Two Wheeler Loan Srinagar

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Two Wheeler Loan Srinagar

Best Banks for Two Wheeler Loan in Srinagar

Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Two Wheeler Loan Srinagar Features

two wheeler loan srinagar

Apply for a Two Wheeler Loan

Thinking of purchasing a new bike? But do not have the required finances for it? Do not worry! A Two-Wheeler Loan is available for you. A Two Wheeler Loan is a means of funding or financial help offered by banks and NBFCs to individuals at an affordable rate of interest.

A Two-Wheeler Loan Srinagar helps you in buying a bike or scooter with your choice. Two Wheeler Loan in Srinagar is available for both the salaried as well as for the self-employed individuals.

Some of the main features of a Two Wheeler Loan in Srinagar are:

  • Easy and simple processing
  • Loan amount disbursed rapidly
  • Two Wheeler Loans are available at a reasonable rate of interest
  • Easy repayment choices are available for you
  • Fulfil your desire for purchasing a new two-wheeler
  • Two Wheeler Loans are easily accessible through Dialabank

Two Wheeler Loan Srinagar Interest Rates

Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Kotak Car Loan
1% to 2%
2.25% of foreclosure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Muthoot Car Loan
Manappauram Car Loan
PNB Car Loan
0.70% to 1%
Canara Bank Car Loan
Andhra Bank Car Loan

Apply for a Car Loan

Know more about Two Wheeler Loan Interest Rates.

Two Wheeler Loan Srinagar Documents Required

For Salaried:-

  • Self Proof: PAN Card, Voters ID card, Passport copy, Driving License
  • Earning Proof: Latest 3-month salary slip with form 16
  • House Proof: Driving license / Voters card / Passport Copy / Telephone Bill / Ration card / Electricity Bill / Life Insurance Policy 
  • Compulsory Document: PAN Card
  • Bank Statement: Last 3 months.

For Self Employed:-

  • Identification Proof: PAN Card, Voters ID card, Passport copy, Driving License
  • Residence Proof(any 1): Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
  • Compulsory Document: PAN Card
  • Bank Statement: Last 3 months.

Know more about Two Wheeler Loan documents required.

Two Wheeler Loan Srinagar Eligibility Criteria

For Salaried:-

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 1 year in job employment and a minimum of 2 years of job
  4. Minimum Monthly Income: Rs. 7,000
  5. High CIBIL Score: Get the loan easily

For Self-Employed:-

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 3 years
  4. Minimum Monthly Income: Rs. 6,000

Know more about Two Wheeler Loan eligibility criteria.

Two Wheeler Loan for Top Selling Bikes in Srinagar

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Processing Fees / Prepayment Charges on Two Wheeler Loan in Srinagar

The processing fee is the charge taken by the bank for the processing of a two-wheeler loan. This ranges from bank to bank. It is dependent on the loan amount. The processing fee charges for a two-wheeler loan in Srinagar is up to 3% of the loan amount (maximum).

Prepayment charges are the charges you will pay to the bank if you want to pay the loan amount before the time for reducing your interest burden. Prepayment charges vary from 3% to 10% of the outstanding principal for getting a two-wheeler loan from Srinagar.

Two Wheeler Loan Srinagar Contact Number

Dialabank is the most trustworthy agent who will serve you in the entire procedure of two-wheeler loan.

You can apply online with Dialabank and get the best offers on a two-wheeler loan with approval instantly, or you can contact on this number for any queries about the two-wheeler loan in Srinagar  9878981166.

Our customer care executive will provide you with guidance and assistance to solve your queries about a two-wheeler loan.

Pre Calculated EMI Table for Two Wheeler Loan Srinagar

Rate 4 yrs 3 yrs 2 yrs 1 yr
11.83% 2625 3313 4699 8876
12.00% 2633 3321 4707 8884
12.50% 2658 3345 4730 8908
13.00% 2682 3369 4754 8931
13.50% 2707 3393 4777 8955
14.00% 2732 3417 4801 8978
14.50% 2757 3442 4824 9002
15.00% 2783 3466 4848 9025
15.50% 2808 3491 4872 9049
16.00% 2834 3515 4896 9073
16.50% 2859 3540 4920 9096
17.00% 2885 3565 4944 9120

Two Wheeler Loan EMI Calculator Srinagar

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About Srinagar

Srinagar is the largest city and the summer capital of Jammu and Kashmir(Union Territory) of India. It is well known for its natural environments, gardens, waterfronts, and houseboats. Also, it is known for traditional Kashmiri handicrafts like Kashmir Shawls and dried fruits. It has covered in a 294 square kilometres area. It had a population of over one million.

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