.
  • The minimum Credit Limit is Rs.5,000
  • The maximum credit limit is Rs.75,000.
  • The cash withdrawal limit is Rs.25,000 or 50% of the credit limit.
  • The credit facility is of Rs.2 lakhs is available.

8. Visa Doctors Card :

  • This card is accepted worldwide.
  • The minimum Credit Limit is Rs.5,000
  • The maximum credit limit is Rs.1.5 lakhs.
  • The cash withdrawal limit is Rs.25,000
  • The credit facility is of Rs.2 lakhs is available.

Eligibility For Vijaya Bank Loan on Credit Card

There are some criteria set by the bank for Vijaya Bank Loan on Credit Card. Check the required eligibility criteria below.

  • The Minimum age of the applicant should be 18 Years.
  • The Maximum age of the applicant should be 60 Years.
  • The Minimum Income of the applicant should Rs.50,000 p.a.
  • A decent CIBIL Score is required.

How to Apply For Vijaya Bank Loan On Credit Card

You can easily apply for a Vijaya Bank Loan on Credit Card through Dialabank.

  1. First, visit the Dialabank website.
  2. Fill the application form.
  3. Find your preferred Vijaya Bank Credit card.
  4. Fill in all your basic details correctly.
  5. Check your eligibility and if you are eligible then you can complete the online application.

Repayment of Loan on Vijaya Bank Loan on Credit Card

The following are some options for the repayment of Loan on Vijay Bank Loan on Credit Card:

1. Net Banking :

  • If you want to use the net banking service at Vijay Bank then first you need to register yourself on their net banking portal.
  • After registration, you can log in on their net banking portal and can repay the Credit Card loan easily.

2. NEFT :

  • You can repay the loan at Vijaya Bank from a different bank account through the NEFT facility.

3. Cash Deposit :

  • You can also repay the loan in Offline mode.
  • You can deposit the cash at the nearest Vijaya Bank Branch.

4. Cheque Payment :

  • This is the easiest method of repayment.
  • You just need to fulfill the required details. You can drop the cheque at the nearest Vijaya Bank Branch.

Should you opt for a Loan on Credit Card

  • It doesn’t require additional documents.
  • Your credit limit can be converted into a loan.
  • You can repay the amount in flexible tenures.
  • The interest rates are also affordable.

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