Best Banks for Used Car Loan in Tadepalligudem
Used Car Loan Tadepalligudem Features
A Used Car Loan Tadepalligudem can be valuable to you as it has various characteristics which are stated below by Dialabank:
- Beginning from 12 months, we have adjustable repayment ideas for you.
- Our extremely skilled experts serve you to pick a car that suits your wants.
- The flexibly payable instalments are ready with comfortable repayment plans for you.
- Maximum loan period of 60 months given that the car at loan maturity age is of maximum 10 years.
- Loan up to Rs 2.5 crore on the value of the car can be obtained by you easily.
- Reliable documentation for our clients who can now enjoy doorstep co-operation.
- Make a loan amount for 5 years without income proof-verification up to 85% of the value of the car.
- You may also obtain up to 3-6 times your yearly earning which means 100% of the value of the vehicle.
*Terms and Conditions Apply
Used Car Loan Tadepalligudem Interest Rates
Bank
|
Processing Fee
|
Prepayment Charges
|
HDFC Bank Car Loan
|
(1999 - 4999) + Tax
|
2%, Nil foreclosure charges after 24 months
|
Axis Bank Car Loan
|
1 % to 2.50%
|
Nil
|
Private Bank Car Loan
|
0.25% to 1.50%
|
2%, Nil foreclosure charges after 36 months
|
SBI Car Loan
|
500/- to 0.50%
|
Nil
|
Kotak Car Loan
|
1% to 2%
|
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Car Loan
|
Nil
|
Nil
|
Muthoot Car Loan
|
Nil
|
Nil
|
Manappauram Car Loan
|
Nil
|
Nil
|
PNB Car Loan
|
0.70% to 1%
|
Nil
|
Canara Bank Car Loan
|
1%
|
Nil
|
Andhra Bank Car Loan
|
Nil
|
Nil
|
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Tadepalligudem Documents Required
For Salaried Individuals:
For Identity and Address Proof:
- Passport Copy
- Driving license
- The letter assigned by the National Population Register stating name & address
- Voters ID Card
- Job card assigned by NREGA
For Income Proof:
- Latest Salary Slip
- Bank Statements for the last 6 months
- Latest Form 16/ Latest ITR
For Signature Verification Proof:
- Driving License
- Credit Card Statement and its Copy
- Verification of the banker
- Copy of margin cash paid to the Bank
- Passport Copy
For Self Employed**:
Age and identity proof: Certificate of Incorporation/ Memorandum and Articles of Association.
Income proof: Latest audited balance sheet with profit & loss account details and ITR records.
For Sign Verification Proof:
- Credit Card Statement Copy
- Copy of margin cash paid to the Bank.
- Passport Copy
- Verification of the banker
- Driving License
For Address Proof:
- Telephone Bill
- Electricity Bill
- Memorandum and Articles of Association
- Certification of Incorporation
**The following firms are also applicable for a Used Car Loan Tadepalligudem:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan Tadepalligudem Eligibility Criteria
The following candidates can suitably apply for a Pre-Owned Car Loan in Tadepalligudem:
Salaried Individual:
- Minimum Job Experience: People with employment experience for a minimum of 2 years and a minimum of 1 year with the current employer are applicable.
- Minimum Earning: People earning a minimum of Rs. 2.5 lakhs annually, the income of the spouse can be regarded as incorporated with the candidate’s income.
- Age Limit: Applicants having qualified the age of 21 years when implementing for the loan, and a maximum of 60 years of age at the end of the loan maturity stage.
- Professionals as doctors, CAs, a private and public limited company employee, are applicable for applying for the loan.
Self Employed***:
- People who own a private firm in manufacturing, trading, or service undertakings.
- Rs. 2.5 lakhs per year should be a minimum earning.
- People who have an office landline number.
***The following organisations are suitable to apply for a Used Car Loan Tadepalligudem:
- Sole Proprietorship
- Partnership Firms
- Public Limited Companies
- Private Limited Companies
Used Car Loan for Major Car Manufacturers in Tadepalligudem
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Used Car Loan Tadepalligudem
Pre Calculated EMI Table for Used Car Loan Tadepalligudem
Used Car Loan EMI Calculator Tadepalligudem
About Tadepalligudem
Tadepalligudem is a must-visit town placed in the Andhra Pradesh state of India.