Used Car Loan Jamkhandi

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Used Car Loan Jamkhandi

Best Banks for Used Car Loan in Jamkhandi

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Jamkhandi Features 

Advance Amount used car loan in Jamkhandi

  • The benefit of credit up to Rs. 2.5 crore on a wide extent of trade-in vehicles and multi-utility vehicles
  • Get between 3 to different events your yearly pay, and get up to 100% of the assessment of the car* *Age of Car at credit improvement ought not to cross 10 years, subject to the most groundbreaking progress residency of 60 months.

Unequaled help

  • The immense condition altogether notice – from assessment to title move
  • Had consistent help in conformity with pick out a car as meets you precise needs
  • The upside concerning certain and firm compensation plans along with pocket-obliging EMIs

Adaptable Repayment Tenure

  • Versatile reimbursement residencies out of a year to 60 months
  • Urgent Processing and support
  • Experience get issue free sifting through, obliging sponsorships, and sharp disbursals
  • Track your application at whatever point, wherever. Come declarations as regards your savings application at each stage
  • See doorstep association and obliging and head documentation
  • Check your improvement limit in just 60 seconds

Loans without income proof

  • Get 80% of the assessment of the vehicle concerning the development outright for quite a while without pay confirmation
  • Get 85% of the assessment of the vehicle concerning the development outright for quite a while without pay confirmationApply for a car loan

Used Car Loan Jamkhandi Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Used Car Loan Jamkhandi Documents Required

An individual must check the documents required for car loan before deciding.

Salaried Individuals:

Any of the accompanying archives as personality and Address Proof:

  1. Substantial Passport
  2. Lasting Driving permit [recent, decipherable, laminate]
  3. Citizens ID Card
  4. Occupation card gave by NREGA
  5. The letter gave by the National Population Register containing subtleties of name and address

All the accompanying archives as evidence of salary:

  1. Most recent Salary Slip
  2. Most recent Form 16/Latest ITR
  3. Last 6 months bank statement

Any of the accompanying assign confirmation verification:

  1. Identification Copy
  2. Photograph Driving License with DOB (later, readable, covered)
  3. Financial record with Credit Card Copy
  4. Broker’s Verification
  5. Duplicate of Margin Money Paid to the Bank

Self-employed Individuals

  1. Update and Articles of Association/Certificate of Incorporation as age evidence
  2. Update and Articles of Association/Certificate of Incorporation as personality verification
  3. Most recent ITR and reviewed monetary record alongside benefit and misfortune account as verification of salary

Any of the accompanying archives as address evidence:

  1. Notice and Articles of Association
  2. Affirmation of Incorporation
  3. Phone Bill
  4. Power Bill

Any of the accompanying assign confirmation verification:

  1. Visa Copy
  2. Photograph Driving License with DOB (later, clear, covered)
  3. Financial record with Credit Card Copy
  4. Investor’s Verification
  5. Duplicate of Margin Money Paid to the Bank

Used Car Loan Jamkhandi Eligibility Criteria

To obtain the loan amount, a person must meet the Eligibility criteria for car loan.

Salaried Individuals:

  1. This incorporates specialists, CAs, representatives of private restricted organizations, workers from public area endeavors, including focal, state, and neighborhood bodies
  2. People who are at least 21 years old at the hour of applying for the advance, and no more established than 60 toward the finish of the credit residency
  3. People who have had work for in any event 2 years, with at least 1 year with the current manager
  4. The individuals who procure at least Rs. 2,50,000 every year, including the salary of the companion

Self Employed Individuals:

  1. This consolidates people who own a private association in the matter of amassing, trading, or advantages
  2. Should obtain at any rate Rs. 2,50,000 for each annum
  3. People who have an office landline

Used Car Loan for Major Car Manufacturers in Jamkhandi

TABLE WILL APPEAR

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Processing Fees / Prepayment Charges on Used Car Loan Jamkhandi

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Pre Calculated EMI Table for Used Car Loan Jamkhandi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

Used Car Loan EMI Calculator Jamkhandi

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